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Commercial Liability Insurance in Laredo, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

Commercial insurance in Laredo, TX: 24 licensed insurance agencies serve 261,260 residents in Webb County. auto premiums average $2,220 per year — 19% below the Texas state average.

24 commercial insurance agencies in Laredo

Within 15 miles of Laredo, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 313.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.9 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business coverage to Texas residents, emphasizing personal service and quick quotes. Founded over 25 years ago, the agency focuses on real‑people support and community involvement.

AutoCommercial GLHomeownersMotorcycle+2 more
Laredo, TX· 1.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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P Listed
Protection Insurance Agency
4.7 · <100 reviews on Google29 yrs in business

Protection Insurance Agency is a second‑generation, family‑run agency in Laredo, Texas serving the community since 1997. It offers personalized auto, home, renters, business and commercial trucking insurance with a focus on local expertise and personal service.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Laredo, TX· 0.4 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +27
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P Listed
Pronto Insurance
4.6 · 100+ reviews on Google

Pronto Insurance offers affordable auto, home, renters and business insurance across Texas, leveraging access to more than 30 carriers to find the best price. The agency highlights fast online quotes, SR‑22, bonds, roadside assistance and personalized in‑person service for the local community.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 0.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
S Listed
South Texas Insurance Agency
4.7 · <100 reviews on Google20 yrs in business

South Texas Insurance Agency is a local agency based in Laredo, Texas, serving multiple locations across South Texas. Founded in 2006 by Rosie Castillo, the agency offers a range of insurance products including auto, motorcycle, home, commercial, life, and workers compensation.

AutoMotorcycleHomeownersCommercial GL+1 more
Laredo, TX· 2.2 mi
License on file (TDI)
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S Listed
South Texas Insurance Agency
4.7 · <100 reviews on Google20 yrs in business

South Texas Insurance Agency is a local insurance agency based in Laredo, Texas. Founded in 2006 by Rosie Castillo, the agency has grown to multiple locations across Texas offering a range of personal and commercial insurance products. The team emphasizes personalized service and long‑term relationships with clients.

AutoMotorcycleHomeownersRenters+2 more
Laredo, TX· 2.9 mi
License on file (TDI)
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S Listed
South Texas Insurance Agency
4.7 · <100 reviews on Google20 yrs in business

South Texas Insurance Agency is a local agency based in Laredo, Texas, founded in 2006 with additional offices in San Antonio and other Laredo locations. The owner, in the insurance industry since 1997, offers a range of products including auto, motorcycle, home, renters, commercial and life insurance. The agency emphasizes personalized service and competitive rates.

AutoMotorcycleHomeownersRenters+2 more
Laredo, TX· 1.7 mi
License on file (TDI)
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A Listed
A-MAX Auto Insurance
4.5 · <100 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 0.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 100+ reviews on Google

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services, treating you like family.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 2.1 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
View profile
M Listed
Manuel Gomez III - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Manuel Gomez III State Farm Insurance Agency in Laredo, Texas offers a range of personal and business insurance products. The bilingual team serves English‑ and Spanish‑speaking clients throughout Webb County and the surrounding area. The agency highlights its strong community involvement and a 5‑star Google rating from over 490 reviews.

AutoBoatCommercial GLFlood+5 moreSpanish
Laredo, TX· 3.1 mi
Carriers: State Farm1-2 agents
View profile
D Listed
Direct Auto Insurance
4.7 · <100 reviews on Google

Direct Auto agency in Laredo, Texas provides auto and term life insurance along with flexible payment options, SR‑22 filing, roadside assistance and collision coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Laredo, TX· 1.8 mi
Carriers: Direct Auto, National General Insurance Group +11-2 agents
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P Listed
Pronto Insurance
4.7 · <100 reviews on Google

At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 1.3 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
F Listed
FalconSure Insurance Agency
4.8 · <100 reviews on Google25 yrs in business

FalconSure Insurance Agency supports individuals and businesses across Texas, offering personal and commercial insurance solutions. Founded in 2001, the agency has grown with multiple offices throughout the Lone Star State, emphasizing local understanding and clear guidance.

AutoHomeownersRentersCommercial Property+4 more
Laredo, TX· 4.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ASI Lloyds +159
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P Listed
Pronto Insurance
4.6 · <100 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. The agency serves the community with access to more than 30 insurance carriers to secure the best protection at low prices. Customers highlight quick service, friendly staff, and easy online quoting.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 2.0 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.6 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 2.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.8 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 3.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
P Listed
Pronto Insurance
4.7 · 100+ reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They partner with over 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 2.7 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
P Listed
Pronto Insurance
4.4 · <100 reviews on Google

Pronto Insurance offers affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They provide access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 1.3 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.7 · <100 reviews on Google

A-MAX Insurance is a community‑focused agency that compares quotes from over 35 carriers to provide affordable auto, home, renters, commercial and boat coverage, emphasizing personalized service and 24/7 roadside assistance.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 2.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
P Listed
Peña Insurance Agency
4.8 · <100 reviews on Google44 yrs in business

Peña Insurance Agency, founded in 1982 in Laredo, TX, provides personal, home, auto, motorcycle and business insurance with a focus on individualized coverage and customer service.

AutoCommercial GLHomeownersMotorcycle+2 more
Laredo, TX· 2.4 mi
1-2 agents
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C Listed
Cavazos Ins
4.0 · <100 reviews on Google91 yrs in business

Cavazos Insurance Agency provides a full range of insurance products for homes, businesses, and individuals in Laredo, Texas. They work with well‑known carriers such as Progressive, Travelers, and United Fire Group. The agency offers personal auto, homeowners, renters, commercial liability and property, and motorcycle coverage.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Fort Cavazos, TX· 0.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Addison Insurance Company +191-2 agents
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P Listed
Pronto Insurance
4.6 · <100 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 2.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
A Listed
Alphasure Affordable Insurance Services
4.8 · <100 reviews on Google23 yrs in business

AlphaSure Affordable Insurance Services is an independent Texas insurance agency offering personal and commercial coverage since 2003. The agency provides a range of options including auto, home, business, trucker’s liability, and specialty policies, aiming to simplify the buying process and achieve high customer satisfaction.

AutoHomeownersRentersCommercial GL+6 more
Laredo, TX· 3.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +181-2 agents
View profile
P Listed
Pronto Insurance
4.8 · <100 reviews on Google

At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and work with over 30 carriers to find the best price.

AutoBoatCommercial GLCommercial Property+4 more
Laredo, TX· 3.3 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile

Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Laredo