Flood Insurance in Fresno, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Fresno
Within 15 miles of Fresno, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.
Actsphere Insurance offers personal and business insurance solutions, including auto, homeowners, renters, life, flood, and umbrella coverage. They serve clients in Texas, Michigan, Ohio, and Pennsylvania, emphasizing personalized service and competitive pricing.
Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable auto, homeowners, and business insurance with free quotes. They compare multiple carriers to find coverage that fits individual and commercial needs.
Best Texas Insurance is a local, independent agency that helps Texas homeowners, drivers, and business owners find the right coverage at the best value. They specialize in home, auto, renters, flood, life, and commercial insurance, offering free policy reviews and personalized guidance. Their goal is to make insurance easy and affordable across the Texas Gulf Coast.
Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.
GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.
Goosehead Insurance provides a range of coverage options—including homeowners, auto, renters, boat, motorcycle, and flood insurance—by comparing policies from over 200 carriers to find the best fit and price for customers.
Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance across Texas. Founded in 1983, the agency has nearly four decades of experience delivering risk management solutions and competitive rates.
A trusted Texas Insurance Agency since 1999, offering affordable coverage for individuals, families, and businesses. The independent agency compares multiple carriers to find the best fit and provides a wide range of policies including auto, home, and commercial insurance.
Texas Insurance Agency, founded in 1999, provides affordable coverage and free quotes to families across Houston, Pasadena, Beaumont, The Woodlands and the wider Texas area.
My Neighborhood Heroes insures the local community with a dedicated staff of insurance professionals. They shop across many carriers to find the best policy and aim to provide respectful, compassionate service to each customer.
Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.
At Regal Insurance we make insurance simple, affordable, and personal. Based in Texas we help you find the right coverage for your home, car, business and more, offering expert advice and top‑rated service. With years of industry experience we tailor policies to fit your life, not the other way around.
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
Maria Bello is an Allstate insurance agent serving Pearland, TX and surrounding areas. She offers personalized coverage for auto, home, renters, life, flood, motorcycle and boat insurance. The agency emphasizes community involvement and tailored customer service.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across the state. It compares multiple carriers to match customers with the right policies and offers free, no‑obligation quotes.
Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance. Since 1983, the agency has been serving Texas customers with independent brokerage solutions and competitive rates.
SK Insurance is a leading provider of commercial insurance services that protects businesses of all sizes with tailored coverage options, including property, liability, auto, and umbrella policies. The agency emphasizes personalized risk assessment and strategic investment in clients’ futures.
Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.
TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.
Brightway is an independent insurance agency that connects customers with a wide range of carriers, offering personalized quotes and support across various insurance needs.
Inshora Group is a Texas‑based insurance agency offering personal and business insurance solutions, including auto, home, renters, flood, life, and business coverage. They compare quotes from over 25 A‑rated carriers to provide personalized service and savings for clients.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.