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Auto Insurance in Fairfield, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

7 auto insurance agencies in Fairfield

Within 15 miles of Fairfield, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 64.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
E Listed
Eagle Insurance Services Inc
4.8 · <100 reviews on Google

Licensed insurance agency in Cedar Creek, TX; represents 46 carriers.

AutoCommercial GLHomeownersRenters+1 more
Cedar Creek, TX· 5.9 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +441-2 agents
View profile
B Listed
BEAU CHASTAIN INSURANCE SERVICES, LLC

Licensed insurance agency in Fairfield, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Fairfield, TX· 0.0 mi
License on file (TDI)
View profile
S Listed
SPECIALTY RISK SOUTHWEST, LLC

Licensed insurance agency in Fairfield, TX; represents 43 carriers.

AutoHomeownersRentersCommercial GL+1 more
Fairfield, TX· 0.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +411-2 agents
View profile
W Listed
WILLARD INSURANCE GROUP, LLC

Licensed insurance agency in Fairfield, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Fairfield, TX· 0.0 mi
Carriers: Clearcover Insurance Company, Dairyland County Mutual Insurance Company of Texas +121-2 agents
View profile
T Listed
TEAGUE INSURANCE AGENCY

Licensed insurance agency in Teague, TX; represents 11 carriers.

AutoHomeownersRentersCommercial GL+1 more
Teague, TX· 14.6 mi
Carriers: American Family Home Insurance Company, American Modern Home Insurance Company +91-2 agents
View profile
S Listed
STEPHANIE BURNS INSURANCE AGENCY LLC

Licensed insurance agency in Teague, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Teague, TX· 14.6 mi
1-2 agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.