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Flood Insurance in Deer Park, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Deer Park

Within 15 miles of Deer Park, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 176.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable coverage for individuals, families, and businesses. They compare multiple carriers to match customers with the right policies and provide free, no‑obligation quotes.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pasadena, TX· 5.8 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, home, and business insurance across Texas. They compare multiple carriers to find coverage that fits individual and commercial needs, offering free quotes and personalized service.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pasadena, TX· 3.3 mi
1-2 agents
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H Listed
Harlan Insurance Agency
4.8 · <100 reviews on Google22 yrs in business

Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.

AutoHomeownersRentersCommercial GL+5 more
Deer Park, TX· 0.3 mi
1-2 agents
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K Listed
KleeCo Insurance Agency LLC
4.8 · <100 reviews on Google

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Deer Park, TX· 0.3 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The +21-2 agents
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Seabrook, TX· 6.7 mi
License on file (TDI)
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S Listed
Southern Group Insurance Agency
4.6 · <100 reviews on Google

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Pasadena, TX· 3.4 mi
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company +51-2 agents
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J Listed
Joe Hambrick III - State Farm Insurance Agent
4.8 · <100 reviews on Google

Joe Hambrick State Farm is a locally owned agency serving La Porte and surrounding Texas counties. With over 100 years of combined experience among the staff, they offer personalized insurance solutions for auto, home, life, flood, motorcycle, and boat coverage. The agency emphasizes community service, pet‑friendly offices, and additional services like notary assistance.

AutoBoatCommercial GLFlood+5 more
La Porte, TX· 2.5 mi
Carriers: State Farm1-2 agents
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T Listed
Turrentine Insurance Agency
3.9 · <100 reviews on Google23 yrs in business

Turrentine Insurance Agency is an independent insurance agency serving customers in Houston and across the Harris County area. Established in 2003 as a captive Farmers agency, it became independent in 2014 and works with several top carriers to deliver policy quotes.

AutoHomeownersRentersCommercial GL+6 moreSpanish
La Porte, TX· 1.0 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +11-2 agents
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, homeowners, renters, commercial, and specialty policies. The agency emphasizes bilingual service and personalized support.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Pasadena, TX· 5.4 mi
1-2 agents
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A Listed
AIM Insurance of Texas - Houston
4.6 · <100 reviews on Google43 yrs in business

Aim Insurance of Texas is an independent agency founded in 1983 that offers a range of personal and commercial insurance products, emphasizing affordable rates and personalized coverage. Based in Pasadena, TX, the agency serves the Houston‑Pasadena area and the entire state of Texas.

AutoCommercial GLCommercial PropertyFlood+4 more
Houston, TX· 5.8 mi
Carriers: ACCC Insurance Company, Accident Insurance Company, Inc. +351-2 agents
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T Listed
TIA- Texas Insurance Agency
4.6 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses in Texas find affordable coverage across a wide range of insurance products. The agency emphasizes personalized service, free quotes, and multilingual support for English and Spanish speakers.

AutoHomeownersRentersCommercial GL+4 more
Texas City, TX· 6.0 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.8 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, helping individuals, families, and businesses obtain affordable auto, home, and commercial coverage. They compare multiple carriers to find tailored policies and emphasize personalized service and community outreach.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Houston, TX· 8.1 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pearland, TX· 8.2 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +14
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H Listed
Harris County Insurance - Deer Park
4.3 · <100 reviews on Google19 yrs in business

Harris County Insurance is an independent agency serving Houston, Baytown, and Pasadena, Texas. They shop multiple carriers to provide auto, home, boat, motorcycle, RV, condo, renters, umbrella, flood, and manufactured home coverage, as well as commercial and life/health insurance options. The agency emphasizes personalized service and many years of experience in both personal and business insurance.

AutoHomeownersRentersCommercial GL+7 moreSpanish
Deer Park, TX· 0.8 mi
Carriers: Allstate1-2 agents
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W Listed
Whittington Insurance Agency
4.9 · 100+ reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 10.2 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +2
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A Listed
Affordable Quality Insurance
4.9 · 500+ reviews on Google

Affordable Quality Insurance provides affordable and comprehensive insurance solutions for Texas residents, serving both individuals and businesses with a range of coverage options including auto, home, flood, life, health, and commercial policies.

AutoCommercial GLCommercial PropertyFlood+4 more
Pasadena, TX· 6.0 mi
1-2 agents
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T Listed
TIA-Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pearland, TX· 8.7 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.6 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable insurance coverage across Texas. They compare multiple carriers to provide auto, homeowners, renters, business and specialty policies.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pasadena, TX· 6.0 mi
1-2 agents
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Pearland, TX· 10.2 mi
License on file (TDI)
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H Listed
HIG-Henrich Insurance Group
4.8 · 100+ reviews on Google36 yrs in business

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Webster, TX· 8.1 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +541-2 agents
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T Listed
TIA- Texas Insurance Agency/Uvalde Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 8.4 mi
1-2 agents
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T Listed
TIA- Texas Insurance Agency
4.5 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage in Texas. They compare multiple carriers to match clients with policies that fit their needs and budget.

AutoHomeownersRentersCommercial GL+4 more
Pearland, TX· 8.9 mi
License on file (TDI)
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T Listed
TWFG Ratliff Insurance
4.5 · <100 reviews on Google

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

AutoHomeownersRentersLife+6 moreSpanish
Baytown, TX· 9.3 mi
Carriers: Allstate, Progressive +9
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.