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Auto Insurance in Winters, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

4 auto insurance agencies in Winters

Within 15 miles of Winters, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 169.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Allstate Insurance Agency
4.8 · <100 reviews on Google

Allstate provides insurance and peace of mind, protecting customers’ homes, autos, devices and identities while offering tools and support when they need it most.

AutoCommercial GLHomeownersRenters+1 more
Bedford, TX· 1.6 mi
1-2 agents
View profile
G Listed
GPS INSURANCE AGENCY, LLC

Licensed insurance agency in Winters, TX; represents 78 carriers.

AutoHomeownersRentersCommercial GL+1 more
Winters, TX· 0.0 mi
Carriers: AMERICAN UNITED LIFE INSURANCE COMPANY, Accendo Insurance Company +761-2 agents
View profile
C Listed
CSG INSURANCE SERVICES, INC

Licensed insurance agency in Winters, TX; represents 26 carriers.

AutoHomeownersRentersCommercial GL+1 more
Winters, TX· 0.0 mi
Carriers: Ace Property and Casualty Insurance Company, American General Life Insurance Company +241-2 agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.