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Boat Insurance in Harker Heights, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Harker Heights

Within 15 miles of Harker Heights, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 45.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
Shawn Camp Insurance Agency, Inc.
4.8 · 14 reviews on Google50 yrs in business

Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights and surrounding Central Texas since 1976. It offers a wide range of insurance products including auto, home, renters, motorcycle, boat and more, primarily through Progressive.

AutoBoatCommercial GLHomeowners+3 more
Killeen, TX· 4.7 mi
Carriers: Progressive, American Strategic Insurance20+ agents
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L Listed
Leah McGee - State Farm Insurance Agent
4.9 · 232 reviews on Google14 yrs in business

Leah McGee, a State Farm agent, has been serving individuals and families in Harker Heights, Texas and surrounding areas for 14 years, offering personalized insurance solutions for auto, homeowners, renters, life, and more. She emphasizes clear conversations, community involvement, and dependable service.

AutoBoatCommercial GLHomeowners+4 moreFrench
Harker Heights, TX· 1.4 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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N Listed
Nan Hawthorne - State Farm Insurance Agent
4.6 · 18 reviews on Google104 yrs in business

State Farm is a long‑standing insurance provider offering a wide range of products including auto, home, renters, life, boat and motorcycle coverage, with a focus on bundling discounts and digital tools for policy management.

AutoBoatCommercial GLHomeowners+4 more
Harker Heights, TX· 1.8 mi
Carriers: State Farm
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B Listed
Bryce Welborn - State Farm Insurance Agent
4.8 · 43 reviews on Google

Bryce Welborn is a third‑generation State Farm insurance agent serving Harker Heights and surrounding Texas communities. He offers a full range of personal and business insurance products, including auto, homeowners, renters, life, boat, and motorcycle coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harker Heights, TX· 1.6 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.9 · 319 reviews on Google

Licensed insurance agency in Killeen, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Killeen, TX· 5.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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G Listed
Gary Morse: Allstate Insurance
4.6 · 50 reviews on Google

Gary Morse is an Allstate insurance agent in Harker Heights, TX offering a range of personal and commercial insurance products including auto, home, renters, condo, motorcycle, life, boat, and specialty coverage. He serves the local community with English and Spanish support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harker Heights, TX· 1.9 mi
Carriers: Allstate1-2 agents
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K Listed
Kalynn Tindall - State Farm Insurance Agent
4.9 · 499 reviews on Google

Kalynn Tindall Ins Agency Inc is a State Farm agency serving Killeen, Texas and surrounding communities. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, as well as business and health options. Kalynn Tindall, a State Farm agent and ChFC®, leads the team with a focus on personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Killeen, TX· 5.3 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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A Listed
A-MAX Auto Insurance
3.9 · 176 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Killeen, TX· 6.9 mi
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas +256+ agents
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D Listed
Doug Tracey: Allstate Insurance
4.6 · 50 reviews on Google

Doug Tracey is an Allstate insurance agent serving Killeen, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. With a 4.8 rating from over 500 reviews, he provides personalized quotes and appointments for local residents.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 5.1 mi
Carriers: Allstate1-2 agents
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R Listed
Ross Caviness - State Farm Insurance Agent
4.5 · 19 reviews on Google41 yrs in business

Ross Caviness is a State Farm® agent in Killeen, Texas, serving the community since 1985. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency highlights 41 years of local experience and a 4.5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 5.3 mi
Carriers: State Farm1-2 agents
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P Listed
Progressive Car Insurance
89 yrs in business

Progressive Insurance is a leading insurance company founded in 1937 that offers a wide range of customizable coverage options, from auto and homeowners to life and umbrella policies. The brand emphasizes technology‑driven service, 24/7 support, and multi‑policy discounts for customers across the United States.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Killeen, TX· 4.6 mi
License on file (TDI)
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T Listed
Texian Insurance Agency Inc.
1.0 · 3 reviews on Google

Texian Insurance provides live representative service, offering personalized assistance for insurance needs across auto, home, business, life, renters, RV, boat, and motorcycle coverage.

AutoBoatCommercial GLHomeowners+4 more
Belton, TX· 11.1 mi
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY +7420+ agents
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J Listed
Joaquin Carrasquillo - State Farm Insurance Agent
4.9 · 203 reviews on Google10 yrs in business

Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Killeen, TX· 9.5 mi
Carriers: State Farm1-2 agents
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J Listed
JUSTIN HOLLEY: Allstate Insurance
4.8 · 8 reviews on Google

Justin Holley is an Allstate insurance agent serving Killeen, TX, offering personalized coverage for auto, home, renters, motorcycle, life, and boat insurance. He emphasizes empathy and tailored service to protect families and property.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 6.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +121-2 agents
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K Listed
Kimberley Curb: Allstate Insurance
4.4 · 68 reviews on Google

Kimberley Curb is an Allstate insurance agent in Killeen, Texas, serving the local community with auto, home, renters, motorcycle, life, and boat insurance. She emphasizes personal relationships, ethical service, and helping customers make informed insurance decisions.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 6.6 mi
Carriers: Allstate1-2 agents
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R Listed
Randy Hardin - GEICO Insurance Agent
3.8 · 282 reviews on Google

GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, flood, earthquake, life, umbrella, and general liability coverage through its partner network.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Killeen, TX· 4.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +311-2 agents
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E Listed
Estrella Insurance

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Copperas Cove, TX· 14.2 mi
10+ agents
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V Listed
Veronica Logan - State Farm Insurance Agent
4.9 · 240 reviews on Google6 yrs in business

Veronica Logan State Farm Agency in Belton, TX offers a range of personal and small‑business insurance products and emphasizes bilingual (English/Spanish) service and community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Belton, TX· 10.7 mi
Carriers: State Farm1-2 agents
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J Listed
John Corsi - State Farm Insurance Agent
4.9 · 134 reviews on Google9 yrs in business

John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Belton, TX· 11.3 mi
Carriers: State Farm1-2 agents
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F Listed
Finney Insurance Agency
4.9 · 220 reviews on Google

Finney Insurance Agency is a locally owned insurance agency in Belton, Texas that provides personal and business insurance solutions. They emphasize quick, personalized service, leveraging technology and multiple carriers to offer lower rates.

AutoBoatCommercial GLCommercial Property+4 more
Temple, TX· 10.6 mi
Carriers: American Modern Property and Casualty Insurance Company, Consumers County Mutual Insurance Company +201-2 agents
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R Listed
Rollo Insurance
4.5 · 21 reviews on Google

Rollo Insurance is a Texas‑based agency that offers a wide range of personal and commercial insurance products, emphasizing trust, loyalty, and long‑term relationships. They partner with over 200 carriers to tailor coverage for homes, autos, farms, businesses, life, health, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
Killeen, TX· 7.8 mi
3-5 agents
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L Listed
Lauren Smith - State Farm Insurance Agent
4.9 · 560 reviews on Google9 yrs in business

Lauren Smith is a State Farm insurance agent in Belton, Texas, operating since 2017 with over 13 years of experience. She offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the Bell County area.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 12.9 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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T Listed
Tyler Jermstad - State Farm Insurance Agent
4.9 · 105 reviews on Google11 yrs in business

Tyler Jermstad is a State Farm® insurance agent in Temple, Texas. He opened his agency in 2015 and leads a team that serves the Central Texas community with a focus on auto, homeowners, life, and other insurance products. The agency is active in local charities and has earned multiple community awards.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 13.4 mi
Carriers: State Farm1-2 agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.