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Commercial Liability Insurance in San Marcos, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in San Marcos

Within 15 miles of San Marcos, TX. Click any agency to view profile, contact info, and request a quote.

MM

Medicare Plans by MedicareMall

San Marcos, TX· 2.0 mi
Agency
Popular
20+ agents

Medicare Mall is a specialist agency that helps clients navigate Medicare options, including Medicare Supplement (Medigap), Part D prescription drug plans, and Medicare Advantage plans. They provide personalized guidance, enrollment assistance, and ongoing support to ensure optimal coverage and cost savings.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Humana
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MM

Meadows Insurance Agency San Marcos

San Marcos, TX· 1.2 mi
Agency
10+ agents

Meadows Insurance Agency is an independent Texas agency that helps customers find the right personal and commercial insurance solutions. Their agents shop multiple carriers to tailor coverage for home, auto, farm, boat, and more. They serve the San Marcos area with a focus on personalized service.

AutoHomeownersRentersCommercial GL+7 more
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GS

Germer Insurance Services

San Marcos, TX· 2.0 mi
Agency
New on InsurConnect
10+ agents

Germer Insurance Services is a family of independent insurance agencies owned by brothers Gary Germer Jr. and Greg Germer, with locations in Bastrop, Lockhart, and San Marcos, Texas. They offer personalized service in person, electronically, and by phone, focusing on honesty and diligent work.

AutoCommercial GLHomeownersLife+2 more
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CA

Cisneros Insurance Agency

San Marcos, TX· 2.3 mi
Agency
20+ agents

Cisneros Insurance Group is an independent, locally‑owned insurance agency with two locations in Austin and San Marcos, Texas. They offer a range of personal and commercial coverage including auto, homeowners, renters, life, motorcycle and boat insurance. Their focus is on providing family‑like service and competitive prices.

AutoBoatCommercial GLHomeowners+4 more
Carriers: ACCC Insurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +39
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FL

Family 4 Life

San Marcos, TX· 1.6 mi
Agency
New on InsurConnect
20+ agents24yr

Family 4 Life is a 501(c)3 nonprofit founded in 2002 that reunites foster and adoptive siblings through events such as the "A Mile in My Shoes" walk and Camp Family4Life. It also runs the Dad'Zone program to support fathers and children.

AutoCommercial GLHomeownersRenters+1 more
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BI

Benchmark Insurance Group Inc

San Marcos, TX· 2.2 mi
Agency
New on InsurConnect
20+ agents42yr

Benchmark Insurance Group, founded in 1984, serves the San Marcos community with a wide range of personal and business insurance solutions. The independent agency partners with multiple carriers to provide options for home, auto, commercial and specialty coverage.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: AIG PROPERTY CASUALTY COMPANY, AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASI Lloyds +126
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CL

Colonial Life

San Marcos, TX· 2.4 mi
Agency
New on InsurConnect
20+ agents

Colonial Life is an independent benefits provider that offers voluntary insurance products such as disability, life, accident, critical illness, dental & vision, and hospital indemnity for employers and public‑sector organizations. It simplifies enrollment and benefits administration through technology platforms like Gathr and provides personalized education and resources for employees.

Spanish
AutoCommercial GLDisabilityHomeowners+3 more
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AL

Ability Insurance & Financial Services, LLC

San Marcos, TX· 2.5 mi
Agency
New on InsurConnect
10+ agents

Ability Insurance & Financial Services is an independent agency offering a wide range of insurance and financial products, emphasizing personalized service and competitive pricing. They work with multiple A‑rated carriers to find the best coverage for each client’s needs.

AutoBoatCommercial GLFarm+6 more
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IM

Insurance Agency of San Marcos

San Marcos, TX· 2.4 mi
Agency
10+ agents

Licensed insurance agency in San Marcos, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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AI

A I United Insurance

San Marcos, TX· 2.3 mi
Agency
New on InsurConnect
20+ agents

Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance with an easy online quoting process. They emphasize fast, affordable coverage and personalized assistance.

AutoCommercial GLHomeownersMotorcycle+2 more
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PL

Perdue Insurance Agency LLC

Kyle, TX· 10.0 mi
Agency
Very Popular
20+ agents

Perdue Insurance Agency LLC is an independent agency based in Texas that focuses on commercial trucking and auto insurance, while also offering personal lines such as homeowners and motorcycle coverage. They emphasize working with a variety of top carriers to find affordable solutions for customers.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, Alinsco Insurance Company, AmGUARD Insurance Company +21
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FI

Freeway Insurance

San Marcos, TX· 3.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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RG

Rob Geiger - GEICO Insurance Agent

San Marcos, TX· 2.2 mi
Agency
Very Popular
85yr

GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, earthquake, flood and commercial general liability coverage.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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RA

Rosado Insurance Agency

San Marcos, TX· 3.2 mi
Agency
Very Popular
6+ agents

Rosado Insurance Agency, LLC provides high‑customer‑service insurance solutions across Texas, offering auto, home, motorcycle, flood, business and more. They partner with top‑rated carriers and draw on over 30 years of combined experience serving San Marcos, Elgin, Uvalde and surrounding areas.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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SC

Speedy Cash

Kyle, TX· 11.5 mi
Agency
Very Popular
10+ agents29yr

Speedy Cash, founded in 1997, provides short‑term loans such as payday, title, and installment loans, serving over 10 million customers across the United States.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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RG

Rosie Garcia - State Farm Insurance Agent

San Marcos, TX· 1.8 mi
Agency
Very Popular
1-2 agents15yr

Rosie Garcia is a State Farm insurance agent serving Central Texas since 2011. She offers a wide range of personal and commercial insurance products and serves clients in both English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
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DI

Direct Auto Insurance

San Marcos, TX· 3.8 mi
Agency
Popular
3-5 agents

Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto Insurance
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AA

Amber Leighe Armer - State Farm Insurance Agent

San Marcos, TX· 1.6 mi
Agency
Popular
1-2 agents8yr

Amber Leighe Armer is a State Farm insurance agent serving San Marcos, Texas and surrounding Central and South Texas counties. She offers a range of State Farm products including auto, home, renters, condo, business, life and health insurance. She has been an agent since February 2018 and leads a team with an emotional support dog.

AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company, State Farm County Mutual Insurance Company of Texas +4
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AI

Allstate Insurance: Chandler Insurance Group

San Marcos, TX· 2.3 mi
Agency
Popular

Chandler Insurance Group is an Allstate agency serving San Marcos, TX, where the agent focuses on building relationships with local families and helping them protect their homes, personal property, and financial future. The agency offers personalized assistance via phone, email, and in‑person visits, emphasizing community involvement and tailored coverage options.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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RP

Ryan Powell - State Farm Insurance Agent

San Marcos, TX· 2.8 mi
Agency
Popular
1-2 agents7yr

Ryan Powell has been in the insurance industry with State Farm for over 13 years and has operated his agency for more than 7 years, serving customers throughout Texas. The agency offers personalized service, helping clients assess and select appropriate coverage.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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TA

The Southpark Agency

Kyle, TX· 9.5 mi
Agency
New on InsurConnect
10+ agents17yr

The Southpark Agency is an independent agency located in Kyle, Texas serving the entire state. The owner has over 25 years of experience and founded the agency in 2009. They offer a range of insurance products including auto, homeowners, renters, commercial, flood, life and boat coverage.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company, Allied Trust Insurance Company +36
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MF

Michael Feulner - State Farm Insurance Agent

San Marcos, TX· 2.3 mi
Agency
Popular
1-2 agents

Michael Feulner State Farm is a local insurance agency serving central Texas, including Hays, Travis, and Comal counties. The agency offers personal and commercial insurance products with a focus on fast, personalized service and a strong community presence.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JS

Jo Stephens - State Farm Insurance Agent

San Marcos, TX· 2.4 mi
Agency
Popular
1-2 agents19yr

Since 2007, Jo Stephens has served as a State Farm Agent in South Texas, providing auto, home, life, and other insurance services. He and his bilingual team serve San Marcos and surrounding areas with a focus on customer service.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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NA

Nulife Insurance Agency

Kyle, TX· 12.5 mi
Agency
10+ agents

We are a leading insurance company in the United States, committed to protecting what matters most: your well-being, your family, and your assets. Our mission is to provide peace of mind and security to our clients by delivering reliable, personalized, and affordable insurance solutions.

AutoCommercial GLHomeownersLife+2 more
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in San Marcos