Renters Insurance in Galveston, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
Renters insurance in Galveston, TX: 24 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.
24 renters insurance agencies in Galveston
Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Rochkind Insurance, founded in 1987, is a family‑owned agency serving Galveston and the greater Houston area. It offers life, homeowners, auto, commercial, windstorm and flood insurance to individuals, families and businesses.
Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.
Glaser Financial Services is a financial advisory firm offering insurance and retirement solutions. They serve clients in Galveston and Corpus Christi, Texas.
Licensed insurance agency in Galveston, TX; represents 1 carrier.
Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance with an online quote process, emphasizing fast, easy and affordable coverage for all needs.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.
Heffernan Insurance Agency, Inc. is a family‑owned agency in Galveston, Texas with over 100 years of roots in Galveston County. They emphasize customer service and offer personalized policies at low prices.
SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.
The O'Donohoe Agency is a full-service insurance agency in Galveston, Texas, offering auto, home, life, renters, and motorcycle insurance since its founding in 1967.
American Proud Insurance is a family‑owned agency offering fast, friendly, and reliable service. They provide a range of coverage including auto, homeowners, flood, windstorm, business and Mexico insurance, emphasizing personalized protection for families and businesses.
Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.
InsuranceBusters.net is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic loss events. They specialize in handling all types of property claims, including homeowners, renters, commercial and auto, and have been operating for roughly two decades. Their fee is 10% of recovered amounts above a 20% threshold.
Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.
American National is a group of companies offering a broad array of insurance and retirement solutions, operating in all 50 states. The company writes life insurance, annuities, pension products, and property and casualty insurance through various affiliates.
GIA Insurance, founded in 1892, is an independent agency serving Galveston County and the Houston area with over 40 professionals. It offers personal coverage for homeowners and auto owners as well as business coverage for companies of various sizes. The agency emphasizes service before and after storms and is part of the Independent Insurance Agents & Brokers of America network.
Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.
UTMB Health is a large academic health system serving Southeast Texas with hospitals, clinics, education, and research. The site provides information on billing and insurance options for patients.
Amco Insurance Texas City is a local agency specializing in non‑standard auto insurance, offering SR‑22, motorcycle, home and other coverage. They compare rates from hundreds of insurers to find the best value for customers in Texas City, Galveston and Dickinson.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.
American National is a group of companies that writes a broad array of insurance products and services, operating in all 50 states. Founded in 1905, its headquarters are in Galveston, Texas, with additional operations in Springfield, Missouri.
Oleander City Home Insurance Solutions provides Galveston Beach homeowners insurance quotes, explaining coverage options, endorsements, and policy types for residents of Galveston Beach, Texas.
Licensed insurance agency in Galveston, TX. Contact directly for available products and carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.