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Flood Insurance in Dickinson, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Dickinson

Within 15 miles of Dickinson, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 191.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
R Listed
Robinson Family Insurance
4.9 · 100+ reviews on Google33 yrs in business

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
League City, TX· 5.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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G Listed
Goosehead Insurance - Jessica Flores
4.8 · <100 reviews on Google

Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.

AutoBoatCommercial GLFlood+4 more
Dickinson, TX· 2.0 mi
Carriers: Homesite Insurance Company, Liberty County Mutual Insurance Company +11-2 agents
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G Listed
Goosehead Insurance - Tammy Mazoch
4.8 · <100 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle and flood insurance through a network of agents, offering smart coverage options and personalized quotes. The agency emphasizes expert agents, clear communication, and a focus on getting the right coverage at the best value.

AutoBoatCommercial GLFlood+4 more
Seabrook, TX· 4.3 mi
3-5 agents
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1 Listed
1 Stop Insurance & More
4.7 · <100 reviews on Google

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
Dickinson, TX· 1.3 mi
1-2 agents
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K Listed
Katie Kuroski - GEICO Insurance Agent
4.9 · 500+ reviews on Google

GEICO Insurance Agency offers a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, earthquake and commercial liability coverage. The site provides tools to get quotes, manage policies, and access claims support. GEICO partners with other insurers to offer additional specialty policies.

AutoHomeownersRentersMotorcycle+6 moreSpanish
League City, TX· 3.7 mi
Carriers: GEICO, American Modern Insurance Group +31-2 agents
View profile
S Listed
Steve Bridges - State Farm Insurance Agent
4.9 · 100+ reviews on Google39 yrs in business

Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.

AutoHomeownersRentersLife+5 more
League City, TX· 5.1 mi
Carriers: State Farm1-2 agents
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W Listed
Whittington Insurance Agency
4.9 · 100+ reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 7.5 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +2
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B Listed
Brad Spurgeon Insurance Agency Inc.
4.8 · <100 reviews on Google40 yrs in business

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 8.0 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +50
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M Listed
Mark Spurgeon Insurance Agency, Inc.
4.8 · <100 reviews on Google31 yrs in business

Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.

AutoHomeownersRentersCommercial Property+6 more
Texas City, TX· 6.8 mi
Carriers: ASI Lloyds, American Economy Insurance Company +25
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 100+ reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 7.1 mi
Carriers: State Farm1-2 agents
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G Listed
Goosehead Insurance - Barbara Cribbs
4.8 · <100 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.

AutoBoatCommercial GLFlood+4 more
League City, TX· 6.5 mi
License on file (TDI)
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T Listed
Texas First Insurance
4.8 · <100 reviews on Google101 yrs in business

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
Texas City, TX· 4.2 mi
1-2 agents
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A Listed
Alber Insurance Agency
4.8 · <100 reviews on Google44 yrs in business

Alber Insurance Agency, founded by James Alber in 1982, is a family‑owned independent agency serving Texas. It offers personalized service and helps customers find insurance solutions across various lines.

AutoBoatCommercial GLFlood+4 more
Dickinson, TX· 5.5 mi
License on file (TDI)
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B Listed
Blanchard Insurance
4.8 · <100 reviews on Google

Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.

AutoCommercial GLCommercial PropertyFlood+3 more
Seabrook, TX· 5.1 mi
1-2 agents
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G Listed
Goosehead Insurance - Brandon Dickson
4.0 · <100 reviews on Google

Goosehead Insurance connects customers with home, auto, renters, boat, motorcycle and flood coverage by comparing policies from over 200 carriers, delivering personalized quotes and expert guidance.

AutoBoatCommercial GLFlood+4 more
Dickinson, TX· 5.7 mi
3-5 agents
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P Listed
Perfect Policy
4.3 · <100 reviews on Google

Providing auto, home and business insurance in League City, TX and surrounding areas as an independent agent offering personalized service and multiple coverage options.

AutoBoatCommercial GLFlood+5 more
League City, TX· 5.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +621-2 agents
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M Listed
McCorkle Insurance Agency
4.9 · 100+ reviews on Google40 yrs in business

McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.

AutoBoatCommercial GLFlood+5 more
Webster, TX· 8.8 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aventus Insurance Company +91-2 agents
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W Listed
Watson Insurance
4.9 · 100+ reviews on Google

Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.

AutoCommercial GLFloodHomeowners+2 more
Friendswood, TX· 10.8 mi
License on file (TDI)
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S Listed
SIG/Lighthouse Insurance
4.8 · <100 reviews on Google43 yrs in business

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Friendswood, TX· 9.5 mi
Carriers: State Farm1-2 agents
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G Listed
Goosehead Insurance - Desiree Rendon
4.8 · <100 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing quotes from over 200 carriers to help customers find the best coverage and rates.

AutoBoatCommercial GLFlood+4 more
Friendswood, TX· 10.5 mi
3-5 agents
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P Listed
Pelican Insurance Agency
4.8 · <100 reviews on Google

Pelican Insurance is an independent agency focused on providing customized insurance plans. They emphasize building lifelong relationships with customers and offer a wide range of coverages. The agency serves multiple Texas locations, aiming to make insurance easy.

AutoBoatCommercial GLFlood+3 more
League City, TX· 6.2 mi
Carriers: Aegis Security Insurance Company, Alinsco Insurance Company +331-2 agents
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R Listed
Rosewood Insurance Group, LLC
4.8 · <100 reviews on Google

Rosewood Insurance Group is an independent licensed insurance agency serving clients throughout Texas. They specialize in legal professional insurance, flood insurance, and real estate investor insurance while offering a full range of personal and business coverage through top‑rated carriers.

AutoCommercial GLCommercial PropertyFlood+3 more
Friendswood, TX· 9.4 mi
Carriers: American Access Casualty Company, First Chicago Insurance Company +131-2 agents
View profile
O Listed
Openland Insurance
4.4 · <100 reviews on Google

Openland Insurance provides tailored protection for Texas residents, covering auto, home, life, boat, motorcycle, and commercial risks. Their advisors focus on personalized risk management to match each client’s lifestyle and business needs.

AutoBoatCommercial GLCommercial Property+6 more
League City, TX· 4.8 mi
1-2 agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.