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Flood Insurance in Richardson, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Richardson

Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.

DA

Decisive Insurance Agency

Richardson, TX· 2.0 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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FG

Five Star Insurance Group

Richardson, TX· 1.6 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 1.8 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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IT

INSURANCE SOURCE OF TEXAS

Richardson, TX· 2.5 mi
Agency
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Allstate, Encompass, Liberty +5
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MA

Mi Aseguranza

Richardson, TX· 2.5 mi
Agency
New on InsurConnect
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
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BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 8.9 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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ID

Insurance Source Of Dallas

Dallas, TX· 2.5 mi
Agency
Very Popular
1-2 agents22yr

Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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SB

Shayla Boles - GEICO Insurance Agent

Garland, TX· 4.1 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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3I

3D Insurance Services, Inc.

Rowlett, TX· 7.6 mi
Agency
New on InsurConnect
20+ agents

3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.

AutoHomeownersRentersCommercial GL+9 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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CL

Cordial Insurance Group LLC

Rowlett, TX· 11.0 mi
Agency
New on InsurConnect
20+ agents

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +32
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IC

Insurance City

Plano, TX· 4.9 mi
Agency
Very Popular
1-2 agents

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

Spanish
AutoHomeownersFloodBoat+2 more
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company, United States Fire Insurance Company
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GA

Guest Insurance Agency

Plano, TX· 4.2 mi
Agency
1-2 agents35yr

Guest Insurance Agency is a locally owned and operated insurance agency founded in 1991. Their dedicated staff helps clients find the right coverage across a range of products, emphasizing personalized service and peace of mind.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, American Economy Insurance Company +65
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PS

Preferred Insurance Solutions

Allen, TX· 9.3 mi
Agency
New on InsurConnect
10+ agents

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
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FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 14.5 mi
Agency
Popular
6+ agents

Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Allstate, American Modern, Annex Risk +46
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FG

Freedom Insurance Group - Auto & Home Insurance

Coppell, TX· 13.6 mi
Agency
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
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JA

Jeff Van Matre Insurance Agency

Carrollton, TX· 8.4 mi
Agency
Very Popular
1-2 agents

Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.

AutoHomeownersRentersUmbrella+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, American Fire and Casualty Company +74
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CL

Cano Molina Insurance Broker LLC

Allen, TX· 9.0 mi
Agency
Popular
3-5 agents

Canó Molina Insurance Brokers provides a full range of commercial, personal and specialty insurance solutions, including auto, home, flood, life and umbrella coverage. They emphasize customized risk management for individuals and businesses in the Dallas‑Fort Worth area, highlighting integrity and a broad selection of carriers. The agency promotes comprehensive protection through both personal lines and commercial policies.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +79
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MG

Monarch Insurance Group

Plano, TX· 8.8 mi
Agency
Very Popular
1-2 agents

Monarch Insurance Group is a full‑service independent agency in Texas offering personal and commercial insurance, representing dozens of carriers and emphasizing personalized service throughout the customer’s life.

AutoHomeownersRentersUmbrella+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +91
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PL

Partners Insurance of Texas LLC

Mckinney, TX· 11.1 mi
Agency
New on InsurConnect
3-5 agents6yr

Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.

Spanish, Vietnamese, Korean
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: AmTrust Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +15
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IG

Integrity Insurance Group - Mouton Agency

Frisco, TX· 10.5 mi
Agency
Popular
3-5 agents

Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.

AutoBoatCommercial GLFlood+4 more
Carriers: American General Life Insurance Company, BANNER LIFE INSURANCE COMPANY, Dearborn Life Insurance Company +10
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AA

Alpha Omega Insurance Agency‎

Plano, TX· 9.7 mi
Agency
Very Popular
1-2 agents

Alpha Omega Insurance Agency is an independent agency based in Plano, Texas offering personal and commercial insurance solutions with a focus on personalized service and a wide range of carrier options.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Modern Property and Casualty Insurance Company, Colonial County Mutual Insurance Company +14
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PI

Progressive Insurance - Claims Office

Mesquite, TX· 7.8 mi
Agency
89yr

Progressive Insurance is a national carrier offering a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, RV, life, umbrella and flood coverage. The site highlights average savings, bundling options, 24/7 support and serves over 43 million customers.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
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VE

Victoria Elliott - GEICO Insurance Agent

Mesquite, TX· 13.6 mi
Agency
Very Popular

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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IO

Insurance One

Addison, TX· 5.7 mi
Agency
New on InsurConnect
1-2 agents

Insurance One Agency, LC offers a range of personal and business insurance solutions across Texas, including auto, homeowners, motorcycle, umbrella, commercial liability, commercial property, and flood coverage.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA, Guardian Insurance & Annuity Company, Inc., The, Guardian Life Insurance Company of America, The +2
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.