Flood Insurance in Aransas Pass, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
7 flood insurance agencies in Aransas Pass
Within 15 miles of Aransas Pass, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
TWFG is a caring insurance agency offering a range of personal and commercial insurance products to customers in Rockport, Texas, emphasizing personalized service and community focus.
American Claim Help (Alpine Public Adjusters) is a public insurance adjusting firm offering free claim inspections, loss assessments, claim submission and representation for residential, commercial and specialty property claims across multiple states.
Patric Luera’s agency serves the Portland, TX area and surrounding communities, offering a wide range of insurance products such as auto, homeowners, renters, life, flood, motorcycle and boat coverage. The agency emphasizes personalized service and supports clients with both personal and business insurance needs. It operates as a State Farm® insurance agency and highlights a 5‑star rating on Google from 145 reviews.
Brian Niemann Insurance helps consumers save money, businesses reduce risk, and families protect their financial future. The agency operates offices in Sinton, Aransas Pass, Portland, and Corpus Christi, Texas, offering a range of personal and commercial insurance products. Their mission is to serve and protect people like they would their own family.
Andrew Aguirre is a State Farm® insurance agent serving the Texas coastal region, offering personal and commercial insurance solutions. He emphasizes community involvement, customer service, and provides a range of products from auto and homeowners to commercial liability and flood coverage.
Located in the heart of the Texas Coastal Bend, we provide great coverage at competitive rates. Give us the opportunity to serve your insurance needs and we promise you won’t be disappointed.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.