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Life Insurance in Richardson, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Richardson

Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.

AI

American mga insurance

Richardson, TX· 1.8 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
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DA

Decisive Insurance Agency

Richardson, TX· 2.0 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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AA

Assurnet Insurance Agency Agent: Mark Solomon, Sr.

Richardson, TX· 1.9 mi
Agency
Popular
10+ agents40yr

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 1.8 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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OS

One Sharpe Solution

Richardson, TX· 3.0 mi
Agency
New on InsurConnect
20+ agents20yr

One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Care Improvement Plus South Central Insurance Company, Clearcover Insurance Company +24
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PI

Patterson & Associates Insurance

Richardson, TX· 1.8 mi
Agency
20+ agents40yr

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
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FI

Farmers Insurance - Cindy Montgomery

Richardson, TX· 2.5 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Richardson, TX; represents 20 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +17
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FI

Farmers Insurance - Lane Hamilton

Richardson, TX· 3.4 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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LH

Logan Harvey: Allstate Insurance

Addison, TX· 5.0 mi
Agency
Very Popular
6+ agents10yr

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
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MA

My Pham Agency

Richardson, TX· 3.1 mi
Agency
Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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J專

JOHN LEE INSURANCE 李元鐘保險經紀公司| 專業。誠實。服務

Richardson, TX· 2.0 mi
Agency
20+ agents17yr

李元鐘保險成立於2009年,提供專業、全方位的保險服務,依客戶需求量身訂製方案,涵蓋汽車、住宅、人壽及商業等多種保險類別。

Mandarin Chinese
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Aetna Dental Inc. +76
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WL

Wemson Insurance Services LLC

Garland, TX· 5.9 mi
Agency
20+ agents

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc., Affirmative Insurance Company +37
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TG

The Sterling Insurance Group

Plano, TX· 4.8 mi
Agency
Very Popular
6+ agents22yr

The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +104
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HI

Hempkins Insurance

Allen, TX· 9.8 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 8.9 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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TB

The Benefits Boss

Allen, TX· 9.8 mi
Agency
Very Popular
10+ agents

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
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PA

Patel Insurance Agency: Allstate Insurance

Richardson, TX· 1.0 mi
Agency
Very Popular

Patel Insurance Agency is an Allstate‑affiliated agency in Richardson, TX offering auto, homeowners, renters, motorcycle, boat, ATV and life insurance. The agents have over 10 years of experience serving the North Dallas area and focus on personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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AI

A&E Auto Insurance

Garland, TX· 7.6 mi
Agency
New on InsurConnect
20+ agents25yr

A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.

Spanish
AutoCommercial GLHomeownersLife+3 more
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FI

Farmers Insurance - Sylvia Taylor

Rowlett, TX· 10.3 mi
Agency
Very Popular
10+ agents

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +18
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CI

Costlow Insurance

Rowlett, TX· 11.2 mi
Agency
Popular
10+ agents45yr

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American Economy Insurance Company, American Fire and Casualty Company, American Mercury Insurance Company +53
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KS

K L Reyes Insurance Services: Allstate Insurance

Richardson, TX· 1.5 mi
Agency
Very Popular

K L Reyes Insurance Services is an Allstate-affiliated agency serving Richardson, TX, offering auto, home, and life insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Carriers: Alinsco Insurance Company, American Risk Insurance Company, Inc., Falcon Insurance Company +11
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JD

Jamie Detten - State Farm Insurance Agent

Richardson, TX· 1.0 mi
Agency
Very Popular
1-2 agents19yr

Serving customers since 2007, Jamie Detten is a State Farm Agent in Richardson, TX offering a range of insurance products. The agency handles auto, homeowners, renters, life, motorcycle, boat and business insurance for individuals and businesses in the Dallas‑area region.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AI

Acceptance Insurance

Addison, TX· 5.8 mi
Agency
Very Popular
6+ agents

Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.

AutoBoatCommercial GLHomeowners+4 more
Carriers: First Acceptance Insurance Company, Confie (parent MGA)
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SM

Sanchez Insurance & More

Carrollton, TX· 8.6 mi
Agency
10+ agents29yr

Sanchez Insurance is an agency offering auto, home, business, life, motorcycle and RV coverage. Their dedicated staff shops multiple carriers to find affordable policies and has served hundreds of customers for over a decade.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+4 more
Carriers: Falcon Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY, Progressive Casualty Insurance Company
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.