Flood Insurance in Lakeway, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
17 flood insurance agencies in Lakeway
Within 15 miles of Lakeway, TX. Click any agency to view profile, contact info, and request a quote.
Alpine Insurance of Texas - Austin
Alpine Insurance is an independent agency serving the Austin, Texas area, offering personal insurance such as auto, homeowners, motorcycle, boat & watercraft, and flood coverage. They also provide commercial solutions including Business Owners Policies, General Liability, and Workers Compensation. Clients are assigned dedicated teams to help find competitive rates and responsive service.
Central Insurance Agency, Inc.
Central Insurance Agency is a family‑owned independent agency in Austin, Texas, serving families and businesses since 1958. They offer a range of personal and commercial policies and focus on building lasting relationships based on trust and service.
EZ Insurance Agency
EZ Insurance Agency helps Austin residents save on auto, home, and commercial insurance. With over 20 years of experience, they offer fast service, competitive rates, and local expertise across three convenient locations.
Dowd Insurance Agency
Dowd Insurance Agency, serving Texas, Colorado, and Washington since 1989, provides personalized insurance solutions to families and businesses across Central Texas. As an independent agency they offer a full range of personal and commercial insurance products.
AmeriFirst Insurance Agency
AmeriFirst Insurance Agency provides a range of insurance products including auto, homeowners, renters, flood, umbrella, motorcycle, boat and commercial lines across Texas and over ten other states. The independent agency emphasizes personalized service and helps clients buy top A‑rated policies. They serve individuals, families and businesses with a focus on convenience and affordability.
Graves Erskine - GEICO Insurance Agent
GEICO Insurance Agency, Inc. offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, umbrella, life, flood, and earthquake coverage, allowing customers to get quotes and manage policies online.
Goosehead Insurance - Michael D'Ambrosio
Goosehead Insurance offers a digital‑first approach to finding coverage for homes, cars, renters, boats, motorcycles and flood protection, connecting customers with policies from a wide range of carriers. The site emphasizes quick quotes, bundled savings, and a knowledgeable agent network to help users make informed decisions.
Whiteside Insurance Agency, LLC
Whiteside Insurance is a family‑owned agency serving the Hill Country since 1984, offering personal and commercial coverage. They emphasize personalized service, shopping multiple top carriers to find the best value for families and businesses. The office is located on Highway 71 in Spicewood, Texas.
Cedar Oak Insurance
Cedar Oak Insurance serves Austin and surrounding Texas communities, helping individuals save money, businesses reduce risk, and families protect their financial future.
Armadillo Insurance Agency
Armadoillo Insurance Agency is an Austin, TX based agency offering a range of insurance options including auto, home, commercial, boat, motorcycle, umbrella, flood, condo and renters coverage. The agency emphasizes personalized service and affordable rates for Texas residents.
Goosehead Insurance - John Robertson
Goosehead Insurance provides a digital‑first platform to help customers obtain home, auto, renters, boat, motorcycle and flood insurance from a network of over 200 carriers. The site highlights quick estimates, personalized agent support, and a mobile app for managing policies.
The Texas Insurance Broker
The Texas Insurance Broker is an independent agency serving Texas customers with a wide range of personal and commercial insurance options. They work with over 40 carriers to find the best coverage for auto, home, business, flood, health and more. The agency emphasizes no fees or markup and a personalized, long‑term relationship with clients.
Redwood Agency Group, LLC
Redwood Agency Group offers personal, business, and life insurance solutions, featuring policies like homeowners, auto, umbrella, flood, boat, and commercial property. They focus on simplifying the buying process and providing the right coverage the first time.
Austin Area Insurance Agency
We are in the business of helping people. We help consumers save money, we help businesses reduce risk, and we help families protect and preserve their financial future.
Contractors Insurance Services, LLC
Contractors Insurance Services, founded in 1955, provides personalized insurance solutions to individuals and businesses in Austin, Round Rock, Georgetown, and San Marcos, Texas. They offer a range of coverages from auto and home to commercial liability and specialty lines, emphasizing customer service and bilingual support.
Goosehead Insurance - Kyle Jones
Goosehead Insurance offers a streamlined approach to finding coverage for home, auto, renters, boat, motorcycle and flood insurance, promising personalized quotes from a large network of carriers. The site emphasizes smart, affordable protection and easy online access through their app and quote tools.
Independent Insurance Agents of Texas
The Independent Insurance Agents & Brokers of Texas (IIAT) is a trade association that supports independent insurance agencies with resources, education, and market access across Texas. It offers professional liability (E&O) coverage, access to personal and commercial insurance markets, and tools for agency operations, growth, and advocacy. The organization aims to strengthen agencies of all sizes through member services and industry partnerships.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.