Auto Insurance in Harker Heights, TX
Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.
24 auto insurance agencies in Harker Heights
Within 15 miles of Harker Heights, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Leah McGee, a State Farm agent, has been serving individuals and families in Harker Heights, Texas and surrounding areas for 14 years, offering personalized insurance solutions for auto, homeowners, renters, life, and more. She emphasizes clear conversations, community involvement, and dependable service.
Insuring our local community for over 20 years, Miller & Co Insurance offers personal and commercial coverage options with a dedicated staff to assist customers.
Gary Morse is an Allstate insurance agent in Harker Heights, TX offering a range of personal and commercial insurance products including auto, home, renters, condo, motorcycle, life, boat, and specialty coverage. He serves the local community with English and Spanish support.
Bryce Welborn is a third‑generation State Farm insurance agent serving Harker Heights and surrounding Texas communities. He offers a full range of personal and business insurance products, including auto, homeowners, renters, life, boat, and motorcycle coverage.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personal service, community involvement, and quick online quoting.
State Farm is a long‑standing insurance provider offering a wide range of products including auto, home, renters, life, boat and motorcycle coverage, with a focus on bundling discounts and digital tools for policy management.
Allstate Insurance offers auto, home, and life insurance coverage throughout Texas, with a network of local agents to help customers find policies that fit their needs.
Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights and surrounding Central Texas since 1976. It offers a wide range of insurance products including auto, home, renters, motorcycle, boat and more, primarily through Progressive.
Alan Cox State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life and other insurance products. Founded in 2000, the agency emphasizes personalized service and long‑term community relationships.
All Star Auto Insurance Agency in Killeen, Texas offers auto, home, business, and motorcycle insurance with low rates and fast quotes. They provide free quotes within minutes and have served the community for years.
ALPA Insurance provides quick, no‑commitment insurance with bilingual English and Spanish staff. Serving Texas for 15 years across 50+ locations, they offer auto, motorcycle, renters, homeowners and commercial coverage. The agency emphasizes simple quotes and helpful service.
Kalynn Tindall Ins Agency Inc is a State Farm agency serving Killeen, Texas and surrounding communities. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, as well as business and health options. Kalynn Tindall, a State Farm agent and ChFC®, leads the team with a focus on personalized service.
BKCW is a third‑generation, family‑owned insurance agency founded in 1952 that helps businesses improve their risk profile and save money. They offer risk assessments, strategy design, and ongoing insurance management for a variety of industries.
Contigo Insurance Agency is an independent Texas broker offering low‑cost auto, home, and commercial insurance. They partner with over 30 carriers to provide customized policies and also offer tax preparation and notary services. The agency emphasizes quick, easy service and a one‑stop shopping experience for customers.
Licensed insurance agency in Harker Heights, TX. Contact directly for available products and carriers.
Primerica is a financial services company that offers term life insurance, auto and home insurance referral programs, investments, mortgage loans, and other financial protection services. It has been operating since 1977 and positions itself as a trusted provider for middle‑income families.
Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.
A&M Auto Insurance LLC is a local community auto insurance agency in Temple, Texas. They offer fast, easy, and affordable auto insurance quotes with same‑day coverage options and also provide home, motorcycle, and commercial insurance solutions.
Domvo Insurance Agency is an independent insurance agency that provides a one‑stop shop for a variety of insurance needs, representing clients rather than carriers. The agency serves multiple states and emphasizes protecting what matters to customers.
Doug Tracey is an Allstate insurance agent serving Killeen, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. With a 4.8 rating from over 500 reviews, he provides personalized quotes and appointments for local residents.
Veronica Logan State Farm Agency in Belton, TX offers a range of personal and small‑business insurance products and emphasizes bilingual (English/Spanish) service and community focus.
Ross Caviness is a State Farm® agent in Killeen, Texas, serving the community since 1985. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency highlights 41 years of local experience and a 4.5‑star rating on Google.
Licensed insurance agency in Killeen, TX. Contact directly for available products and carriers.
Frequently asked questions
Is auto insurance required in Texas?
Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.
How do I get a quote from a local agent?
Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.
What does an independent agent vs a captive agent mean?
Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.