Renters Insurance in Harker Heights, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
24 renters insurance agencies in Harker Heights
Within 15 miles of Harker Heights, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insuring our local community for over 20 years, Miller & Co Insurance offers personal and commercial coverage options with a dedicated staff to assist customers.
All Star Auto Insurance Agency in Killeen, Texas offers auto, home, business, and motorcycle insurance with low rates and fast quotes. They provide free quotes within minutes and have served the community for years.
Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights and surrounding Central Texas since 1976. It offers a wide range of insurance products including auto, home, renters, motorcycle, boat and more, primarily through Progressive.
A&M Auto Insurance LLC is a local community auto insurance agency in Temple, Texas. They offer fast, easy, and affordable auto insurance quotes with same‑day coverage options and also provide home, motorcycle, and commercial insurance solutions.
Licensed insurance agency in Harker Heights, TX. Contact directly for available products and carriers.
Leah McGee, a State Farm agent, has been serving individuals and families in Harker Heights, Texas and surrounding areas for 14 years, offering personalized insurance solutions for auto, homeowners, renters, life, and more. She emphasizes clear conversations, community involvement, and dependable service.
State Farm is a long‑standing insurance provider offering a wide range of products including auto, home, renters, life, boat and motorcycle coverage, with a focus on bundling discounts and digital tools for policy management.
Bryce Welborn is a third‑generation State Farm insurance agent serving Harker Heights and surrounding Texas communities. He offers a full range of personal and business insurance products, including auto, homeowners, renters, life, boat, and motorcycle coverage.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personal service, community involvement, and quick online quoting.
Licensed insurance agency in Killeen, TX; represents 6 carriers.
Gary Morse is an Allstate insurance agent in Harker Heights, TX offering a range of personal and commercial insurance products including auto, home, renters, condo, motorcycle, life, boat, and specialty coverage. He serves the local community with English and Spanish support.
Allstate Insurance offers auto, home, and life insurance coverage throughout Texas, with a network of local agents to help customers find policies that fit their needs.
Alan Cox State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life and other insurance products. Founded in 2000, the agency emphasizes personalized service and long‑term community relationships.
ALPA Insurance provides quick, no‑commitment insurance with bilingual English and Spanish staff. Serving Texas for 15 years across 50+ locations, they offer auto, motorcycle, renters, homeowners and commercial coverage. The agency emphasizes simple quotes and helpful service.
Direct Auto is a local insurance agency in Killeen, Texas offering car insurance, term life insurance, roadside assistance and SR‑22 filing with flexible payment options for English and Spanish speaking customers.
Kalynn Tindall Ins Agency Inc is a State Farm agency serving Killeen, Texas and surrounding communities. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, as well as business and health options. Kalynn Tindall, a State Farm agent and ChFC®, leads the team with a focus on personalized service.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Licensed insurance agency in Harker Heights, TX. Contact directly for available products and carriers.
Primerica is a financial services company that offers term life insurance, auto and home insurance referral programs, investments, mortgage loans, and other financial protection services. It has been operating since 1977 and positions itself as a trusted provider for middle‑income families.
The National Association of Insurance Commissioners (NAIC) assists state insurance regulators and works to protect consumers by setting standards, providing expertise, and offering resources. It has been operating since 1871, supporting a stable and competitive insurance market across the United States.
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering instant quotes, same‑day issuance, and multiple discounts such as good driver, multi‑car, and homeowner discounts. The site emphasizes affordable, customizable policies and highlights positive customer experiences.
Domvo Insurance Agency is an independent insurance agency that provides a one‑stop shop for a variety of insurance needs, representing clients rather than carriers. The agency serves multiple states and emphasizes protecting what matters to customers.
Doug Tracey is an Allstate insurance agent serving Killeen, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. With a 4.8 rating from over 500 reviews, he provides personalized quotes and appointments for local residents.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.