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Flood Insurance in Fresno, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Fresno

Within 15 miles of Fresno, TX. Click any agency to view profile, contact info, and request a quote.

CI

Crestar Insurance

Missouri City, TX· 5.5 mi
Agency
Very Popular
10+ agents20yr

Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.

AutoCommercial GLFloodHomeowners+3 more
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Access Casualty Company +36
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BA

Brightway Insurance, The Hafer Agency

Missouri City, TX· 4.7 mi
Agency
Popular
10+ agents

Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.

AutoBoatCommercial GLFlood+5 more
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SI

SK INSURANCE

Missouri City, TX· 4.9 mi
Agency
No reviews yet
10+ agents19yr

SK Insurance is a leading provider of commercial insurance services that protects businesses of all sizes with tailored coverage options, including property, liability, auto, and umbrella policies. The agency emphasizes personalized risk assessment and strategic investment in clients’ futures.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +35
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AL

Arlene Lollie & Associates, LLC

Missouri City, TX· 6.7 mi
Agency
10+ agents

Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company, American General Life Insurance Company +72
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AA

Avalon Insurance Agency

Houston, TX· 9.6 mi
Agency
Popular
20+ agents20yr

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +106
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AI

Abe Jacobs Insurance

Missouri City, TX· 4.9 mi
Agency
New on InsurConnect
20+ agents43yr

Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance across Texas. Founded in 1983, the agency has nearly four decades of experience delivering risk management solutions and competitive rates.

AutoCommercial GLCommercial PropertyFlood+5 more
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AG

Actsphere Insurance Group

Pearland, TX· 3.6 mi
Agency
Very Popular
1-2 agents

Actsphere Insurance offers personal and business insurance solutions, including auto, homeowners, renters, life, flood, and umbrella coverage. They serve clients in Texas, Michigan, Ohio, and Pennsylvania, emphasizing personalized service and competitive pricing.

AutoHomeownersRentersUmbrella+6 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASSURITY LIFE INSURANCE COMPANY, Aetna Dental Inc. +68
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TA

TIA-Texas Insurance Agency

Houston, TX· 14.4 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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CT

Commercial Insurance Services of Texas

Pearland, TX· 14.6 mi
Agency
10+ agents

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY
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BI

Best Texas Insurance - Michelle Hinojosa

Pearland, TX· 4.9 mi
Agency
Popular
1-2 agents

Best Texas Insurance is a local, independent agency that helps Texas homeowners, drivers, and business owners find the right coverage at the best value. They specialize in home, auto, renters, flood, life, and commercial insurance, offering free policy reviews and personalized guidance. Their goal is to make insurance easy and affordable across the Texas Gulf Coast.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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TA

TIA- Texas Insurance Agency

Houston, TX· 5.5 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable auto, homeowners, and business insurance with free quotes. They compare multiple carriers to find coverage that fits individual and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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CS

Chadwick Sapenter - GEICO Insurance Agent

Sugar Land, TX· 8.2 mi
Agency
Very Popular

GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, Aventus Insurance Company +28
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AT

Affordable Insurance of Texas

Houston, TX· 12.7 mi
Agency
Very Popular
6+ agents

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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MI

My Neighborhood Heroes Insurance

Stafford, TX· 7.4 mi
Agency
Popular
1-2 agents

My Neighborhood Heroes insures the local community with a dedicated staff of insurance professionals. They shop across many carriers to find the best policy and aim to provide respectful, compassionate service to each customer.

Spanish
AutoBoatCommercial GLFlood+4 more
Carriers: Ace American Insurance Company, Ace Property and Casualty Insurance Company, Alinsco Insurance Company +26
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RI

Regal Insurance

Stafford, TX· 6.4 mi
Agency
New on InsurConnect
1-2 agents

At Regal Insurance we make insurance simple, affordable, and personal. Based in Texas we help you find the right coverage for your home, car, business and more, offering expert advice and top‑rated service. With years of industry experience we tailor policies to fit your life, not the other way around.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company, American Modern Property and Casualty Insurance Company +23
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MB

Maria Bello: Allstate Insurance

Manvel, TX· 5.6 mi
Agency
1-2 agents

Maria Bello is an Allstate insurance agent serving Pearland, TX and surrounding areas. She offers personalized coverage for auto, home, renters, life, flood, motorcycle and boat insurance. The agency emphasizes community involvement and tailored customer service.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +17
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PI

Prosafe Insurance

Sugar Land, TX· 9.9 mi
Agency
Popular
1-2 agents

Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.

AutoHomeownersLifeFlood+5 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +42
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GI

Goosehead Insurance - Anthony Chambers

Pearland, TX· 6.6 mi
Agency
Popular
1-2 agents

Goosehead Insurance provides a range of coverage options—including homeowners, auto, renters, boat, motorcycle, and flood insurance—by comparing policies from over 200 carriers to find the best fit and price for customers.

AutoBoatCommercial GLFlood+4 more
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PI

Paga-Menos Insurance

Houston, TX· 11.6 mi
Agency
Very Popular
3-5 agents

Paga Menos Insurance is a Houston‑based agency offering a full range of personal and commercial insurance solutions across Texas, aiming to provide affordable coverage and financial stability for individuals and businesses.

Spanish
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Alinsco Insurance Company, American Access Casualty Company, American Hallmark Insurance Company of Texas +32
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TA

TIA- Texas Insurance Agency

Missouri City, TX· 8.6 mi
Agency
Popular
1-2 agents27yr

A trusted Texas Insurance Agency since 1999, offering affordable coverage for individuals, families, and businesses. The independent agency compares multiple carriers to find the best fit and provides a wide range of policies including auto, home, and commercial insurance.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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BA

Brightway Insurance, The Cruz Agency

Manvel, TX· 6.5 mi
Agency
1-2 agents

Brightway is an independent insurance agency that connects customers with a wide range of carriers, offering personalized quotes and support across various insurance needs.

AutoHomeownersRentersFlood+6 more
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II

Inshora Group Insurance - Home Insurance

Sugar Land, TX· 11.2 mi
Agency
Very Popular
1-2 agents

Inshora Group is a Texas‑based insurance agency offering personal and business insurance solutions, including auto, home, renters, flood, life, and business coverage. They compare quotes from over 25 A‑rated carriers to provide personalized service and savings for clients.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +37
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KI

Kimball Insurance - Sugar Land

Sugar Land, TX· 10.1 mi
Agency
Popular
1-2 agents

Kimball Insurance is an independent agency located in The Woodlands and Sugar Land, Texas, offering personal and business insurance solutions with a focus on relationships and proactive service.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Safeco, Progressive
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TA

TIA- Texas Insurance Agency

Missouri City, TX· 10.1 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency, founded in 1999, provides affordable coverage and free quotes to families across Houston, Pasadena, Beaumont, The Woodlands and the wider Texas area.

Spanish
AutoMotorcycleHomeownersRenters+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.