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Boat Insurance in Galveston, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Galveston, TX: 18 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.

18 boat insurance agencies in Galveston

Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 209.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
TIA-Texas Insurance Agency
4.8 · 21 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Galveston, TX· 2.2 mi
10+ agents
View profile
S Listed
SMI Insurance
4.4 · 16 reviews on Google45 yrs in business

SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Galveston, TX· 0.8 mi
Carriers: Allied Trust Insurance Company, American Modern Property and Casualty Insurance Company +1610+ agents
View profile
F Listed
Freeway Insurance
4.9 · 305 reviews on Google

Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 1.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.8 · 146 reviews on Google

Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 4.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
B Listed
Brightway Insurance, The Vela Agency
4.8 · 5 reviews on Google

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
Texas City, TX· 10.1 mi
10+ agents
View profile
F Listed
Foree Insurance
4.8 · 2 reviews on Google33 yrs in business

Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.

AutoHomeownersBoatCommercial GL+2 more
La Marque, TX· 11.4 mi
10+ agents
View profile
I Listed
Insurance Junction
3.8 · 23 reviews on Google30 yrs in business

Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.

AutoHomeownersRentersCommercial GL+4 more
Galveston, TX· 1.9 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Affirmative Insurance Company +211-2 agents
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B Listed
Brad Spurgeon Insurance Agency Inc.
4.8 · 42 reviews on Google40 yrs in business

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 10.2 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +501-2 agents
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F Listed
Freeway Insurance
4.4 · 36 reviews on Google

Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 12.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
G Listed
Goosehead Insurance - Adam Bryant
3.4 · 5 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance through a network of agents, providing personalized quotes from over 200 hand‑picked carriers.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 4.4 mi
Carriers: American Economy Insurance Company, American Modern Home Insurance Company +81-2 agents
View profile
B Listed
Brad Spurgeon Insurance Agency Inc.
4.8 · 10 reviews on Google40 yrs in business

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 8.6 mi
1-2 agents
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P Listed
Pronto Insurance
4.6 · 80 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 11.5 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
M Listed
Mark Spurgeon Insurance Agency, Inc.
4.8 · 14 reviews on Google31 yrs in business

Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.

AutoHomeownersRentersCommercial Property+6 more
Texas City, TX· 11.4 mi
Carriers: ASI Lloyds, American Economy Insurance Company +251-2 agents
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K Listed
Ken Ross - State Farm Insurance Agent
4.8 · 254 reviews on Google

Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Thai
Texas City, TX· 12.4 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Chris Sapp: Allstate Insurance
4.3 · 47 reviews on Google26 yrs in business

Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Texas City, TX· 11.1 mi
Carriers: Allstate1-2 agents
View profile
S Listed
Steven Little - State Farm Insurance Agent
4.8 · 88 reviews on Google

Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.

AutoBoatCommercial GLHomeowners+4 more
Texas City, TX· 14.9 mi
Carriers: State Farm1-2 agents
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I Listed
Island Insurance Services, LLC
4.8 · 1 reviews on Google

Island Insurance Services is an independent agency serving Galveston, Houston and the Texas Gulf Coast. They provide personal insurance coverages such as auto, home, renters, flood, boat and motorcycle policies. The agency emphasizes fast, personal customer service and a dedicated team for each client.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 11.5 mi
1-2 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.