Boat Insurance in Stephenville, TX
Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.
7 boat insurance agencies in Stephenville
Within 15 miles of Stephenville, TX. Click any agency to view profile, contact info, and request a quote.
Brad Hart - State Farm Insurance Agent
Welcome to the Brad Hart State Farm Agent office, your trusted insurance resource in Stephenville, TX. Proudly serving Stephenville and neighboring communities, the agency offers a range of personal and business insurance solutions. Brad Hart, a local resident since 2019, leads a team dedicated to making insurance easy to understand.
David Kincannon - State Farm Insurance Agent
David Kincannon is a State Farm insurance agent in Stephenville, Texas, offering a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency serves the Texas market and provides 24‑hour call or text support.
Casey Cumby - State Farm Insurance Agent
Casey Cumby is a State Farm agent serving Stephenville, Texas and surrounding towns since 2010. He offers a range of personal and business insurance options, including auto, home, life, farm, motorcycle and boat coverage. The office is family‑friendly and open 24/7 for calls and texts.
Rollo Insurance
Rollo Insurance is a network of agents dedicated to helping clients build their American Dream, offering a wide range of insurance services including auto, home, business, farm & ranch, life & health, and recreation coverage.
Texas Legacy Insurance Group of Companies - Stephenville TX Branch Auto Home Life Health Farm Ranch Commercial
Texas Legacy Insurance Group provides a range of insurance products including auto, home, life, health, farm & ranch, and commercial coverage, serving multiple locations across Texas.
Shane Oliver Insurance Agencies Inc.: Allstate Insurance
Shane Oliver Insurance Agencies Inc. is an Allstate agency in Stephenville, TX offering auto, homeowners, renters, motorcycle, life, and boat insurance. The agency serves Stephenville and surrounding Central Texas areas and emphasizes community involvement.
Lindy Boyd - State Farm Insurance Agent
Licensed insurance agency in Stephenville, TX; represents 1 carrier.
Frequently asked questions
Is boat insurance required in Texas?
Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.
What does it cover?
Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.
Does my homeowners policy cover my boat?
Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.