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Flood Insurance in New Braunfels, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

11 flood insurance agencies in New Braunfels

Within 15 miles of New Braunfels, TX. Click any agency to view profile, contact info, and request a quote.

SC

Standard Casualty Company

New Braunfels, TX· 7.1 mi
Agency
Very Popular
10+ agents65yr

Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.

AutoCommercial GLEarthquakeFlood+3 more
Carriers: GEICO Texas County Mutual Insurance Company, Old American County Mutual Fire Insurance Company, Standard Casualty Company
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VA

Volt Insurance Agency

New Braunfels, TX· 6.3 mi
Agency
10+ agents

Volt Insurance Agency provides the insurance you need to protect your lifestyle. We are a locally‑owned, family‑operated independent insurance agency serving New Braunfels, TX, and surrounding communities.

AutoCommercial GLFloodHomeowners+2 more
Carriers: American Economy Insurance Company, American Modern Property and Casualty Insurance Company, Clearcover Insurance Company +26
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CA

Comaltex Insurance Agency

New Braunfels, TX· 4.1 mi
Agency
Popular
1-2 agents78yr

Comaltex Insurance is a locally owned agency serving New Braunfels and Comal County since 1948, offering personalized insurance solutions for individuals and businesses. They provide coverage for home, auto, renters, life, and commercial lines, working with multiple carriers to find the best rates.

AutoHomeownersRentersCommercial GL+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company, Addison Insurance Company +95
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HI

Howell Schmidt Insurance & Investment

New Braunfels, TX· 2.8 mi
Agency
New on InsurConnect
3-5 agents

We help local customers secure insurance policies across auto, home, flood, business, health, and life, leveraging a wide range of carriers to find the best coverage.

AutoCommercial GLFloodHomeowners+3 more
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AL

Ability Insurance & Financial Services, LLC

Canyon Lake, TX· 12.6 mi
Agency
New on InsurConnect
10+ agents

Ability Insurance & Financial Services is an independent insurance and financial services agency that works with dozens of reputable "A"‑rated carriers to find the best coverage and price for customers. They offer a wide range of insurance products including auto, home, life, business, farm, flood, and recreational coverage. Their focus is on simplifying the insurance process and providing personalized service.

AutoBoatCommercial GLFarm+6 more
Carriers: American Economy Insurance Company, American Hallmark Insurance Company of Texas, Aventus Insurance Company +36
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RG

Rob Geiger - GEICO Insurance Agent

San Marcos, TX· 12.3 mi
Agency
Very Popular
85yr

GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, earthquake, flood and commercial general liability coverage.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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CG

CEDARBROOK Insurance Group

Seabrook, TX· 7.1 mi
Agency
1-2 agents

At Cedarbrook Insurance Group, we have a passion for protection. Serving clients in Texas and across the country, we partner with top-tier insurance providers to offer coverage that truly safeguards what matters most. Our independent agents are committed to understanding your unique needs and creating solutions that help offer peace of mind.

AutoCommercial GLFloodHomeowners+4 more
Carriers: Safeco Insurance, Progressive, Foremost
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KA

KDJ Insurance Agency

Cibolo, TX· 9.8 mi
Agency
1-2 agents

KDJ Insurance is an independent agency that offers professional insurance counseling and a full range of products for individuals and businesses. They focus on providing cost‑effective coverage, periodic reviews, and personalized service to the Schertz, Cibolo, Universal City, and Marion areas.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, BANNER LIFE INSURANCE COMPANY +54
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LA

Laskowski Insurance Agency

Cibolo, TX· 14.4 mi
Agency
New on InsurConnect

Laskowski Insurance Agency is an independent agency offering a wide variety of insurance choices from reputable carriers. They focus on expert advice, extensive options, and superior customer service for individuals, families, and businesses.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Dairyland Insurance, Safeco, Travelers +3
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GI

Goosehead Insurance - Jacob Frankel

San Marcos, TX· 14.1 mi
Agency
1-2 agents

Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle and flood insurance, helping customers compare policies from many carriers. The site emphasizes personalized service, expert agents and easy online quoting.

AutoBoatCommercial GLFlood+4 more
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HI

Heimer Insurance Services, Inc.

Helotes, TX· 14.3 mi
Agency
1-2 agents

Heimer Insurance provides personal insurance solutions such as home, renters, auto, life, and flood coverage across 40 states. The agency highlights fast, attentive service and claims to represent 32 insurance carriers. Their website emphasizes customer satisfaction and extensive experience.

AutoCommercial GLFloodHomeowners+3 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +50
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.