Life Insurance in Richardson, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Richardson
Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.
Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.
Licensed insurance agency in Richardson, TX; represents 20 carriers.
Licensed insurance agency in Richardson, TX; represents 1 carrier.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.
Licensed insurance agency in Richardson, TX; represents 1 carrier.
李元鐘保險成立於2009年，提供專業、全方位的保險服務，依客戶需求量身訂製方案，涵蓋汽車、住宅、人壽及商業等多種保險類別。
The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.
Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
Patel Insurance Agency is an Allstate‑affiliated agency in Richardson, TX offering auto, homeowners, renters, motorcycle, boat, ATV and life insurance. The agents have over 10 years of experience serving the North Dallas area and focus on personalized service and community involvement.
A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.
Farmers Insurance agent serving Rowlett, Texas.
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
K L Reyes Insurance Services is an Allstate-affiliated agency serving Richardson, TX, offering auto, home, and life insurance solutions.
Serving customers since 2007, Jamie Detten is a State Farm Agent in Richardson, TX offering a range of insurance products. The agency handles auto, homeowners, renters, life, motorcycle, boat and business insurance for individuals and businesses in the Dallas‑area region.
Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.