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Flood Insurance in Mesquite, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

Flood insurance in Mesquite, TX: 17 licensed insurance agencies serve 150,140 residents in Dallas County. auto premiums average $2,680 per year — 3% below the Texas state average. wind + hail drives 60% of homeowner claims.

17 flood insurance agencies in Mesquite

Within 15 miles of Mesquite, TX. Click any agency to view profile, contact info, and request a quote.

HA

Hernandez Insurance Agency

Dallas, TX· 4.5 mi
Agency
Popular
10+ agents19yr

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.

Spanish
AutoCommercial GLFloodHomeowners+4 more
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company, Contractors Bonding and Insurance Company +8
View Agency
CI

Chase Success, LLC /IZC INSURANCE

Balch Springs, TX· 1.8 mi
Agency
6+ agents

IZC Insurance is a multi‑line agency that serves all 50 states, offering personalized coverage for homes, cars, motorcycles, boats, flood and other personal insurance needs. Their agents focus on finding competitive quotes and providing responsive service to families and individuals.

AutoBoatCommercial GLFlood+4 more
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VE

Victoria Elliott - GEICO Insurance Agent

Mesquite, TX· 2.3 mi
Agency
Very Popular

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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SI

Suitable Insurance

Mesquite, TX· 3.1 mi
Agency
Popular
1-2 agents

Suitable Insurance is an insurance agency located in Mesquite, TX serving clients across Texas, offering a wide range of personal and commercial insurance products such as auto, home, flood, umbrella, renters, pet, boat, life, and health insurance. The agency partners with multiple carriers to provide competitive options and emphasizes personalized service from professional agents.

Spanish
AutoHomeownersRentersCommercial GL+5 more
Carriers: Alinsco Insurance Company, American Economy Insurance Company, American Family Home Insurance Company +55
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CL

Cordial Insurance Group LLC

Rowlett, TX· 9.7 mi
Agency
New on InsurConnect
20+ agents

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +32
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IT

INSURANCE SOURCE OF TEXAS

Richardson, TX· 13.5 mi
Agency
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Allstate, Encompass, Liberty +5
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FG

Five Star Insurance Group

Richardson, TX· 14.3 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 14.2 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
View Agency
MA

Mi Aseguranza

Richardson, TX· 13.5 mi
Agency
New on InsurConnect
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
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3I

3D Insurance Services, Inc.

Rowlett, TX· 12.7 mi
Agency
New on InsurConnect
20+ agents

3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.

AutoHomeownersRentersCommercial GL+9 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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PA

Paul Lukachek Insurance Agency

Mesquite, TX· 4.5 mi
Agency
New on InsurConnect
1-2 agents

The agency partners with Progressive to provide a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, with bundling options that can increase savings and simplify management.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company, Homeowners of America Insurance Company +1
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SA

Sheaner Insurance Agency

Balch Springs, TX· 8.7 mi
Agency
Popular
1-2 agents74yr

Sheaner Insurance Agency, an independent agent founded in 1952, provides auto, home, renters, flood and commercial insurance throughout Dallas/Fort Worth and the rest of Texas. They partner with multiple carriers to offer personalized service and quick quotes. The agency emphasizes convenience, personal service, and a long‑standing local presence.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Farmers, Travelers, Texas Mutual +1
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SB

Shayla Boles - GEICO Insurance Agent

Garland, TX· 12.7 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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ID

Insurance Source Of Dallas

Dallas, TX· 13.6 mi
Agency
Very Popular
1-2 agents22yr

Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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PI

Progressive Insurance - Claims Office

Mesquite, TX· 11.0 mi
Agency
89yr

Progressive Insurance is a national carrier offering a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, RV, life, umbrella and flood coverage. The site highlights average savings, bundling options, 24/7 support and serves over 43 million customers.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
View Agency
GA

GEICO Insurance Agent

Rockwall, TX· 12.5 mi
Agency

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools and links to partner carriers, allowing customers to get assistance via phone, online portal, or the GEICO mobile app.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +1
View Agency
BA

Brightway Insurance, The Cypert Agency

Rockwall, TX· 14.5 mi
Agency
New on InsurConnect
1-2 agents

Brightway Cypert Agency is a local insurance agency in Rockwall offering a range of personal and business insurance options, providing multiple quotes from various carriers. They simplify the insurance process and guide clients to the best coverage at the best price.

AutoHomeownersRentersCommercial GL+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.