Flood Insurance in Marble Falls, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
10 flood insurance agencies in Marble Falls
Within 15 miles of Marble Falls, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Galloway Insurance is a relationship‑based agency serving clients across the Highland Lakes and the entire state of Texas from three locations in Marble Falls, Horseshoe Bay, and Burnet. They provide personal and commercial insurance solutions, emphasizing comprehensive analysis and long‑term relationships with both clients and insurance companies.
Galloway Insurance is a relationship‑based agency serving the Highland Lakes region and the entire state of Texas from three locations in Marble Falls, Horseshoe Bay, and Burnet. They provide personal and commercial insurance solutions, emphasizing long‑term relationships and comprehensive needs analysis.
At Brick Insurance, we are dedicated to providing comprehensive personal and business insurance solutions tailored to protect what matters to you most. Our team of experienced professionals is committed to understanding the unique risks faced by businesses in diverse industries and delivering customized insurance plans that offer peace of mind.
Galloway Insurance is a relationship‑based agency serving the Highland Lakes region and all of Texas, with offices in Marble Falls, Horseshoe Bay, and Burnet. They provide personalized insurance solutions through long‑term partnerships with clients and carriers, covering both personal and commercial needs.
Ross Insurance Group LLC is a Texas‑based agency offering a range of personal and commercial insurance options, emphasizing online quoting and bundled savings.
Whiteside Insurance is a family‑owned agency serving the Hill Country since 1984, offering personal and commercial coverage. They emphasize personalized service, shopping multiple top carriers to find the best value for families and businesses. The office is located on Highway 71 in Spicewood, Texas.
Lentz Gann Insurance Agency, a family‑owned business operating since 1974, provides a range of personal and commercial insurance solutions throughout Texas. They emphasize local relationships, a wide choice of carriers, and personalized guidance for individuals, contractors, and businesses.
Goosehead Insurance provides personalized coverage for home, auto, renters, boat, motorcycle and flood insurance through a network of over 200 carriers, helping clients find the right policy and price quickly.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance options through a network of over 200 carriers. The agency offers online quotes, coverage lists, and a mobile app for policy management, emphasizing personalized service and competitive rates.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.