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Renters Insurance in San Marcos, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in San Marcos

Within 15 miles of San Marcos, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 125.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
M Listed
Medicare Plans by MedicareMall
4.8 · <100 reviews on Google

Medicare Mall is a specialist agency that helps clients navigate Medicare options, including Medicare Supplement (Medigap), Part D prescription drug plans, and Medicare Advantage plans. They provide personalized guidance, enrollment assistance, and ongoing support to ensure optimal coverage and cost savings.

AutoCommercial GLHomeownersRenters+1 more
San Marcos, TX· 2.0 mi
Carriers: Humana
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R Listed
Ryan Powell - State Farm Insurance Agent
4.8 · <100 reviews on Google7 yrs in business

Ryan Powell has been in the insurance industry with State Farm for over 13 years and has operated his agency for more than 7 years, serving customers throughout Texas. The agency offers personalized service, helping clients assess and select appropriate coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
San Marcos, TX· 2.8 mi
Carriers: State Farm
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R Listed
Rosie Garcia - State Farm Insurance Agent
4.8 · 100+ reviews on Google15 yrs in business

Rosie Garcia is a State Farm insurance agent serving Central Texas since 2011. She offers a wide range of personal and commercial insurance products and serves clients in both English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Marcos, TX· 1.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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A Listed
Amber Leighe Armer - State Farm Insurance Agent
4.8 · <100 reviews on Google8 yrs in business

Amber Leighe Armer is a State Farm insurance agent serving San Marcos, Texas and surrounding Central and South Texas counties. She offers a range of State Farm products including auto, home, renters, condo, business, life and health insurance. She has been an agent since February 2018 and leads a team with an emotional support dog.

AutoBoatCommercial GLHomeowners+4 more
San Marcos, TX· 1.6 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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R Listed
Rob Geiger - GEICO Insurance Agent
4.8 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, earthquake, flood and commercial general liability coverage.

AutoHomeownersRentersMotorcycle+6 more
San Marcos, TX· 2.2 mi
Carriers: GEICO1-2 agents
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B Listed
Brian Parker: Allstate Insurance
4.6 · 100+ reviews on Google

Brian Parker is an Allstate insurance agent serving San Marcos, TX. He offers a range of insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage, and provides quotes via phone, online, and appointments.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Marcos, TX· 2.8 mi
Carriers: Allstate
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Y Listed
Yarbrough Agency
4.7 · <100 reviews on Google

The Yarbrough Agency provides life, health, employee benefits, and retirement planning insurance solutions for individuals and businesses. Their trustworthy agents work to fit insurance to families and employee needs while keeping costs competitive.

AutoCommercial GLDisabilityHomeowners+3 more
San Marcos, TX· 2.1 mi
License on file (TDI)
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M Listed
Michael Feulner - State Farm Insurance Agent
4.8 · <100 reviews on Google

Michael Feulner State Farm is a local insurance agency serving central Texas, including Hays, Travis, and Comal counties. The agency offers personal and commercial insurance products with a focus on fast, personalized service and a strong community presence.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Marcos, TX· 2.3 mi
Carriers: State Farm1-2 agents
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M Listed
Meadows Insurance Agency San Marcos
4.8 · <100 reviews on Google

Meadows Insurance Agency is an independent Texas agency that helps customers find the right personal and commercial insurance solutions. Their agents shop multiple carriers to tailor coverage for home, auto, farm, boat, and more. They serve the San Marcos area with a focus on personalized service.

AutoHomeownersRentersCommercial GL+7 more
San Marcos, TX· 1.2 mi
1-2 agents
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F Listed
Farmers Insurance - Matthew Patterson
4.8 · 100+ reviews on Google

Licensed insurance agency in San Marcos, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
San Marcos, TX· 2.4 mi
Carriers: Farmers
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J Listed
Jo Stephens - State Farm Insurance Agent
4.7 · <100 reviews on Google19 yrs in business

Since 2007, Jo Stephens has served as a State Farm Agent in South Texas, providing auto, home, life, and other insurance services. He and his bilingual team serve San Marcos and surrounding areas with a focus on customer service.

AutoCommercial GLHomeownersLife+2 moreSpanish
San Marcos, TX· 2.4 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.9 · 500+ reviews on Google

Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Marcos, TX· 3.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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S Listed
San Marcos Insurance Agency, Inc.
4.8 · <100 reviews on Google

San Marcos Insurance Agency is an independent agency offering personal and business insurance solutions in Central Texas. They emphasize personalized service, a wide range of coverage options, and community involvement. The agency highlights its experienced team and partnerships with multiple carriers to provide competitive rates.

AutoBoatCommercial GLCommercial Property+5 more
San Marcos, TX· 3.7 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +221-2 agents
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D Listed
Direct Auto Insurance
4.7 · <100 reviews on Google

Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.

AutoCommercial GLHomeownersLife+3 more
San Marcos, TX· 3.8 mi
Carriers: Direct Auto Insurance1-2 agents
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G Listed
Goosehead Insurance - Jacob Frankel
4.1 · <100 reviews on Google

Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle and flood insurance, helping customers compare policies from many carriers. The site emphasizes personalized service, expert agents and easy online quoting.

AutoBoatCommercial GLFlood+4 more
San Marcos, TX· 2.8 mi
3-5 agents
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I Listed
Integrity Insurance Solutions
4.8 · <100 reviews on Google

Integrity Insurance Solutions is an independent agency in Central Texas offering auto and homeowners insurance, as well as business coverage. They emphasize personalized service and a wide selection of carriers to find the right policy at a competitive price.

AutoCommercial GLHomeownersRenters+1 more
San Marcos, TX· 2.6 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +851-2 agents
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R Listed
Rosado Insurance Agency
4.7 · 100+ reviews on Google

Rosado Insurance Agency, LLC provides high‑customer‑service insurance solutions across Texas, offering auto, home, motorcycle, flood, business and more. They partner with top‑rated carriers and draw on over 30 years of combined experience serving San Marcos, Elgin, Uvalde and surrounding areas.

AutoCommercial GLFloodHomeowners+3 moreSpanish
San Marcos, TX· 3.2 mi
1-2 agents
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A Listed
Allstate Insurance: Chandler Insurance Group
4.6 · <100 reviews on Google

Chandler Insurance Group is an Allstate agency serving San Marcos, TX, where the agent focuses on building relationships with local families and helping them protect their homes, personal property, and financial future. The agency offers personalized assistance via phone, email, and in‑person visits, emphasizing community involvement and tailored coverage options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Marcos, TX· 2.3 mi
Carriers: Allstate1-2 agents
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W Listed
Waldrip Insurance Agency, LLC
4.8 · <100 reviews on Google83 yrs in business

Since 1943 Waldrip Insurance Agency in San Marcos, TX has been assisting clients with insurance needs in Hays County and surrounding areas. Family‑run for three generations, they provide comprehensive knowledge and professional service on policies ranging from personal to business insurance.

AutoCommercial GLHomeownersRenters+1 more
San Marcos, TX· 2.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +391-2 agents
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M Listed
Matt Patterson Insurance Agency
3.0 · <100 reviews on Google

Matt Patterson Insurance Agency serves San Marcos and Central Texas, emphasizing outstanding customer service and treating clients like family. They help customers understand policies and create customized plans for home, auto, business, and life insurance.

AutoCommercial GLHomeownersLife+2 more
San Marcos, TX· 2.4 mi
Carriers: AmTrust Insurance Company, American Economy Insurance Company +50
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P Listed
Pronto Insurance
4.8 · <100 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They partner with over 30 carriers to offer the best protection at the lowest price.

AutoBoatCommercial GLCommercial Property+4 more
San Marcos, TX· 3.3 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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C Listed
Cisneros Insurance Agency
4.1 · <100 reviews on Google

Cisneros Insurance Group is an independent, locally‑owned insurance agency with two locations in Austin and San Marcos, Texas. They offer a range of personal and commercial coverage including auto, homeowners, renters, life, motorcycle and boat insurance. Their focus is on providing family‑like service and competitive prices.

AutoBoatCommercial GLHomeowners+4 more
San Marcos, TX· 2.3 mi
Carriers: ACCC Insurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +401-2 agents
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B Listed
Benchmark Insurance Group Inc
3.7 · <100 reviews on Google42 yrs in business

Benchmark Insurance Group, founded in 1984, serves the San Marcos community with a wide range of personal and business insurance solutions. The independent agency partners with multiple carriers to provide options for home, auto, commercial and specialty coverage.

AutoCommercial GLCommercial PropertyFlood+4 more
San Marcos, TX· 2.2 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA +1271-2 agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.

Renters insurance in other Texas cities

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