Auto Insurance in Galveston, TX
Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.
Auto insurance in Galveston, TX: 24 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.
24 auto insurance agencies in Galveston
Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.
SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.
Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.
The O'Donohoe Agency is a full-service insurance agency in Galveston, Texas, offering auto, home, life, renters, and motorcycle insurance since its founding in 1967.
Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance with an online quote process, emphasizing fast, easy and affordable coverage for all needs.
Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.
GIA Insurance, founded in 1892, is an independent agency serving Galveston County and the Houston area with over 40 professionals. It offers personal coverage for homeowners and auto owners as well as business coverage for companies of various sizes. The agency emphasizes service before and after storms and is part of the Independent Insurance Agents & Brokers of America network.
Rochkind Insurance, founded in 1987, is a family‑owned agency serving Galveston and the greater Houston area. It offers life, homeowners, auto, commercial, windstorm and flood insurance to individuals, families and businesses.
Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.
Licensed insurance agency in Galveston, TX; represents 1 carrier.
Stewart Title provides title and closing services nationwide, offering tools and resources for real estate professionals, home buyers, sellers, and builders. The company focuses on delivering reliable title services and supports independent agencies through its Stewart Trusted Providers network.
The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.
Glaser Financial Services is a financial advisory firm offering insurance and retirement solutions. They serve clients in Galveston and Corpus Christi, Texas.
Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.
InsuranceBusters.net is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic loss events. They specialize in handling all types of property claims, including homeowners, renters, commercial and auto, and have been operating for roughly two decades. Their fee is 10% of recovered amounts above a 20% threshold.
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Heffernan Insurance Agency, Inc. is a family‑owned agency in Galveston, Texas with over 100 years of roots in Galveston County. They emphasize customer service and offer personalized policies at low prices.
Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.
American National is a group of companies offering a broad array of insurance and retirement solutions, operating in all 50 states. The company writes life insurance, annuities, pension products, and property and casualty insurance through various affiliates.
American Proud Insurance is a family‑owned agency offering fast, friendly, and reliable service. They provide a range of coverage including auto, homeowners, flood, windstorm, business and Mexico insurance, emphasizing personalized protection for families and businesses.
Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.
American National is a group of companies that writes a broad array of insurance products and services, operating in all 50 states. Founded in 1905, its headquarters are in Galveston, Texas, with additional operations in Springfield, Missouri.
Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.
Frequently asked questions
Is auto insurance required in Texas?
Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.
How do I get a quote from a local agent?
Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.
What does an independent agent vs a captive agent mean?
Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.