Life Insurance in Stephenville, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
11 life insurance agencies in Stephenville
Within 15 miles of Stephenville, TX. Click any agency to view profile, contact info, and request a quote.
The Henry Insurance Agency
The Henry Insurance Agency is an independent agency in Stephenville, Texas that helps customers find tailored insurance solutions. Drawing from a vast pool of personal, property and commercial markets, they leverage almost a century of experience to provide coverage at competitive prices.
Brad Hart - State Farm Insurance Agent
Welcome to the Brad Hart State Farm Agent office, your trusted insurance resource in Stephenville, TX. Proudly serving Stephenville and neighboring communities, the agency offers a range of personal and business insurance solutions. Brad Hart, a local resident since 2019, leads a team dedicated to making insurance easy to understand.
David Kincannon - State Farm Insurance Agent
David Kincannon is a State Farm insurance agent in Stephenville, Texas, offering a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency serves the Texas market and provides 24‑hour call or text support.
Casey Cumby - State Farm Insurance Agent
Casey Cumby is a State Farm agent serving Stephenville, Texas and surrounding towns since 2010. He offers a range of personal and business insurance options, including auto, home, life, farm, motorcycle and boat coverage. The office is family‑friendly and open 24/7 for calls and texts.
Kannonball Insurance Solutions LLC
Kannonball Insurance Solutions, LLC is a Texas‑based agency focused on providing high‑quality health insurance plans along with a range of other coverages such as auto, life, and motorcycle insurance. The agency emphasizes personalized service, award‑winning expertise, and helping clients find affordable options that fit their budgets.
Rollo Insurance
Rollo Insurance is a network of agents dedicated to helping clients build their American Dream, offering a wide range of insurance services including auto, home, business, farm & ranch, life & health, and recreation coverage.
Texas Legacy Insurance Group of Companies - Stephenville TX Branch Auto Home Life Health Farm Ranch Commercial
Texas Legacy Insurance Group provides a range of insurance products including auto, home, life, health, farm & ranch, and commercial coverage, serving multiple locations across Texas.
Shane Oliver Insurance Agencies Inc.: Allstate Insurance
Shane Oliver Insurance Agencies Inc. is an Allstate agency in Stephenville, TX offering auto, homeowners, renters, motorcycle, life, and boat insurance. The agency serves Stephenville and surrounding Central Texas areas and emphasizes community involvement.
Farmers Insurance - Vernon Sweeney
Licensed insurance agency in Stephenville, TX; represents 1 carrier.
Farmers Insurance - Leslie Walker
Licensed insurance agency in Stephenville, TX; represents 3 carriers.
Lindy Boyd - State Farm Insurance Agent
Licensed insurance agency in Stephenville, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.