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Flood Insurance in Denton, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

14 flood insurance agencies in Denton

Within 15 miles of Denton, TX. Click any agency to view profile, contact info, and request a quote.

NA

Neal & Neal Insurance Agency

Denton, TX· 1.8 mi
Agency
Popular
10+ agents

Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.

AutoBoatCommercial GLCommercial Property+8 more
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BA

Brightway Insurance, The Grunor Agency

Denton, TX· 3.8 mi
Agency
20+ agents

The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.

AutoBoatCommercial GLFlood+4 more
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HL

Hutcherson Insurance Group, LLC

Denton, TX· 0.9 mi
Agency
New on InsurConnect
10+ agents

Hutcherson Insurance Group LLC is an independent agency serving the Denton area and the state of Texas. They provide a range of personal insurance products such as auto, homeowners, life, health, motorcycle, boat, flood and renters coverage, as well as commercial lines like liability, commercial property and umbrella. The agency emphasizes a dedicated team of agents to help customers save money.

AutoHomeownersLifeMotorcycle+7 more
Carriers: Ace American Insurance Company, Aetna Dental Inc., Aetna Health Inc. +52
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SN

Stability Insurance Old North

Denton, TX· 3.0 mi
Agency
New on InsurConnect
10+ agents

Best Coat Insurance offers personal and commercial insurance with a low‑pressure approach, focusing on cost‑effective solutions and extensive discounts. They serve individuals and businesses across a range of coverages, emphasizing independent representation to find the best options.

AutoHomeownersRentersCommercial GL+7 more
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BA

Brandes Insurance Agency

Lewisville, TX· 12.4 mi
Agency
Very Popular
10+ agents24yr

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +22
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FG

Freedom Insurance Group - Auto & Home Insurance

Argyle, TX· 6.7 mi
Agency
Popular
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. Their goal is to educate clients, maximize benefits within budgets, and act as advocates without being tied to a single insurer.

AutoCommercial GLFloodHomeowners+2 more
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FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 13.4 mi
Agency
Very Popular
6+ agents

Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.

AutoCommercial GLFloodHomeowners+2 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +61
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CG

CeBallos Insurance Group

Sanger, TX· 10.3 mi
Agency
No reviews yet
10+ agents

CeBallos Insurance Group helps consumers save money, businesses reduce risk, and families protect their future. Serving Sanger and surrounding Texas communities, the agency offers a wide range of personal and commercial insurance solutions.

AutoBoatCommercial GLEarthquake+6 more
Carriers: AmGUARD Insurance Company, American Modern Property and Casualty Insurance Company, ENCOMPASS HOME AND AUTO INSURANCE COMPANY +4
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GA

GEICO Insurance Agent

Denton, TX· 3.4 mi
Agency

GEICO Insurance Agency in Dallas‑Fort Worth offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact options for customers.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +2
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LF

Laura Ferring - GEICO Insurance Agent

Flower Mound, TX· 12.8 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, Generali, American Modern Insurance Group +1
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HG

Harvest Insurance Group

Argyle, TX· 12.9 mi
Agency
Popular
1-2 agents

Harvest Insurance Group helps consumers save money, businesses reduce risk, and families protect their financial future. The agency serves Justin and surrounding Texas communities, offering a range of insurance products.

AutoBoatCommercial GLFlood+5 more
Carriers: AUGUSTAR LIFE INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +21
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GI

Goosehead Insurance - Derek Hungerford

Aubrey, TX· 9.9 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance offers smarter insurance solutions, providing coverage for homes, cars, renters, boats, motorcycles, and flood protection. The agency emphasizes personalized quotes from over 200 hand‑picked carriers to match customers' needs and budget.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Liberty County Mutual Insurance Company +5
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GI

Goosehead Insurance - Amanda Gardiner

Flower Mound, TX· 12.9 mi
Agency
Popular
1-2 agents

Goosehead Insurance offers personalized coverage for home, auto, renters, boat, motorcycle and flood insurance. The agency connects customers with quotes from over 200 hand‑picked carriers and emphasizes expert agents who help clients find the right policies and savings.

AutoBoatCommercial GLFlood+4 more
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CM

Consolidated Insurance Markets

Flower Mound, TX· 14.5 mi
Agency
Popular
1-2 agents27yr

Consolidated Insurance Markets (CIM) is a family‑run agency in Texas, serving businesses and individuals since 1999. They specialize in business liability, commercial and personal insurance, offering tailored coverage through a network of carriers. The agency emphasizes personalized service and long‑term relationships with clients.

AutoHomeownersRentersCommercial GL+7 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmGUARD Insurance Company, American Modern Property and Casualty Insurance Company +18
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.