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Auto Insurance in Merkel, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Merkel

Within 15 miles of Merkel, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 180.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
I Listed
Inner Circle Advisors
4.9 · 100+ reviews on Google8 yrs in business

Inner Circle Advisors is an independent insurance brokerage that compares over 20 carriers to find the best rates and coverage for clients. They focus on helping customers save money on auto, home, boat, life, flood, and motorcycle insurance while providing personalized service.

AutoBoatCommercial GLFlood+5 more
Abilene, TX· 14.3 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +113
View profile
K Listed
Kim Austin - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Kim Austin’s State Farm Insurance in Abilene, TX serves the Big Country and all of Texas, offering personal and business insurance solutions. The agency provides auto, homeowners, renters, life, motorcycle, boat, and commercial coverage backed by State Farm. With a locally rooted team, they emphasize personalized service and community focus.

AutoHomeownersRentersLife+5 moreSpanish
Abilene, TX· 14.7 mi
Carriers: State Farm1-2 agents
View profile
M Listed
Moutray & Associates Insurance
4.3 · <100 reviews on Google

Moutray & Associates Insurance Agency Inc. is an independent agency that helps clients find affordable auto and homeowners coverage. They emphasize personalized service and compare quotes to ensure customers get the best rates. The agency also offers life insurance options.

AutoCommercial GLHomeownersLife+2 more
Abilene, TX· 14.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +81
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W Listed
White Wing Insurance Agency, LLC
4.4 · <100 reviews on Google

White Wing Insurance Agency, LLC is an independent agency based in Abilene, Texas that offers personal, commercial, life, and health insurance with a personalized approach to each client.

AutoBoatCommercial GLCommercial Property+7 more
Abilene, TX· 14.4 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +331-2 agents
View profile
A Listed
Acceptance Insurance
4.7 · 100+ reviews on Google

Licensed insurance agency in Abilene, TX; represents 2 carriers.

AutoBoatCommercial GLHomeowners+4 more
Abilene, TX· 14.8 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)1-2 agents
View profile
R Listed
Reggie Wrinkle - GEICO Insurance Agent
3.8 · <100 reviews on Google

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and commercial coverage. The site provides online quotes, policy management tools, and a mobile app for customers. It partners with various carriers to deliver additional policies such as life, umbrella, flood, and earthquake insurance.

AutoHomeownersRentersCommercial GL+6 moreSpanish
Abilene, TX· 14.4 mi
Carriers: GEICO, American Modern Insurance Group +31-2 agents
View profile
S Listed
Sanders Insurance Agency
4.8 · <100 reviews on Google

Rondall Sanders is a Personal Financial Representative serving Abilene and surrounding West Texas communities for over a decade. He offers a range of insurance solutions—including auto, home, renters, motorcycle, boat, and life insurance—through Allstate, emphasizing personalized service and long‑term relationships.

AutoBoatCommercial GLHomeowners+4 more
Abilene, TX· 14.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +181-2 agents
View profile
S Listed
SENIOR SPECIALISTS OF TEXAS INC

Licensed insurance agency in Merkel, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Merkel, TX· 0.0 mi
Carriers: American National Insurance Company, Atlantic Coast Life Insurance Company +13
View profile
A Listed
AMAZEING MEDI CARE AND MORE! LLC

Licensed insurance agency in Tye, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Tye, TX· 7.8 mi
License on file (TDI)
View profile
T Listed
TSBA INC

Licensed insurance agency in Abilene, TX; represents 23 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 9.5 mi
Carriers: Consumers County Mutual Insurance Company, Contractors Bonding and Insurance Company +21
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A Listed
AMC AGENTS LLC

Licensed insurance agency in Abilene, TX; represents 7 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 9.5 mi
Carriers: Berkshire Hathaway Homestate Insurance Company, GEICO County Mutual Insurance Company +5
View profile
C Listed
CASTERENO INVESTMENTS, PLLC

Licensed insurance agency in Abilene, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 9.5 mi
Carriers: Alinsco Insurance Company, Columbia Lloyds Insurance Company +201-2 agents
View profile
K Listed
KENT WOOLISCROFT INSURANCE AGENCY, LLC

Licensed insurance agency in Abilene, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 9.5 mi
Carriers: Accendo Insurance Company, Ace Property and Casualty Insurance Company +201-2 agents
View profile
1 Listed
13 MONARCHS LLC

Licensed insurance agency in Abilene, TX; represents 23 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 9.5 mi
Carriers: Aegis Security Insurance Company, Alinsco Insurance Company +211-2 agents
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G Listed
GRAY & WISE LLC

Licensed insurance agency in Abilene, TX; represents 1 carrier.

AutoHomeowners
Abilene, TX· 14.1 mi
Carriers: Pennsylvania Manufacturers' Association Insurance Company
View profile
G Listed
GLENN G BEARD LLC

Licensed insurance agency in Abilene, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 14.1 mi
Carriers: AMERICAN UNITED LIFE INSURANCE COMPANY, American General Life Insurance Company +2
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S Listed
SUGAR AGUA #1 LTD

Licensed insurance agency in Abilene, TX; represents 1 carrier.

AutoHomeowners
Abilene, TX· 14.6 mi
Carriers: Pennsylvania Manufacturers' Association Insurance Company
View profile
E Listed
EXPRESS AUTO INSURANCE AGENCY OF ABILENE INC

Licensed insurance agency in Abilene, TX; represents 80 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 14.6 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +78
View profile
A Listed
ABILENE FRENCHMANS CREEK 93 LTD

Licensed insurance agency in Abilene, TX; represents 1 carrier.

AutoHomeowners
Abilene, TX· 14.6 mi
Carriers: Pennsylvania Manufacturers' Association Insurance Company
View profile
L Listed
LITHIA TA, INC.

Licensed insurance agency in Abilene, TX. Contact directly for available products and carriers.

AutoHomeowners
Abilene, TX· 14.1 mi
License on file (TDI)
View profile
L Listed
LMA BENEFITS AGENCY, LLC

Licensed insurance agency in Abilene, TX; represents 5 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 14.1 mi
Carriers: COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY, Health Care Service Corporation, a Mutual Legal Reserve Company +33-5 agents
View profile
C Listed
CANCHAY, INC.

Licensed insurance agency in Abilene, TX; represents 13 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 14.1 mi
Carriers: American General Life Insurance Company, Baylor Scott & White Insurance Company +111-2 agents
View profile
T Listed
THE HANSEN AGENCY, INC.

Licensed insurance agency in Abilene, TX; represents 26 carriers.

AutoHomeownersRentersCommercial GL+1 more
Abilene, TX· 14.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +241-2 agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.