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Umbrella Insurance in New Braunfels, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in New Braunfels

Within 15 miles of New Braunfels, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 139.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
B Listed
Brenda Heulitt Insurance Agency
4.8 · 64 reviews on Google13 yrs in business

Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 4.6 mi
Carriers: AssuranceAmerica Insurance Company, Economy Fire & Casualty Company +620+ agents
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H Listed
Huddleston & Company
4.8 · 26 reviews on Google43 yrs in business

Huddleston and Company is a trusted independent insurance agency proudly located in downtown New Braunfels, Texas. Since 1983, it has provided reliable personal and commercial insurance solutions to individuals, families, and businesses throughout Comal and Guadalupe counties. Its mission is to do the right thing for clients through honest guidance, tailored coverage, and long‑term relationships.

AutoCommercial GLHomeownersRenters+1 more
New Braunfels, TX· 3.0 mi
10+ agents
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S Listed
Standard Casualty Company
4.7 · 847 reviews on Google65 yrs in business

Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.

AutoCommercial GLEarthquakeFlood+3 more
New Braunfels, TX· 7.1 mi
Carriers: GEICO Texas County Mutual Insurance Company, Old American County Mutual Fire Insurance Company +110+ agents
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T Listed
Texas Preferred Insurance
4.8 · 30 reviews on Google23 yrs in business

Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 5.2 mi
6+ agents
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T Listed
TEXAS RISK SOLUTIONS, LLC
4.8 · 15 reviews on Google

Licensed insurance agency in New Braunfels, TX; represents 95 carriers.

AutoHomeownersRentersCommercial GL+1 more
New Braunfels, TX· 2.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +9320+ agents
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K Listed
Kenneth Zschappel: Allstate Insurance
4.9 · 365 reviews on Google

Kenneth Zschappel is an Allstate insurance agent serving New Braunfels and surrounding areas. He emphasizes personal relationships, offering a wide range of coverage options to meet customers' home, auto, and financial needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 2.9 mi
Carriers: Allstate6+ agents
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V Listed
Volt Insurance Agency
4.8 · 10 reviews on Google

Volt Insurance Agency provides the insurance you need to protect your lifestyle. We are a locally‑owned, family‑operated independent insurance agency serving New Braunfels, TX, and surrounding communities.

AutoCommercial GLFloodHomeowners+2 more
New Braunfels, TX· 6.3 mi
Carriers: American Economy Insurance Company, American Modern Property and Casualty Insurance Company +2710+ agents
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T Listed
The Mund Group, LTD
4.2 · 5 reviews on Google51 yrs in business

The Mund Group, Ltd. is an employee benefits firm founded in 1975 that offers life, health, dental, disability, and pension solutions to businesses in Texas and nationwide. Their services include medical, dental, charitable life insurance, executive benefits, and various voluntary benefit plans.

AutoCommercial GLDisabilityHomeowners+3 more
New Braunfels, TX· 3.6 mi
Carriers: AMFIRST INSURANCE COMPANY, Ace American Insurance Company +676+ agents
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C Listed
CHRISTIAN INSURANCE GROUP INC
4.8 · 65 reviews on Google

Licensed insurance agency in San Antonio, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
San Antonio, TX· 5.7 mi
Carriers: American-Amicable Life Insurance Company of Texas, Liberty Bankers Life Insurance Company +220+ agents
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A Listed
Amtex Insurance
4.8 · 60 reviews on Google25 yrs in business

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, and commercial insurance. They emphasize personalized service with fast quotes, multiple carrier options, and community involvement, backed by 25+ years of experience.

AutoCommercial GLHomeownersMotorcycle+2 more
New Braunfels, TX· 2.4 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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F Listed
Freeway Insurance
4.9 · 432 reviews on Google

Freeway Insurance offers a wide range of insurance products and can support all insurance needs across all 50 U.S. states, with a location page for New Braunfels, TX. The site provides options to get quotes for auto, homeowners, renters, life, motorcycle, and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 3.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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A Listed
A-MAX Auto Insurance
4.1 · 85 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more - all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
New Braunfels, TX· 1.9 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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N Listed
NORTH AMERICAN PINNACLE LIFE, LLC
4.8 · 4 reviews on Google

Licensed insurance agency in New Braunfels, TX; represents 18 carriers.

AutoHomeownersRentersCommercial GL+1 more
New Braunfels, TX· 3.4 mi
Carriers: AMERICAN HOME LIFE INSURANCE COMPANY, THE, American General Life Insurance Company +1610+ agents
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T Listed
The Mericle Agency: Allstate Insurance
4.6 · 203 reviews on Google12 yrs in business

The Mericle Agency is an Allstate insurance agency in New Braunfels, TX, serving the community since 2014. They offer a range of insurance products including auto, home, renters, motorcycle, life, and boat insurance, and serve customers in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 1.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +19
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J Listed
JIM D HOMEWOOD INSURANCE AGENCY, LLC
4.8 · 2 reviews on Google

Licensed insurance agency in New Braunfels, TX; represents 8 carriers.

AutoHomeownersRentersCommercial GL+1 more
New Braunfels, TX· 3.2 mi
Carriers: ASSURITY LIFE INSURANCE COMPANY, AssuranceAmerica Insurance Company +620+ agents
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T Listed
THE LEGACY CONNECTION INSURANCE GROUP, LLC
4.8 · 4 reviews on Google

Licensed insurance agency in New Braunfels, TX; represents 6 carriers.

AutoHomeownersRentersCommercial GL+1 more
New Braunfels, TX· 4.1 mi
Carriers: Companion Life Insurance Company, Golden Rule Insurance Company +420+ agents
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M Listed
Medicare Gals Legacy Group
4.9 · 245 reviews on Google10 yrs in business

Medicare Gals Legacy Group provides free, personalized Medicare guidance in Texas with over a decade of experience, serving New Braunfels and surrounding areas through in‑person, phone, and Zoom meetings.

AutoCommercial GLHomeownersRenters+1 more
New Braunfels, TX· 2.3 mi
3-5 agents
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A Listed
A-MAX Auto Insurance
4.5 · 11 reviews on Google

A-MAX Insurance is a community‑focused agency that helps customers compare coverage options from over 35 carriers, offering auto, home, renters, commercial and boat insurance. They emphasize personalized service, diversity, and 24/7 roadside assistance.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
New Braunfels, TX· 3.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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R Listed
R. Tackett Insurance Agency
4.8 · 34 reviews on Google10 yrs in business

R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.

AutoCommercial GLFarmHomeowners+3 more
Cibolo, TX· 13.1 mi
Carriers: ASI Lloyds, Ace American Insurance Company +8810+ agents
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J Listed
Justin Meadows - State Farm Insurance Agent
4.9 · 159 reviews on Google19 yrs in business

Hello and Welcome to the Justin Meadows State Farm office – your local New Braunfels Agent for the last 19 years! Our commitment is to help our community and all Texans with their insurance needs. Guided by the principle of “Treat others as you would like to be treated,” we help find Auto, Home, Condo, Renters, Business, and Life insurance plans tailored to each client.

AutoBoatCommercial GLHomeowners+4 more
New Braunfels, TX· 2.5 mi
Carriers: State Farm1-2 agents
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L Listed
L.A. Insurance
4.3 · 62 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers protection for cars, boats, motorcycles, RVs, and business vehicles with low‑cost, full‑coverage policies.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 2.4 mi
License on file (TDI)
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R Listed
Rosie Garcia - State Farm Insurance Agent
4.9 · 205 reviews on Google15 yrs in business

Rosie Garcia is a State Farm agent serving Central Texas since 2011, offering a range of insurance products including auto, homeowners, renters, condo, business, life, health, pet, and motorcycle coverage. The agency provides service in both English and Spanish and is highly rated by clients.

AutoCommercial GLHomeownersLife+3 moreSpanish
New Braunfels, TX· 2.8 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Stephanie Bartose
4.8 · 30 reviews on Google

The site helps users locate a Farmers Insurance agent in New Braunfels, Texas, and offers options to request quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 3.8 mi
Carriers: Farmers
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in New Braunfels