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Auto Insurance in Decatur, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Decatur

Within 15 miles of Decatur, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 121.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
Title Resources
4.7 · 16 reviews on Google

Title Resources, LLC offers title insurance, escrow, abstract plant, and notary services across Denton, TX and nearby locations. Their in‑house underwriting, large experienced staff, and convenient closing options aim to simplify real‑estate transactions.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 6.0 mi
Carriers: Title Resources Guaranty Company, Old Republic Title Insurance Group +210+ agents
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C Listed
Cary Bohn - State Farm Insurance Agent
4.9 · 328 reviews on Google19 yrs in business

Cary Bohn is a State Farm® insurance agent who founded his agency in October 2007. He offers a range of personal and business insurance products to customers in Wise County and beyond, and is active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Decatur, TX· 5.2 mi
Carriers: State Farm1-2 agents
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R Listed
Ricky Rivera - State Farm Insurance Agent
4.9 · 218 reviews on Google

We want to thank you for choosing Ricky Rivera Insurance as your insurance provider. Our agency is on a mission to build strong relationships with each one of our customers for a lifetime.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Decatur, TX· 6.1 mi
Carriers: State Farm1-2 agents
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T Listed
Teresa Mader - State Farm Insurance Agent
4.8 · 45 reviews on Google

At Teresa Mader State Farm, we know how important it is to protect the people and things that mean the most to you. Whether it’s life, auto, or home insurance, we’re here to help you find the right coverage — so you can feel confident about today and whatever comes next.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Decatur, TX· 6.3 mi
Carriers: State Farm1-2 agents
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G Listed
Goosehead Insurance - Jason Rottman
4.7 · 40 reviews on Google

Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance. They partner with over 200 carriers to provide customized quotes and focus on clear communication and customer service.

AutoBoatCommercial GLFlood+4 more
Decatur, TX· 5.4 mi
Carriers: American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company +81-2 agents
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W Listed
Wise County Auto Registration
4.5 · 74 reviews on Google

TxDMV provides vehicle registration, licensing, and tax assessor services for Texas counties, including Wise County, offering resources, forms, and office information to the public.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Decatur, TX· 5.2 mi
1-2 agents
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M Listed
Modern Woodmen of America, Decatur TX Regional Office

Cory Aberl is a Regional Director for Modern Woodmen, offering financial planning and life insurance services to members across 17 North Texas counties.

AutoCommercial GLHomeownersLife+2 more
Decatur, TX· 5.1 mi
Carriers: Modern Woodmen3-5 agents
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F Listed
Farmers Insurance - Benjamin Outland
4.8 · 33 reviews on Google

Licensed insurance agency in Decatur, TX; represents 3 carriers.

AutoCommercial GLHomeownersLife+2 more
Decatur, TX· 5.1 mi
Carriers: MARKEL AMERICAN INSURANCE COMPANY, National Summit Insurance Company +11-2 agents
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C Listed
Core Vision Insurance TX
4.8 · 7 reviews on Google

Advocate Financial Partners (AFP) is an acclaimed Insurance Brokerage that has partnered with elite insurance companies to offer an array of products and services to clients and businesses nationwide. Advocate Insurance Partners strive to help clients find purpose and clarity through principled stewardship. Through partnering with ASB, they work with 150 exceptional companies to present the best products for their clients.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 5.1 mi
1-2 agents
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W Listed
Wise Independent Insurance Group
4.8 · 5 reviews on Google

Wise Independent Insurance Group is a local agency in Wise County offering home, auto, commercial, life, and health insurance. Brokers Jaymi and Jay work together to shop over 20 carriers for the best rates and coverage. Clients can visit the office at 1804 Chico Hwy in Bridgeport or contact the agency online.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Decatur, TX· 5.5 mi
1-2 agents
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R Listed
Ray Aaron Insurance
4.4 · 17 reviews on Google

Ray Aaron Insurance is an independent agency serving the Bridgeport and Decatur areas of Texas. They provide personal coverages such as auto, homeowners, life, disability, motorcycle, boat, flood and renters insurance, as well as commercial options like general liability, property and umbrella policies.

AutoHomeownersRentersCommercial GL+7 more
Decatur, TX· 5.5 mi
1-2 agents
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F Listed
Farmers Insurance - Ronnie Bay Uselton
4.8 · 13 reviews on Google

Licensed insurance agency in Decatur, TX; represents 37 carriers.

AutoCommercial GLHomeownersLife+2 more
Decatur, TX· 5.7 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +351-2 agents
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S Listed
Sandy Creek Agency
4.0 · 8 reviews on Google

Sandy Creek Agency, founded by John & Lisa Kaker, is a family‑owned insurance agency in Decatur, Texas. They provide auto, home, and farm mutual insurance solutions and work with over 30 top‑rated personal and commercial carriers.

AutoCommercial GLFarmHomeowners+2 more
Decatur, TX· 6.8 mi
Carriers: American Mercury Insurance Company, Mercury County Mutual Insurance Company +11-2 agents
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S Listed
Stephens Bastian & Cartwright

Stephens, Bastian and Cartwright, LP is an independent, white‑glove insurance service firm offering strategic, consultative, and analytical solutions for both property‑casualty and employee benefits. The agency emphasizes thorough, timely service and works with a wide range of carriers to provide the best pricing and risk‑control advice. Their focus is on long‑term, trustworthy relationships with both individual and business clients.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 6.4 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +1301-2 agents
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T Listed
Texas Agency Inc
66 yrs in business

Texas Insurance Agency is an independent agency serving Texas since 1959 with offices in Athens, Mansfield, and Weatherford. They offer auto, home, business, and life insurance options and emphasize personalized, affordable coverage.

AutoBoatCommercial GLHomeowners+3 more
Decatur, TX· 5.1 mi
1-2 agents
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T Listed
Texas Farm Bureau Insurance Company
3.5 · 8 reviews on Google

Licensed insurance agency in Decatur, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 5.7 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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T Listed
Texas Farm Bureau Insurance - Lisa Bradshaw

Licensed insurance agency in Decatur, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 5.7 mi
License on file (TDI)
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L Listed
Legacy Protection Insurance
4.8 · 9 reviews on Google

Licensed insurance agency in Decatur, TX; represents 36 carriers.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 5.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +341-2 agents
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R Listed
Redbird Insurance Agency
4.8 · 3 reviews on Google

Licensed insurance agency in Decatur, TX; represents 21 carriers.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 6.2 mi
Carriers: Allied Insurance Company of America, American Economy Insurance Company +191-2 agents
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T Listed
Texas Farm Bureau Insurance - Kelly Lynch

Licensed insurance agency in Decatur, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 5.7 mi
Carriers: Texas Farm Bureau Insurance1-2 agents
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F Listed
Farmers Insurance - Rebecca Thomas
4.7 · 44 reviews on Google

Licensed insurance agency in Azle, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Azle, TX· 13.9 mi
Carriers: Farmers Insurance
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T Listed
Texas Farm Bureau Insurance - Kris Handlon

Licensed insurance agency in Decatur, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 5.7 mi
Carriers: FARM BUREAU COUNTY MUTUAL INSURANCE COMPANY OF TEXAS, Foremost County Mutual Insurance Company +51-2 agents
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F Listed
Free Market Health Solutions

Licensed insurance agency in Decatur, TX; represents 71 carriers.

AutoCommercial GLHomeownersRenters+1 more
Decatur, TX· 6.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +691-2 agents
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.