Flood Insurance in Humble, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Humble
Within 15 miles of Humble, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.
Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.
Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.
Wilkinson Insurance Agency in Humble, TX offers personalized insurance solutions, leveraging years of experience to protect homes, vehicles, and flood risks.
TWFG Ratliff Insurance is an independent, family‑run insurance agency. Whether you need home, auto, life, retirement, renters or more, we can help. We work with you to write the policies and coverage you need.
GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.
Welchko Insurance Services helps people protect their homes, autos, families and businesses by focusing on each client individually, striving to understand each situation, need and budget.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers to find the best coverage and rates for customers.
Covey Insurance — We Give You Options! We provide ANY Texas resident with the best insurance plans for the money! Our dedicated professionals have experience in providing the most affordable insurance options. Whether you are a young driver or don't have a perfect driving record, Covey Insurance wants to help you get the coverage you need.
Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.
We are an Independent Insurance Agency serving the Kingwood area and throughout Texas, offering personal and commercial insurance coverages including auto, homeowners, renters, flood, boat, and business policies.
Texas Worldwide Insurance Agency is an independent agency serving the Greater Houston area, offering personal and business insurance coverages such as auto, homeowners, life, motorcycle, boat, flood, renters, and commercial policies.
Porter, New Caney, Shepherd and Livingston Insurance Agency has been helping customers save money on auto, home, and commercial insurance since 1979, offering personalized service and shopping the market for the lowest price.
Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable auto, home, life and other insurance options across the state. They focus on personalized service and helping customers save money while getting better coverage.
Lee Insurance Agency, based in Atascocita, TX, offers personalized insurance solutions for homes, autos, and businesses, emphasizing trust, affordability, and exceptional service. Founded in 1952, the agency works with top insurers to tailor coverage to individual needs and budgets.
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses since 1999, offering affordable coverage and free quotes. The independent agency compares multiple carriers to match customers with policies that fit their needs and budget. TIA emphasizes personalized service and a commitment to protecting clients across Texas.
Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.
Boss Insurance Agency is a local insurance agency located in Kingwood, TX offering a wide range of personal and commercial insurance products. They provide auto, home, renters, life, health, flood, boat, motorcycle, umbrella, and other coverages to individuals and businesses in Texas. The agency emphasizes personalized service and online quoting tools.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. The agency compares multiple carriers to match customers with policies for auto, home, business and more, offering free quotes and personalized service.
Goosehead Insurance offers a range of coverage options—including home, auto, renters, boat, motorcycle, and flood insurance—by comparing policies from over 200 carriers to find the best fit and price. Their approach emphasizes clear communication, personalized service, and helping clients save money while ensuring adequate protection.
Delon Fields State Farm Insurance serves the Houston, Spring, The Woodlands, and Conroe areas with a focus on personalized protection. The agency offers a wide range of products including auto, home, renters, life, flood, boat, motorcycle and business coverage, backed by over a decade as a State Farm agent and more than 13 years serving Texas families.
AJ Morales Insurance Agency is an independent, bilingual agency in Houston with over 20 years of experience. They provide a range of insurance options including auto, home, renters, commercial, life, and specialized truck coverage. The agency emphasizes personalized service and compares multiple carriers to find the best value for customers.
Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.