Umbrella Insurance in Stephenville, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Stephenville
Within 15 miles of Stephenville, TX. Click any agency to view profile, contact info, and request a quote.
The Henry Insurance Agency
The Henry Insurance Agency is an independent agency in Stephenville, Texas that helps customers find tailored insurance solutions. Drawing from a vast pool of personal, property and commercial markets, they leverage almost a century of experience to provide coverage at competitive prices.
Brad Hart - State Farm Insurance Agent
Welcome to the Brad Hart State Farm Agent office, your trusted insurance resource in Stephenville, TX. Proudly serving Stephenville and neighboring communities, the agency offers a range of personal and business insurance solutions. Brad Hart, a local resident since 2019, leads a team dedicated to making insurance easy to understand.
David Kincannon - State Farm Insurance Agent
David Kincannon is a State Farm insurance agent in Stephenville, Texas, offering a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency serves the Texas market and provides 24‑hour call or text support.
Casey Cumby - State Farm Insurance Agent
Casey Cumby is a State Farm agent serving Stephenville, Texas and surrounding towns since 2010. He offers a range of personal and business insurance options, including auto, home, life, farm, motorcycle and boat coverage. The office is family‑friendly and open 24/7 for calls and texts.
Kannonball Insurance Solutions LLC
Kannonball Insurance Solutions, LLC is a Texas‑based agency focused on providing high‑quality health insurance plans along with a range of other coverages such as auto, life, and motorcycle insurance. The agency emphasizes personalized service, award‑winning expertise, and helping clients find affordable options that fit their budgets.
BC Insurance of Texas
BC Insurance Group of Texas is a locally owned, family‑run independent agency founded by Brandon and Cindy Carrell. They specialize in farm, ranch, equine, livestock and commercial insurance, aiming to protect families, farmers, and ranchers with integrity. The agency serves the Stephenville area with a focus on personalized service.
Rollo Insurance
Rollo Insurance is a network of agents dedicated to helping clients build their American Dream, offering a wide range of insurance services including auto, home, business, farm & ranch, life & health, and recreation coverage.
Texas Legacy Insurance Group of Companies - Stephenville TX Branch Auto Home Life Health Farm Ranch Commercial
Texas Legacy Insurance Group provides a range of insurance products including auto, home, life, health, farm & ranch, and commercial coverage, serving multiple locations across Texas.
Shane Oliver Insurance Agencies Inc.: Allstate Insurance
Shane Oliver Insurance Agencies Inc. is an Allstate agency in Stephenville, TX offering auto, homeowners, renters, motorcycle, life, and boat insurance. The agency serves Stephenville and surrounding Central Texas areas and emphasizes community involvement.
Arc Insurance Agency
Welcome to Arc Insurance Agency. Locally owned and operated. Protect your future with Arc Insurance Agency, your trusted partner for all your insurance needs. Located in Stephenville, Texas, we offer a wide range of insurance products including home, auto, farm, commercial, landlord, renters and much more.
Cowboy Country Title, LLC
Cowboy Country Title is a local title insurance provider located in historic Erath County, Texas, dedicated to delivering a fast, honest, and friendly closing experience for neighbors. They focus on ensuring a smooth closing process from start to finish.
My Insurance Store
My Insurance Store has been protecting individuals and businesses for over 34 years. Since 1992 the agency has served Texas families with reliable insurance solutions and personalized service.
Fraser Agency, Inc.
Licensed insurance agency in Stephenville, TX; represents 169 carriers.
Farmers Insurance - Vernon Sweeney
Licensed insurance agency in Stephenville, TX; represents 1 carrier.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Stephenville, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Ricky Thurman
Licensed insurance agency in Stephenville, TX. Contact directly for available products and carriers.
Lone Star Insurance
Licensed insurance agency in Stephenville, TX. Contact directly for available products and carriers.
Farmers Insurance - Leslie Walker
Licensed insurance agency in Stephenville, TX; represents 3 carriers.
Lindy Boyd - State Farm Insurance Agent
Licensed insurance agency in Stephenville, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Brandon Carrell
Licensed insurance agency in Stephenville, TX. Contact directly for available products and carriers.
Mint Insurance Group
Licensed insurance agency in Stephenville, TX; represents 26 carriers.
Ridge T. Agency
Licensed insurance agency in Stephenville, TX. Contact directly for available products and carriers.
Jamey Brown - Texas Farm Bureau Insurance
Licensed insurance agency in Stephenville, TX. Contact directly for available products and carriers.
Shade Tree Insurance Agency LLC
Licensed insurance agency in Stephenville, TX; represents 12 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.