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Umbrella Insurance in Laredo, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

Umbrella insurance in Laredo, TX: 24 licensed insurance agencies serve 261,260 residents in Webb County. auto premiums average $2,220 per year — 19% below the Texas state average.

24 umbrella insurance agencies in Laredo

Within 15 miles of Laredo, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 313.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
Amtex Insurance
4.9 · 304 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business coverage to Texas residents, emphasizing personal service and quick quotes. Founded over 25 years ago, the agency focuses on real‑people support and community involvement.

AutoCommercial GLHomeownersMotorcycle+2 more
Laredo, TX· 1.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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A Listed
A-MAX Auto Insurance
4.5 · 74 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 0.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 239 reviews on Google

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services, treating you like family.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 2.1 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +46+ agents
View profile
B Listed
BTP INSURANCE SERVICES, LLC.
4.6 · 35 reviews on Google

Licensed insurance agency in Laredo, TX; represents 5 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 2.2 mi
Carriers: American Summit Insurance Company, Berkshire Hathaway Homestate Insurance Company +320+ agents
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E Listed
Express Insurance Agency
4.8 · 12 reviews on Google

Licensed insurance agency in Laredo, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Laredo, TX· 0.9 mi
10+ agents
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A Listed
AMERICORP INSURANCE GROUP LLC
4.9 · 113 reviews on Google

Licensed insurance agency in Laredo, TX; represents 60 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 5.2 mi
Carriers: ASI Lloyds, ASSURITY LIFE INSURANCE COMPANY +5810+ agents
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A Listed
A-MAX Auto Insurance
4.6 · 160 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 2.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
A Listed
A-MAX Auto Insurance
4.8 · 135 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 3.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
T Listed
TREMAR INSURANCE AGENCY, LLC
4.8 · 13 reviews on Google

Licensed insurance agency in Laredo, TX; represents 9 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 3.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +720+ agents
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A Listed
A-MAX Auto Insurance
4.7 · 87 reviews on Google

A-MAX Insurance is a community‑focused agency that compares quotes from over 35 carriers to provide affordable auto, home, renters, commercial and boat coverage, emphasizing personalized service and 24/7 roadside assistance.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Laredo, TX· 2.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
D Listed
DE LA FUENTE INSURANCE PLLC
4.8 · 21 reviews on Google

Licensed insurance agency in Laredo, TX; represents 54 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 4.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +5210+ agents
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S Listed
SENIOR SOLUTIONS INSURANCE OF LAREDO LLC

Licensed insurance agency in Laredo, TX; represents 11 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 0.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +920+ agents
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M Listed
MIKE CORTEZ AGENCY, INC.
4.4 · 28 reviews on Google

Licensed insurance agency in Laredo, TX; represents 17 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 3.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1510+ agents
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D Listed
Direct Auto Insurance
4.7 · 97 reviews on Google

Direct Auto agency in Laredo, Texas provides auto and term life insurance along with flexible payment options, SR‑22 filing, roadside assistance and collision coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Laredo, TX· 1.8 mi
Carriers: Direct Auto, National General Insurance Group +13-5 agents
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C Listed
CAPITAL INSURANCE AGENCY INC
4.8 · 6 reviews on Google

Licensed insurance agency in Laredo, TX; represents 48 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 3.4 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Agricultural Workers Mutual Auto Insurance Company +4610+ agents
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S Listed
SUPREME INSURANCE AGENCY LLC
4.8 · 27 reviews on Google

Licensed insurance agency in Laredo, TX; represents 3 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 5.5 mi
Carriers: Motors Insurance Corporation, Spinnaker Insurance Company +110+ agents
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A Listed
ALMEIDA INSURANCE GROUP LLC
4.8 · 7 reviews on Google

Licensed insurance agency in Laredo, TX; represents 35 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 4.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +3320+ agents
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A Listed
ALCALA INSURANCE AGENCY LLC
4.0 · 1 reviews on Google

Licensed insurance agency in Laredo, TX; represents 11 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 0.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +920+ agents
View profile
S Listed
STEVE R TRAUTMANN INSURANCE AGENCY LLC
4.8 · 3 reviews on Google

Licensed insurance agency in Laredo, TX; represents 36 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 3.4 mi
Carriers: AMERICAN UNITED LIFE INSURANCE COMPANY, Aetna Dental Inc. +3420+ agents
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G Listed
GC INSURANCE GROUP LLC
4.8 · 12 reviews on Google

Licensed insurance agency in Laredo, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 5.7 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +220+ agents
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P Listed
POWELL WATSON INSURANCE GROUP, L.L.C.
4.8 · 5 reviews on Google

Licensed insurance agency in Laredo, TX; represents 18 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 4.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1620+ agents
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G Listed
GOLD WAY INSURANCE AGENCY LLC
4.8 · 28 reviews on Google

Licensed insurance agency in Laredo, TX; represents 9 carriers.

AutoHomeownersRentersCommercial GL+1 more
Laredo, TX· 6.8 mi
Carriers: Berkshire Hathaway Homestate Insurance Company, Cimarron Insurance Company, Inc. +710+ agents
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P Listed
Pronto Insurance
4.6 · 113 reviews on Google

Pronto Insurance offers affordable auto, home, renters and business insurance across Texas, leveraging access to more than 30 carriers to find the best price. The agency highlights fast online quotes, SR‑22, bonds, roadside assistance and personalized in‑person service for the local community.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Laredo, TX· 0.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.