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Boat Insurance in Richardson, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Richardson

Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 100.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
J Listed
John Moore - State Farm Insurance Agent
4.8 · 100+ reviews on Google37 yrs in business

John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.

AutoBoatCommercial GLHomeowners+4 more
Richardson, TX· 1.8 mi
Carriers: State Farm
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J Listed
Jamie Detten - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Serving customers since 2007, Jamie Detten is a State Farm Agent in Richardson, TX offering a range of insurance products. The agency handles auto, homeowners, renters, life, motorcycle, boat and business insurance for individuals and businesses in the Dallas‑area region.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 1.0 mi
Carriers: State Farm1-2 agents
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P Listed
Patterson & Associates Insurance
4.3 · <100 reviews on Google40 yrs in business

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
Richardson, TX· 1.8 mi
3-5 agents
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P Listed
Patel Insurance Agency: Allstate Insurance
4.8 · 100+ reviews on Google

Patel Insurance Agency is an Allstate‑affiliated agency in Richardson, TX offering auto, homeowners, renters, motorcycle, boat, ATV and life insurance. The agents have over 10 years of experience serving the North Dallas area and focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 1.0 mi
Carriers: Allstate1-2 agents
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E Listed
Erick Martinez - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Erick Martinez leads Martinez Insurance and Financial Services, a State Farm agency serving Richardson and the DFW area. The office offers a range of personal and business insurance products and emphasizes bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 4.4 mi
Carriers: State Farm
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B Listed
Brightway Insurance, The Phan Agency
4.8 · <100 reviews on Google

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
Richardson, TX· 1.8 mi
1-2 agents
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D Listed
Decisive Insurance Agency
4.9 · 100+ reviews on Google

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Richardson, TX· 2.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc. +391-2 agents
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I Listed
Insurance of DFW
4.9 · 100+ reviews on Google

Insurance of DFW is an experienced agency. We are surrounded by trusted agents that will provide you with great service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dallas, TX· 2.6 mi
1-2 agents
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F Listed
Five Star Insurance Group
4.8 · <100 reviews on Google

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Richardson, TX· 1.6 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +541-2 agents
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R Listed
Ramona Suggs-Winrow - State Farm Insurance Agent
4.1 · <100 reviews on Google39 yrs in business

Ramona Suggs‑Winrow is a State Farm agent serving the Richardson, Texas area since 1987. The agency offers a range of personal insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They provide 24/7 support and a local office for clients.

AutoBoatCommercial GLHomeowners+4 morePortuguese Creole, Spanish
Richardson, TX· 1.6 mi
Carriers: State Farm
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D Listed
Destiny Kyles-Jones - State Farm Insurance Agent
4.9 · 500+ reviews on Google8 yrs in business

Destiny Kyles-Jones is a State Farm insurance agent serving Dallas and surrounding communities. The agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. Founded in 2017, the team focuses on helping customers protect their assets and plan for the future.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 3.9 mi
Carriers: State Farm1-2 agents
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K Listed
Korina Hernandez - State Farm Insurance Agent
4.9 · 500+ reviews on Google12 yrs in business

Korina Hernandez is a State Farm agent serving Plano and the surrounding Dallas‑Fort Worth area, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business coverage. She has been working with State Farm customers since 2000 and opened her own agency in 2014.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Plano, TX· 4.4 mi
Carriers: State Farm1-2 agents
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W Listed
Wilson Allen: Allstate Insurance
4.5 · <100 reviews on Google12 yrs in business

Allstate Insurance Agency Wilson Allen in Richardson, TX offers a range of personal and commercial insurance products, serving the local community since 2014.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 2.2 mi
Carriers: Allstate1-2 agents
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L Listed
Lopez Auto Insurance
4.8 · <100 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Dallas/Fort Worth since 2011, offers a range of insurance options including auto, homeowners, motorcycle and boat coverage. The agency emphasizes quick quotes, personalized service, and a friendly staff dedicated to helping clients protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Richardson, TX· 3.6 mi
1-2 agents
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S Listed
Stay Kalm Insurance
4.9 · 500+ reviews on Google

Stay Kalm, LLC is an insurance brokerage founded by two industry professionals that focuses on educating clients and providing personalized coverage for both personal and commercial needs. They emphasize integrity, fairness, and bilingual service to help customers navigate insurance decisions.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Addison, TX· 4.7 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +821-2 agents
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W Listed
Willis Morrison - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Willis Morrison is a top‑rated local insurance agent in Dallas, Texas, specializing in auto, home, life, health, and business insurance. He owns a multi‑office State Farm agency serving Dallas, Plano, Coppell and surrounding North Texas communities, offering personalized coverage and local support.

AutoHomeownersRentersCommercial GL+4 more
Plano, TX· 4.0 mi
Carriers: State Farm1-2 agents
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S Listed
Shayla Boles - GEICO Insurance Agent
4.7 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Garland, TX· 4.1 mi
Carriers: GEICO1-2 agents
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E Listed
Elite Shield Insurance
4.8 · <100 reviews on Google

Elite Shield Insurance offers a seamless experience with a wide range of insurance choices, providing expert guidance and personalized service without the need for in‑person appointments.

AutoBoatCommercial GLFarm+4 more
Addison, TX· 4.7 mi
Carriers: Life Insurance Company of the Southwest1-2 agents
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A Listed
Aaron Augustine: Allstate Insurance
4.6 · 100+ reviews on Google26 yrs in business

Aaron Augustine opened his agency in Addison, Texas in 2000 and offers a wide range of insurance products while actively supporting the local community. The agency features a bilingual sales representative specializing in life insurance and provides free concierge services for customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 6.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +22
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R Listed
Reading Insurance Agency
4.8 · <100 reviews on Google

Reading Insurance is an independent agency that helps clients find the right coverage for auto, home, business, life, motorcycle, and RV/boat insurance across the DFW area. They have been providing friendly, efficient service for over thirty years.

AutoBoatCommercial GLHomeowners+4 more
Richardson, TX· 1.9 mi
Carriers: Travelers
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P Listed
Pronto Insurance
4.6 · 100+ reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLCommercial Property+4 more
Dallas, TX· 4.5 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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I Listed
Insurance City
4.9 · 100+ reviews on Google

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

AutoHomeownersFloodBoat+2 moreSpanish
Plano, TX· 4.9 mi
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company +11-2 agents
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L Listed
Logan Harvey: Allstate Insurance
4.9 · 100+ reviews on Google10 yrs in business

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
Addison, TX· 5.0 mi
1-2 agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.