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Flood Insurance in Dickinson, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Dickinson

Within 15 miles of Dickinson, TX. Click any agency to view profile, contact info, and request a quote.

1M

1 Stop Insurance & More

Dickinson, TX· 1.3 mi
Agency
Popular
20+ agents

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
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GI

Goosehead Insurance - Jessica Flores

Dickinson, TX· 2.0 mi
Agency
20+ agents

Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.

AutoBoatCommercial GLFlood+4 more
Carriers: Homesite Insurance Company, Liberty County Mutual Insurance Company, MARKEL AMERICAN INSURANCE COMPANY
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TI

Texas First Insurance

Texas City, TX· 4.2 mi
Agency
20+ agents101yr

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
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JW

Johnny White - State Farm Insurance Agent

League City, TX· 7.1 mi
Agency
Very Popular
6+ agents48yr

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

Spanish
AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
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WA

Whittington Insurance Agency

Webster, TX· 7.5 mi
Agency
Very Popular
6+ agents29yr

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company, United Concordia Dental Plans of Texas, Inc. +1
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BI

Blanchard Insurance

Seabrook, TX· 5.1 mi
Agency
6+ agents

Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.

AutoCommercial GLCommercial PropertyFlood+3 more
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BI

Bergvall Insurance

Texas City, TX· 8.5 mi
Agency
New on InsurConnect
20+ agents

Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.

AutoCommercial GLFloodHomeowners+2 more
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas, American Risk Insurance Company, Inc. +17
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FI

Foree Insurance

La Marque, TX· 7.9 mi
Agency
New on InsurConnect
10+ agents33yr

Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.

AutoHomeownersBoatCommercial GL+2 more
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BA

Brightway Insurance, The Vela Agency

Texas City, TX· 8.0 mi
Agency
New on InsurConnect
10+ agents

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
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WI

Whittington Insurance

Webster, TX· 8.9 mi
Agency
New on InsurConnect
10+ agents29yr

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
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CT

Commercial Insurance Services of Texas

Pearland, TX· 13.7 mi
Agency
10+ agents

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY
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KK

Katie Kuroski - GEICO Insurance Agent

League City, TX· 3.7 mi
Agency
Very Popular
1-2 agents

GEICO Insurance Agency offers a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, earthquake and commercial liability coverage. The site provides tools to get quotes, manage policies, and access claims support. GEICO partners with other insurers to offer additional specialty policies.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +2
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SB

Steve Bridges - State Farm Insurance Agent

League City, TX· 5.1 mi
Agency
Very Popular
1-2 agents39yr

Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.

AutoHomeownersRentersLife+5 more
Carriers: State Farm
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RI

Robinson Family Insurance

League City, TX· 5.6 mi
Agency
Very Popular
1-2 agents33yr

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +61
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BS

Blanchard Insurance Services

Alvin, TX· 6.9 mi
Agency
6+ agents

Blanchard Insurance is a Texas Gulf Coast agency offering auto, home, renters, flood, and business insurance. They focus on personalized service, competitive rates, and shopping multiple carriers to find the best coverage for clients.

AutoCommercial GLCommercial PropertyFlood+3 more
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GI

Goosehead Insurance - Barbara Cribbs

League City, TX· 6.5 mi
Agency

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.

AutoBoatCommercial GLFlood+4 more
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SI

SIG/Lighthouse Insurance

Friendswood, TX· 9.5 mi
Agency
Popular
3-5 agents43yr

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Carriers: State Farm
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MA

Mike Cooksley Insurance Agency

La Porte, TX· 13.6 mi
Agency
New on InsurConnect
20+ agents

Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.

AutoBoatCommercial GLFlood+4 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company, Auros Reciprocal Insurance Exchange +21
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PL

Powell Insurance Agency LLC

League City, TX· 5.7 mi
Agency
3-5 agents

Powell Insurance Agency LLC is an independent insurance agency serving League City and the rest of Texas. They offer personal insurance lines such as auto, homeowners, motorcycle, boat, flood, renters, and umbrella, as well as commercial options like general liability and commercial auto. The agency emphasizes quick online quotes and dedicated service teams.

AutoHomeownersRentersCommercial GL+4 more
Carriers: ASI Lloyds, Affirmative Insurance Company, Agricultural Workers Mutual Auto Insurance Company +40
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BI

Brad Spurgeon Insurance Agency Inc.

Galveston, TX· 8.0 mi
Agency
Popular
1-2 agents40yr

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, Aetna Dental Inc., Aetna Health Inc. +49
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KH

Ken Hinojosa - State Farm Insurance Agent

Friendswood, TX· 10.2 mi
Agency
Popular
10yr

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
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GI

Goosehead Insurance - Tammy Mazoch

Seabrook, TX· 4.3 mi
Agency
1-2 agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle and flood insurance through a network of agents, offering smart coverage options and personalized quotes. The agency emphasizes expert agents, clear communication, and a focus on getting the right coverage at the best value.

AutoBoatCommercial GLFlood+4 more
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BI

Blanchard's Insurance Services Inc

Alvin, TX· 13.5 mi
Agency
New on InsurConnect
20+ agents

Blanchard Insurance is a Texas Gulf Coast agency offering personalized auto, home, renters, flood, and business insurance. They emphasize competitive rates and responsive local service.

AutoCommercial GLCommercial PropertyFlood+3 more
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MI

Mark Spurgeon Insurance Agency, Inc.

Texas City, TX· 6.8 mi
Agency
1-2 agents31yr

Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.

AutoHomeownersRentersCommercial Property+6 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +24
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.