Homeowners Insurance in Laredo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Laredo, TX: 24 licensed insurance agencies serve 261,260 residents in Webb County. auto premiums average $2,220 per year — 19% below the Texas state average.
24 homeowners insurance agencies in Laredo
Within 15 miles of Laredo, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance provides affordable auto, home, and business coverage to Texas residents, emphasizing personal service and quick quotes. Founded over 25 years ago, the agency focuses on real‑people support and community involvement.
Protection Insurance Agency is a second‑generation, family‑run agency in Laredo, Texas serving the community since 1997. It offers personalized auto, home, renters, business and commercial trucking insurance with a focus on local expertise and personal service.
Pronto Insurance offers affordable auto, home, renters and business insurance across Texas, leveraging access to more than 30 carriers to find the best price. The agency highlights fast online quotes, SR‑22, bonds, roadside assistance and personalized in‑person service for the local community.
South Texas Insurance Agency is a local agency based in Laredo, Texas, serving multiple locations across South Texas. Founded in 2006 by Rosie Castillo, the agency offers a range of insurance products including auto, motorcycle, home, commercial, life, and workers compensation.
South Texas Insurance Agency is a local insurance agency based in Laredo, Texas. Founded in 2006 by Rosie Castillo, the agency has grown to multiple locations across Texas offering a range of personal and commercial insurance products. The team emphasizes personalized service and long‑term relationships with clients.
South Texas Insurance Agency is a local agency based in Laredo, Texas, founded in 2006 with additional offices in San Antonio and other Laredo locations. The owner, in the insurance industry since 1997, offers a range of products including auto, motorcycle, home, renters, commercial and life insurance. The agency emphasizes personalized service and competitive rates.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services, treating you like family.
Manuel Gomez III State Farm Insurance Agency in Laredo, Texas offers a range of personal and business insurance products. The bilingual team serves English‑ and Spanish‑speaking clients throughout Webb County and the surrounding area. The agency highlights its strong community involvement and a 5‑star Google rating from over 490 reviews.
Direct Auto agency in Laredo, Texas provides auto and term life insurance along with flexible payment options, SR‑22 filing, roadside assistance and collision coverage.
At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
FalconSure Insurance Agency supports individuals and businesses across Texas, offering personal and commercial insurance solutions. Founded in 2001, the agency has grown with multiple offices throughout the Lone Star State, emphasizing local understanding and clear guidance.
Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. The agency serves the community with access to more than 30 insurance carriers to secure the best protection at low prices. Customers highlight quick service, friendly staff, and easy online quoting.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They partner with over 30 insurance companies to ensure the best protection at the lowest price.
Pronto Insurance offers affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They provide access to more than 30 insurance companies to ensure the best protection at the lowest price.
A-MAX Insurance is a community‑focused agency that compares quotes from over 35 carriers to provide affordable auto, home, renters, commercial and boat coverage, emphasizing personalized service and 24/7 roadside assistance.
Peña Insurance Agency, founded in 1982 in Laredo, TX, provides personal, home, auto, motorcycle and business insurance with a focus on individualized coverage and customer service.
Cavazos Insurance Agency provides a full range of insurance products for homes, businesses, and individuals in Laredo, Texas. They work with well‑known carriers such as Progressive, Travelers, and United Fire Group. The agency offers personal auto, homeowners, renters, commercial liability and property, and motorcycle coverage.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
AlphaSure Affordable Insurance Services is an independent Texas insurance agency offering personal and commercial coverage since 2003. The agency provides a range of options including auto, home, business, trucker’s liability, and specialty policies, aiming to simplify the buying process and achieve high customer satisfaction.
At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and work with over 30 carriers to find the best price.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.