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Boat Insurance in Richardson, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Richardson

Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 100.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
D Listed
Decisive Insurance Agency
4.9 · 164 reviews on Google

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Richardson, TX· 2.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc. +3920+ agents
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F Listed
Five Star Insurance Group
4.8 · 59 reviews on Google

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Richardson, TX· 1.6 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +5420+ agents
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B Listed
Brightway Insurance, The Phan Agency
4.8 · 83 reviews on Google

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
Richardson, TX· 1.8 mi
10+ agents
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P Listed
Patterson & Associates Insurance
4.3 · 40 reviews on Google40 yrs in business

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
Richardson, TX· 1.8 mi
20+ agents
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L Listed
Lopez Auto Insurance
4.8 · 92 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Dallas/Fort Worth since 2011, offers a range of insurance options including auto, homeowners, motorcycle and boat coverage. The agency emphasizes quick quotes, personalized service, and a friendly staff dedicated to helping clients protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Richardson, TX· 3.6 mi
6+ agents
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L Listed
Logan Harvey: Allstate Insurance
4.9 · 103 reviews on Google10 yrs in business

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
Addison, TX· 5.0 mi
6+ agents
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L Listed
Lopez Auto Insurance
4.9 · 355 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 5.3 mi
6+ agents
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W Listed
Wemson Insurance Services LLC
4.7 · 15 reviews on Google

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 5.9 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc. +3820+ agents
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B Listed
Baja Auto Insurance
4.8 · 215 reviews on Google

Texas‑based Baja Auto Insurance offers affordable auto coverage, including liability and full coverage, for drivers with tickets, accidents, or DUIs. They partner with top‑rated carriers and provide bilingual service (English and Spanish) with discounts and quick online quotes.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Dallas, TX· 7.5 mi
10+ agents
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H Listed
Hempkins Insurance
4.8 · 37 reviews on Google45 yrs in business

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Allen, TX· 9.8 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +6610+ agents
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B Listed
Brightway Insurance, The Janie Alonzo Agency
4.9 · 192 reviews on Google

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
Carrollton, TX· 8.9 mi
20+ agents
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L Listed
Lopez Auto Insurance
4.9 · 279 reviews on Google15 yrs in business

Lopez Auto Insurance is a Texas‑based agency offering a range of coverage options including auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they focus on quick quotes, personalized service and community‑focused support to help customers protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Carrollton, TX· 8.6 mi
6+ agents
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L Listed
Lopez Auto Insurance
4.9 · 246 reviews on Google15 yrs in business

Lopez Auto Insurance is a Texas‑based agency offering auto, homeowners, motorcycle and boat insurance since 2011, emphasizing quick quotes and personalized customer service.

AutoBoatCommercial GLHomeowners+3 more
Dallas, TX· 9.1 mi
6+ agents
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P Listed
Patel Insurance Agency: Allstate Insurance
4.8 · 196 reviews on Google

Patel Insurance Agency is an Allstate‑affiliated agency in Richardson, TX offering auto, homeowners, renters, motorcycle, boat, ATV and life insurance. The agents have over 10 years of experience serving the North Dallas area and focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 1.0 mi
Carriers: Allstate
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C Listed
Costlow Insurance
4.8 · 57 reviews on Google45 yrs in business

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Rowlett, TX· 11.2 mi
Carriers: American Economy Insurance Company, American Fire and Casualty Company +5410+ agents
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J Listed
Jamie Detten - State Farm Insurance Agent
4.9 · 407 reviews on Google19 yrs in business

Serving customers since 2007, Jamie Detten is a State Farm Agent in Richardson, TX offering a range of insurance products. The agency handles auto, homeowners, renters, life, motorcycle, boat and business insurance for individuals and businesses in the Dallas‑area region.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 1.0 mi
Carriers: State Farm1-2 agents
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L Listed
Lopez Auto Insurance
4.9 · 600 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Dallas, TX, has been serving customers since 2011 offering a range of insurance options including auto, homeowners, mobile home, motorcycle, boat, and commercial auto coverage. The agency emphasizes quick quotes, friendly staff, and affordable plans tailored to individual needs.

AutoBoatCommercial GLHomeowners+3 more
Dallas, TX· 10.4 mi
6+ agents
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A Listed
Acceptance Insurance
4.8 · 171 reviews on Google

Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.

AutoBoatCommercial GLHomeowners+4 more
Addison, TX· 5.8 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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F Listed
Freeway Insurance
4.8 · 232 reviews on Google

Freeway Insurance offers a full range of insurance products across all 50 U.S. states, providing online quotes and phone support. The site lets users search for nearby offices and request quotes for auto, home, renters, motorcycle, boat and other coverages.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Plano, TX· 5.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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J Listed
John Moore - State Farm Insurance Agent
4.8 · 337 reviews on Google37 yrs in business

John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.

AutoBoatCommercial GLHomeowners+4 more
Richardson, TX· 1.8 mi
Carriers: State Farm1-2 agents
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E Listed
Express Insurance Agency
4.6 · 32 reviews on Google

Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.

AutoHomeownersRentersLife+5 more
Rowlett, TX· 10.1 mi
Carriers: American Risk Insurance Company, Inc., GEICO County Mutual Insurance Company +310+ agents
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A Listed
A-MAX Auto Insurance
4.5 · 135 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Dallas, TX· 5.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
D Listed
Del Toro Insurance
4.8 · 12 reviews on Google

Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.

AutoBoatCommercial GLHomeowners+3 moreFrench, Russian
Allen, TX· 9.8 mi
10+ agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.