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Auto Insurance in Amarillo, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

Auto insurance in Amarillo, TX: 24 licensed insurance agencies serve 203,729 residents in Potter County. auto premiums average $2,530 per year — 8% below the Texas state average. wind + hail drives 55% of homeowner claims.

24 auto insurance agencies in Amarillo

Within 15 miles of Amarillo, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 370.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
Texas Preferred Insurance
4.8 · <100 reviews on Google

Premier Independent Insurance Agency serving the Texas Panhandle and beyond, offering statewide coverage from Dalhart to Brownsville. They specialize in a variety of personal and commercial products and emphasize personalized service and local expertise.

AutoCommercial GLFarmHomeowners+3 more
Amarillo, TX· 0.3 mi
License on file (TDI)
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U Listed
Upshaw Insurance Agency
4.3 · <100 reviews on Google

Upshaw Insurance Agency is an independent agency that has been serving clients for nearly a century, offering personal, commercial, and health‑related insurance solutions nationwide.

AutoCommercial GLHomeownersRenters+1 more
Amarillo, TX· 0.3 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, ACUITY, A MUTUAL INSURANCE COMPANY +3093-5 agents
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J Listed
Jamie Smith - State Farm Insurance Agent
4.9 · 100+ reviews on Google13 yrs in business

Jamie Smith is a State Farm Insurance Agent serving Amarillo, TX since 2013. With over 20 years at State Farm and a combined 45 years of experience among his team, the agency offers personal and commercial lines including auto, homeowners, renters, life, motorcycle, boat, and farm insurance. The office emphasizes personalized service and community involvement.

AutoBoatCommercial GLFarm+5 more
Amarillo, TX· 4.7 mi
Carriers: State Farm
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance offers a variety of insurance products such as auto, life, homeowners, renters, motorcycle and boat coverage, and provides online quotes and phone assistance nationwide.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Amarillo, TX· 1.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
V Listed
VIVA Insurance
4.9 · 100+ reviews on Google

We consider each customer a family member who deserves the best service. We have years of insurance experience helping clients prepare for the unknown.

AutoCommercial GLCommercial PropertyDisability+4 more
Amarillo, TX· 2.6 mi
Carriers: Gateway Insurance Company, MGA Insurance Company, Inc. +31-2 agents
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H Listed
Herring Insurance Agency of Amarillo
4.6 · <100 reviews on Google45 yrs in business

Herring Agency of Amarillo has been serving Amarillo, Dalhart & Dumas, Texas for over 45 years, offering a wide range of insurance policies including auto, home, commercial, farm equipment, boat, motorcycle and life coverage. They partner with Germania Insurance and emphasize excellent claim service and knowledgeable agents.

AutoBoatCommercial GLCommercial Property+6 more
Amarillo, TX· 2.0 mi
Carriers: AssuranceAmerica Insurance Company, Consumers County Mutual Insurance Company +221-2 agents
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W Listed
West Texas Insurance Agency
4.3 · <100 reviews on Google31 yrs in business

West Texas Insurance Agency is a multi‑line agency offering personal and commercial coverage throughout Texas. Founded in 1995, the agency provides auto, homeowners, life, motorcycle and other insurance products with a focus on personalized service. They emphasize quality coverage, competitive premiums and long‑term client relationships.

AutoCommercial GLHomeownersLife+3 more
Amarillo, TX· 2.8 mi
License on file (TDI)
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C Listed
Clifton Insurance Agency, Inc.
4.9 · 100+ reviews on Google44 yrs in business

Clifton Insurance Agency, Inc is a family‑owned professional liability and high‑risk niche market insurer founded in 1982. It specializes in medical malpractice, law‑firm liability, oil & gas, and business errors & omissions, offering A+‑rated carrier options and personalized service.

AutoCommercial GLDisabilityHomeowners+3 more
Amarillo, TX· 5.7 mi
Carriers: Markel Insurance Company, National Summit Insurance Company +4
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B Listed
Bill McDonald: Allstate Insurance
4.9 · 100+ reviews on Google

Bill McDonald is a personal financial representative in Amarillo, TX offering auto, home, renters, motorcycle, boat and life insurance. He emphasizes helping families protect their home, car, and financial future and has served over 2,000 customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Amarillo, TX· 2.7 mi
Carriers: Allstate1-2 agents
View profile
W Listed
Williams-Boyce Agency, LLP
4.8 · <100 reviews on Google122 yrs in business

The Williams‑Boyce Agency of Amarillo, Texas, founded in 1904 by George Williams, has over a century of experience providing insurance solutions. It grew under John K. Boyce, Sr., a war hero and former president of the Texas Association of Insurance Agents, and continues to serve the Texas Panhandle community.

AutoCommercial GLHomeownersRenters+1 more
Amarillo, TX· 0.3 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Acadia Insurance Company +1151-2 agents
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V Listed
Verna Popp Insurance
4.8 · <100 reviews on Google

Verna Popp Insurance specializes in Medicare Advantage, Medicare Part D and Medigap. The independent agency helps customers in Amarillo and across Texas find the best coverage and peace of mind.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Amarillo, TX· 1.4 mi
Carriers: PHYSICIANS LIFE INSURANCE COMPANY, Physicians Mutual Insurance Company Inc. +11-2 agents
View profile
W Listed
West Texas Insurance on Ross St
4.6 · <100 reviews on Google

West Texas Insurance Agency, located in Amarillo, TX, offers a variety of insurance products such as auto, home, life, commercial, and motorcycle coverage. The site provides tools for getting instant quotes, managing policies, and filing claims. They serve customers in Texas, Oklahoma, and New Mexico.

AutoCommercial GLHomeownersLife+3 more
Amarillo, TX· 1.3 mi
1-2 agents
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H Listed
HOYL FINANCIAL GROUP, LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Amarillo, TX; represents 29 carriers.

AutoHomeownersRentersCommercial GL+1 more
Amarillo, TX· 2.2 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, American General Life Insurance Company +27
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F Listed
Freeway Insurance
4.7 · 100+ reviews on Google

Freeway Insurance offers a variety of insurance products, including auto, homeowners, renters, motorcycle, and boat coverage, serving customers across all 50 U.S. states. The Amarillo, TX office provides online quotes and phone assistance.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Amarillo, TX· 3.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
L Listed
Legacy Insurance Brokers
4.8 · <100 reviews on Google

Legacy Insurance Brokers is an independent agency in Amarillo, Texas that helps individuals, families, and businesses find the right insurance coverage at better rates. They offer personal lines like auto, home, and life insurance, as well as commercial lines such as business property and umbrella coverage, comparing multiple carriers to find the best options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Amarillo, TX· 3.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +931-2 agents
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A Listed
Amarillo Medicare Clinic
4.8 · <100 reviews on Google23 yrs in business

Welcome to Amarillo Medicare Clinic, where our team of experts provides top‑notch Medicare and Medicaid assistance to help you maximize benefits while minimizing out‑of‑pocket expenses. Serving Amarillo for over 23 years from our downtown office, we offer enrollment help, regular Medicare reviews, and personalized guidance.

AutoCommercial GLHomeownersRenters+1 more
Amarillo, TX· 1.5 mi
1-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.1 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Amarillo, TX· 1.4 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
A Listed
Acceptance Insurance
4.9 · 100+ reviews on Google

Licensed insurance agency in Amarillo, TX; represents 2 carriers.

AutoBoatCommercial GLHomeowners+4 more
Amarillo, TX· 1.4 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)1-2 agents
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M Listed
Merritt R Vaughn - State Farm Insurance Agent
4.9 · 1,000+ reviews on Google17 yrs in business

Merritt R. Vaughn is a State Farm insurance agent in Amarillo, Texas, serving the community since 2009. The agency offers a range of products including auto, home, renters, life, boat, and motorcycle insurance, with bilingual English and Spanish support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Amarillo, TX· 5.7 mi
Carriers: State Farm1-2 agents
View profile
B Listed
BILLY MAY AGENCY, LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Amarillo, TX. Contact directly for available products and carriers.

AutoHomeownersRenters
Amarillo, TX· 3.9 mi
License on file (TDI)
View profile
B Listed
BELL AND BOYD AGENCY, LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Amarillo, TX; represents 23 carriers.

AutoHomeownersRentersCommercial GL+1 more
Amarillo, TX· 0.3 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +211-2 agents
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A Listed
Amarillo's Insurance Agency
4.6 · 100+ reviews on Google

An insurance agency in Amarillo, TX that offers auto, home, commercial auto, general liability, and renters insurance with a focus on friendly service and affordable rates.

AutoCommercial GLHomeownersRenters+1 more
Amarillo, TX· 2.6 mi
1-2 agents
View profile
R Listed
Russ Glaze - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Russ Glaze State Farm agency in Amarillo, Texas, serving the Texas Panhandle since 2007. It offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Amarillo, TX· 6.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.