Renters Insurance in San Marcos, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
24 renters insurance agencies in San Marcos
Within 15 miles of San Marcos, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Medicare Mall is a specialist agency that helps clients navigate Medicare options, including Medicare Supplement (Medigap), Part D prescription drug plans, and Medicare Advantage plans. They provide personalized guidance, enrollment assistance, and ongoing support to ensure optimal coverage and cost savings.
Meadows Insurance Agency is an independent Texas agency that helps customers find the right personal and commercial insurance solutions. Their agents shop multiple carriers to tailor coverage for home, auto, farm, boat, and more. They serve the San Marcos area with a focus on personalized service.
Germer Insurance Services is a family of independent insurance agencies owned by brothers Gary Germer Jr. and Greg Germer, with locations in Bastrop, Lockhart, and San Marcos, Texas. They offer personalized service in person, electronically, and by phone, focusing on honesty and diligent work.
Cisneros Insurance Group is an independent, locally‑owned insurance agency with two locations in Austin and San Marcos, Texas. They offer a range of personal and commercial coverage including auto, homeowners, renters, life, motorcycle and boat insurance. Their focus is on providing family‑like service and competitive prices.
Family 4 Life is a 501(c)3 nonprofit founded in 2002 that reunites foster and adoptive siblings through events such as the "A Mile in My Shoes" walk and Camp Family4Life. It also runs the Dad'Zone program to support fathers and children.
Benchmark Insurance Group, founded in 1984, serves the San Marcos community with a wide range of personal and business insurance solutions. The independent agency partners with multiple carriers to provide options for home, auto, commercial and specialty coverage.
Colonial Life is an independent benefits provider that offers voluntary insurance products such as disability, life, accident, critical illness, dental & vision, and hospital indemnity for employers and public‑sector organizations. It simplifies enrollment and benefits administration through technology platforms like Gathr and provides personalized education and resources for employees.
Ability Insurance & Financial Services is an independent agency offering a wide range of insurance and financial products, emphasizing personalized service and competitive pricing. They work with multiple A‑rated carriers to find the best coverage for each client’s needs.
Licensed insurance agency in San Marcos, TX. Contact directly for available products and carriers.
Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance with an easy online quoting process. They emphasize fast, affordable coverage and personalized assistance.
Perdue Insurance Agency LLC is an independent agency based in Texas that focuses on commercial trucking and auto insurance, while also offering personal lines such as homeowners and motorcycle coverage. They emphasize working with a variety of top carriers to find affordable solutions for customers.
Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.
GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, earthquake, flood and commercial general liability coverage.
Rosado Insurance Agency, LLC provides high‑customer‑service insurance solutions across Texas, offering auto, home, motorcycle, flood, business and more. They partner with top‑rated carriers and draw on over 30 years of combined experience serving San Marcos, Elgin, Uvalde and surrounding areas.
Speedy Cash, founded in 1997, provides short‑term loans such as payday, title, and installment loans, serving over 10 million customers across the United States.
Rosie Garcia is a State Farm insurance agent serving Central Texas since 2011. She offers a wide range of personal and commercial insurance products and serves clients in both English and Spanish.
Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.
Amber Leighe Armer is a State Farm insurance agent serving San Marcos, Texas and surrounding Central and South Texas counties. She offers a range of State Farm products including auto, home, renters, condo, business, life and health insurance. She has been an agent since February 2018 and leads a team with an emotional support dog.
Chandler Insurance Group is an Allstate agency serving San Marcos, TX, where the agent focuses on building relationships with local families and helping them protect their homes, personal property, and financial future. The agency offers personalized assistance via phone, email, and in‑person visits, emphasizing community involvement and tailored coverage options.
Ryan Powell has been in the insurance industry with State Farm for over 13 years and has operated his agency for more than 7 years, serving customers throughout Texas. The agency offers personalized service, helping clients assess and select appropriate coverage.
The Southpark Agency is an independent agency located in Kyle, Texas serving the entire state. The owner has over 25 years of experience and founded the agency in 2009. They offer a range of insurance products including auto, homeowners, renters, commercial, flood, life and boat coverage.
Licensed insurance agency in San Antonio, TX; represents 37 carriers.
Michael Feulner State Farm is a local insurance agency serving central Texas, including Hays, Travis, and Comal counties. The agency offers personal and commercial insurance products with a focus on fast, personalized service and a strong community presence.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.