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Boat Insurance in Stephenville, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

8 boat insurance agencies in Stephenville

Within 15 miles of Stephenville, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 80.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
B Listed
Brad Hart - State Farm Insurance Agent
4.8 · 85 reviews on Google7 yrs in business

Welcome to the Brad Hart State Farm Agent office, your trusted insurance resource in Stephenville, TX. Proudly serving Stephenville and neighboring communities, the agency offers a range of personal and business insurance solutions. Brad Hart, a local resident since 2019, leads a team dedicated to making insurance easy to understand.

AutoHomeownersRentersLife+4 more
Stephenville, TX· 4.0 mi
Carriers: State Farm1-2 agents
View profile
D Listed
David Kincannon - State Farm Insurance Agent
4.9 · 152 reviews on Google54 yrs in business

David Kincannon is a State Farm insurance agent in Stephenville, Texas, offering a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency serves the Texas market and provides 24‑hour call or text support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stephenville, TX· 4.8 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Casey Cumby - State Farm Insurance Agent
4.9 · 175 reviews on Google16 yrs in business

Casey Cumby is a State Farm agent serving Stephenville, Texas and surrounding towns since 2010. He offers a range of personal and business insurance options, including auto, home, life, farm, motorcycle and boat coverage. The office is family‑friendly and open 24/7 for calls and texts.

AutoBoatCommercial GLFarm+5 more
Stephenville, TX· 5.1 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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R Listed
Rollo Insurance
4.8 · 26 reviews on Google

Rollo Insurance is a network of agents dedicated to helping clients build their American Dream, offering a wide range of insurance services including auto, home, business, farm & ranch, life & health, and recreation coverage.

AutoHomeownersRentersCommercial GL+7 more
Stephenville, TX· 4.1 mi
3-5 agents
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T Listed
Texas Legacy Insurance Group of Companies - Stephenville TX Branch Auto Home Life Health Farm Ranch Commercial
4.8 · 51 reviews on Google

Texas Legacy Insurance Group provides a range of insurance products including auto, home, life, health, farm & ranch, and commercial coverage, serving multiple locations across Texas.

AutoBoatCommercial GLCommercial Property+6 more
Stephenville, TX· 4.4 mi
1-2 agents
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S Listed
Shane Oliver Insurance Agencies Inc.: Allstate Insurance
4.7 · 70 reviews on Google

Shane Oliver Insurance Agencies Inc. is an Allstate agency in Stephenville, TX offering auto, homeowners, renters, motorcycle, life, and boat insurance. The agency serves Stephenville and surrounding Central Texas areas and emphasizes community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stephenville, TX· 5.2 mi
Carriers: Allstate1-2 agents
View profile
L Listed
Lindy Boyd - State Farm Insurance Agent
3.4 · 5 reviews on Google

Licensed insurance agency in Stephenville, TX; represents 1 carrier.

AutoBoatCommercial GLDisability+5 more
Stephenville, TX· 3.6 mi
Carriers: State Farm1-2 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.