Life Insurance in Richardson, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Richardson
Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Serving customers since 2007, Jamie Detten is a State Farm Agent in Richardson, TX offering a range of insurance products. The agency handles auto, homeowners, renters, life, motorcycle, boat and business insurance for individuals and businesses in the Dallas‑area region.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.
Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.
Schuler Insurance Services is a veteran life and health insurance agency with over 20 years of industry experience, offering simple and affordable term life coverage for busy professionals. They operate as an independent agency helping clients nationwide compare and apply for life and health policies from top-rated carriers.
Patel Insurance Agency is an Allstate‑affiliated agency in Richardson, TX offering auto, homeowners, renters, motorcycle, boat, ATV and life insurance. The agents have over 10 years of experience serving the North Dallas area and focus on personalized service and community involvement.
K L Reyes Insurance Services is an Allstate-affiliated agency serving Richardson, TX, offering auto, home, and life insurance solutions.
Erick Martinez leads Martinez Insurance and Financial Services, a State Farm agency serving Richardson and the DFW area. The office offers a range of personal and business insurance products and emphasizes bilingual service in English and Spanish.
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
CoVerica is an insurance agency offering personal, commercial, and employee benefits solutions with over 40 years of experience. They serve Texas and surrounding states, emphasizing tailored coverage and risk management.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Insurance of DFW is an experienced agency. We are surrounded by trusted agents that will provide you with great service.
Baez Insurance Solutions is a group of experienced agents offering insurance solutions across health, life, business and general liability.
Ramona Suggs‑Winrow is a State Farm agent serving the Richardson, Texas area since 1987. The agency offers a range of personal insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They provide 24/7 support and a local office for clients.
Destiny Kyles-Jones is a State Farm insurance agent serving Dallas and surrounding communities. The agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. Founded in 2017, the team focuses on helping customers protect their assets and plan for the future.
Licensed insurance agency in Richardson, TX; represents 1 carrier.
Korina Hernandez is a State Farm agent serving Plano and the surrounding Dallas‑Fort Worth area, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business coverage. She has been working with State Farm customers since 2000 and opened her own agency in 2014.
Univista Insurance offers personalized insurance solutions in Plano, TX. Agent Joanna Hernandez provides tailored auto, health, life, and commercial coverage. The agency focuses on affordable, custom plans for individuals and businesses.
Allstate Insurance Agency Wilson Allen in Richardson, TX offers a range of personal and commercial insurance products, serving the local community since 2014.
李元鐘保險成立於2009年，提供專業、全方位的保險服務，依客戶需求量身訂製方案，涵蓋汽車、住宅、人壽及商業等多種保險類別。
Willis Morrison is a top‑rated local insurance agent in Dallas, Texas, specializing in auto, home, life, health, and business insurance. He owns a multi‑office State Farm agency serving Dallas, Plano, Coppell and surrounding North Texas communities, offering personalized coverage and local support.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.