Skip to content

Homeowners Insurance in New Braunfels, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in New Braunfels

Within 15 miles of New Braunfels, TX. Click any agency to view profile, contact info, and request a quote.

BA

Brenda Heulitt Insurance Agency

New Braunfels, TX· 4.6 mi
Agency
Popular
20+ agents13yr

Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +5
View Agency
HC

Huddleston & Company

New Braunfels, TX· 3.0 mi
Agency
10+ agents43yr

Huddleston and Company is a trusted independent insurance agency proudly located in downtown New Braunfels, Texas. Since 1983, it has provided reliable personal and commercial insurance solutions to individuals, families, and businesses throughout Comal and Guadalupe counties. Its mission is to do the right thing for clients through honest guidance, tailored coverage, and long‑term relationships.

AutoCommercial GLHomeownersRenters+1 more
View Agency
SC

Standard Casualty Company

New Braunfels, TX· 7.1 mi
Agency
Very Popular
10+ agents65yr

Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.

AutoCommercial GLEarthquakeFlood+3 more
Carriers: GEICO Texas County Mutual Insurance Company, Old American County Mutual Fire Insurance Company, Standard Casualty Company
View Agency
TI

Texas Preferred Insurance

New Braunfels, TX· 5.2 mi
Agency
Popular
6+ agents23yr

Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.

AutoCommercial GLHomeownersLife+2 more
View Agency
KZ

Kenneth Zschappel: Allstate Insurance

New Braunfels, TX· 2.9 mi
Agency
Very Popular
6+ agents

Kenneth Zschappel is an Allstate insurance agent serving New Braunfels and surrounding areas. He emphasizes personal relationships, offering a wide range of coverage options to meet customers' home, auto, and financial needs.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
View Agency
VA

Volt Insurance Agency

New Braunfels, TX· 6.3 mi
Agency
10+ agents

Volt Insurance Agency provides the insurance you need to protect your lifestyle. We are a locally‑owned, family‑operated independent insurance agency serving New Braunfels, TX, and surrounding communities.

AutoCommercial GLFloodHomeowners+2 more
Carriers: American Economy Insurance Company, American Modern Property and Casualty Insurance Company, Clearcover Insurance Company +26
View Agency
TL

The Mund Group, LTD

New Braunfels, TX· 3.6 mi
Agency
New on InsurConnect
6+ agents51yr

The Mund Group, Ltd. is an employee benefits firm founded in 1975 that offers life, health, dental, disability, and pension solutions to businesses in Texas and nationwide. Their services include medical, dental, charitable life insurance, executive benefits, and various voluntary benefit plans.

AutoCommercial GLDisabilityHomeowners+3 more
Carriers: AMFIRST INSURANCE COMPANY, Ace American Insurance Company, Aetna Dental Inc. +66
View Agency
AI

Amtex Insurance

New Braunfels, TX· 2.4 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, and commercial insurance. They emphasize personalized service with fast quotes, multiple carrier options, and community involvement, backed by 25+ years of experience.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
FI

Freeway Insurance

New Braunfels, TX· 3.3 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products and can support all insurance needs across all 50 U.S. states, with a location page for New Braunfels, TX. The site provides options to get quotes for auto, homeowners, renters, life, motorcycle, and boat insurance.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AI

A-MAX Auto Insurance

New Braunfels, TX· 1.9 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more - all while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
TA

The Mericle Agency: Allstate Insurance

New Braunfels, TX· 1.9 mi
Agency
Popular
12yr

The Mericle Agency is an Allstate insurance agency in New Braunfels, TX, serving the community since 2014. They offer a range of insurance products including auto, home, renters, motorcycle, life, and boat insurance, and serve customers in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +18
View Agency
MG

Medicare Gals Legacy Group

New Braunfels, TX· 2.3 mi
Agency
Very Popular
3-5 agents10yr

Medicare Gals Legacy Group provides free, personalized Medicare guidance in Texas with over a decade of experience, serving New Braunfels and surrounding areas through in‑person, phone, and Zoom meetings.

AutoCommercial GLHomeownersRenters+1 more
View Agency
AI

A-MAX Auto Insurance

New Braunfels, TX· 3.5 mi
Agency
6+ agents

A-MAX Insurance is a community‑focused agency that helps customers compare coverage options from over 35 carriers, offering auto, home, renters, commercial and boat insurance. They emphasize personalized service, diversity, and 24/7 roadside assistance.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
RA

R. Tackett Insurance Agency

Cibolo, TX· 13.1 mi
Agency
Popular
10+ agents10yr

R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.

AutoCommercial GLFarmHomeowners+3 more
Carriers: ASI Lloyds, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +87
View Agency
JM

Justin Meadows - State Farm Insurance Agent

New Braunfels, TX· 2.5 mi
Agency
Very Popular
1-2 agents19yr

Hello and Welcome to the Justin Meadows State Farm office – your local New Braunfels Agent for the last 19 years! Our commitment is to help our community and all Texans with their insurance needs. Guided by the principle of “Treat others as you would like to be treated,” we help find Auto, Home, Condo, Renters, Business, and Life insurance plans tailored to each client.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
LI

L.A. Insurance

New Braunfels, TX· 2.4 mi
Agency
34yr

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers protection for cars, boats, motorcycles, RVs, and business vehicles with low‑cost, full‑coverage policies.

Spanish
AutoBoatCommercial GLHomeowners+4 more
View Agency
RG

Rosie Garcia - State Farm Insurance Agent

New Braunfels, TX· 2.8 mi
Agency
Very Popular
1-2 agents15yr

Rosie Garcia is a State Farm agent serving Central Texas since 2011, offering a range of insurance products including auto, homeowners, renters, condo, business, life, health, pet, and motorcycle coverage. The agency provides service in both English and Spanish and is highly rated by clients.

Spanish
AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
View Agency
FI

Farmers Insurance - Stephanie Bartose

New Braunfels, TX· 3.8 mi
Agency
Popular

The site helps users locate a Farmers Insurance agent in New Braunfels, Texas, and offers options to request quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
View Agency
BM

Bill Mehrer - State Farm Insurance Agent

New Braunfels, TX· 3.2 mi
Agency
Very Popular
1-2 agents49yr

Bill Mehrer has been a State Farm insurance agent in New Braunfels since April 1977. He serves the community with a focus on auto, homeowners, renters, life, motorcycle, and boat insurance. He is active in local volunteering and has received multiple State Farm awards.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
TV

Trey Vavra - State Farm Insurance Agent

New Braunfels, TX· 3.8 mi
Agency
Very Popular
1-2 agents3yr

Welcome to the Trey Vavra State Farm Agency, proudly serving New Braunfels, Texas and nearby counties. With over eight years of experience, the office opened in 2023 to provide personalized, local coverage. The agency offers auto, homeowners, renters, life, and specialty vehicle insurance.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
WL

Witting Insurance Agency, LLC

New Braunfels, TX· 3.1 mi
Agency
Popular
3-5 agents

Witting Insurance Agency, LLC is an insurance agency located in New Braunfels, Texas offering Medicare Supplement, Health Insurance, Dental and Vision, and Travel Insurance. They operate by appointment and also welcome walk‑ins during business hours.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AMFIRST INSURANCE COMPANY, Accendo Insurance Company, Aetna Dental Inc. +43
View Agency
PA

Preston Anderson - Financial Services Professional

New Braunfels, TX· 3.2 mi
Agency
Popular
1-2 agents

Preston C. Anderson provides personalized insurance guidance and comprehensive financial security planning, focusing on life insurance, retirement solutions, and custom financial protection plans for individuals and families in New Braunfels, TX.

AutoCommercial GLDisabilityHomeowners+3 more
Carriers: New York Life
View Agency
TA

Texas Senior Agents

New Braunfels, TX· 3.8 mi
Agency
Very Popular
1-2 agents

Texas Senior Agents is a Texas‑based insurance agency that assists seniors with Medicare, Medigap, Medicare Advantage, and related health coverage. Their mission is to provide personalized, transparent insurance solutions while building long‑lasting relationships with clients.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company, Aetna Health Inc. +21
View Agency
CA

Cody Huggins, Insurance Agent | Comparion Insurance Agency

New Braunfels, TX· 3.4 mi
Agency
Popular
1-2 agents4yr

Comparion Insurance Agency, founded in 2022, is an independent insurance agency that partners with dozens of national and regional carriers to provide auto, home, life, renters, and umbrella coverage through a network of agents across the United States.

AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive, Allstate, GEICO +3
View Agency

Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in New Braunfels