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Commercial Liability Insurance in New Braunfels, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in New Braunfels

Within 15 miles of New Braunfels, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 139.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, and commercial insurance. They emphasize personalized service with fast quotes, multiple carrier options, and community involvement, backed by 25+ years of experience.

AutoCommercial GLHomeownersMotorcycle+2 more
New Braunfels, TX· 2.4 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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M Listed
Medicare Gals Legacy Group
4.9 · 100+ reviews on Google10 yrs in business

Medicare Gals Legacy Group provides free, personalized Medicare guidance in Texas with over a decade of experience, serving New Braunfels and surrounding areas through in‑person, phone, and Zoom meetings.

AutoCommercial GLHomeownersRenters+1 more
New Braunfels, TX· 2.3 mi
License on file (TDI)
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C Listed
Comaltex Insurance Agency
4.7 · <100 reviews on Google78 yrs in business

Comaltex Insurance is a locally owned agency serving New Braunfels and Comal County since 1948, offering personalized insurance solutions for individuals and businesses. They provide coverage for home, auto, renters, life, and commercial lines, working with multiple carriers to find the best rates.

AutoHomeownersRentersCommercial GL+4 more
New Braunfels, TX· 4.1 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +963-5 agents
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K Listed
Kenneth Zschappel: Allstate Insurance
4.9 · 100+ reviews on Google

Kenneth Zschappel is an Allstate insurance agent serving New Braunfels and surrounding areas. He emphasizes personal relationships, offering a wide range of coverage options to meet customers' home, auto, and financial needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 2.9 mi
Carriers: Allstate
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P Listed
Preston Anderson - Financial Services Professional
4.8 · <100 reviews on Google

Preston C. Anderson provides personalized insurance guidance and comprehensive financial security planning, focusing on life insurance, retirement solutions, and custom financial protection plans for individuals and families in New Braunfels, TX.

AutoCommercial GLDisabilityHomeowners+3 more
New Braunfels, TX· 3.2 mi
Carriers: New York Life
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J Listed
Justin Meadows - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Hello and Welcome to the Justin Meadows State Farm office – your local New Braunfels Agent for the last 19 years! Our commitment is to help our community and all Texans with their insurance needs. Guided by the principle of “Treat others as you would like to be treated,” we help find Auto, Home, Condo, Renters, Business, and Life insurance plans tailored to each client.

AutoBoatCommercial GLHomeowners+4 more
New Braunfels, TX· 2.5 mi
Carriers: State Farm1-2 agents
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W Listed
Witting Insurance Agency, LLC
4.8 · <100 reviews on Google

Witting Insurance Agency, LLC is an insurance agency located in New Braunfels, Texas offering Medicare Supplement, Health Insurance, Dental and Vision, and Travel Insurance. They operate by appointment and also welcome walk‑ins during business hours.

AutoCommercial GLHomeownersRenters+1 more
New Braunfels, TX· 3.1 mi
Carriers: AMFIRST INSURANCE COMPANY, Accendo Insurance Company +44
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L Listed
L.A. Insurance
4.3 · <100 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers protection for cars, boats, motorcycles, RVs, and business vehicles with low‑cost, full‑coverage policies.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 2.4 mi
License on file (TDI)
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M Listed
Mark Elder - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Mark Elder State Farm Insurance Agency is celebrating its 18th year serving New Braunfels and surrounding Texas areas. The locally‑owned agency offers Auto, Homeowners, Condo, Renters, Life and Business insurance, helping families and small businesses protect what matters most. Mark Elder has been a State Farm agent since 2009 and leads a team of licensed professionals.

AutoBoatCommercial GLHomeowners+4 more
New Braunfels, TX· 5.1 mi
Carriers: State Farm
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R Listed
Rosie Garcia - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Rosie Garcia is a State Farm agent serving Central Texas since 2011, offering a range of insurance products including auto, homeowners, renters, condo, business, life, health, pet, and motorcycle coverage. The agency provides service in both English and Spanish and is highly rated by clients.

AutoCommercial GLHomeownersLife+3 moreSpanish
New Braunfels, TX· 2.8 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Stephanie Bartose
4.8 · <100 reviews on Google

The site helps users locate a Farmers Insurance agent in New Braunfels, Texas, and offers options to request quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 3.8 mi
Carriers: Farmers
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C Listed
Contigo Insurance Agency
4.8 · 100+ reviews on Google

Contigo Insurance Agency is an independent Texas insurer offering low‑cost auto, home, and commercial policies. They partner with over 30 carriers to provide customized coverage and also offer tax preparation and notary services.

AutoCommercial GLCommercial PropertyHomeowners+2 more
New Braunfels, TX· 3.2 mi
License on file (TDI)
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T Listed
The Mericle Agency: Allstate Insurance
4.6 · 100+ reviews on Google12 yrs in business

The Mericle Agency is an Allstate insurance agency in New Braunfels, TX, serving the community since 2014. They offer a range of insurance products including auto, home, renters, motorcycle, life, and boat insurance, and serve customers in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 1.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +191-2 agents
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B Listed
Bill Mehrer - State Farm Insurance Agent
4.9 · 100+ reviews on Google49 yrs in business

Bill Mehrer has been a State Farm insurance agent in New Braunfels since April 1977. He serves the community with a focus on auto, homeowners, renters, life, motorcycle, and boat insurance. He is active in local volunteering and has received multiple State Farm awards.

AutoBoatCommercial GLHomeowners+4 more
New Braunfels, TX· 3.2 mi
Carriers: State Farm1-2 agents
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T Listed
Trey Vavra - State Farm Insurance Agent
4.9 · 100+ reviews on Google3 yrs in business

Welcome to the Trey Vavra State Farm Agency, proudly serving New Braunfels, Texas and nearby counties. With over eight years of experience, the office opened in 2023 to provide personalized, local coverage. The agency offers auto, homeowners, renters, life, and specialty vehicle insurance.

AutoBoatCommercial GLHomeowners+4 more
New Braunfels, TX· 3.8 mi
Carriers: State Farm1-2 agents
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T Listed
Texas Preferred Insurance
4.8 · <100 reviews on Google23 yrs in business

Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 5.2 mi
License on file (TDI)
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance offers a wide range of insurance products and can support all insurance needs across all 50 U.S. states, with a location page for New Braunfels, TX. The site provides options to get quotes for auto, homeowners, renters, life, motorcycle, and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
New Braunfels, TX· 3.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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B Listed
Brenda Heulitt Insurance Agency
4.8 · <100 reviews on Google13 yrs in business

Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 4.6 mi
Carriers: AssuranceAmerica Insurance Company, Economy Fire & Casualty Company +61-2 agents
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T Listed
Texas Senior Agents
4.9 · 100+ reviews on Google

Texas Senior Agents is a Texas‑based insurance agency that assists seniors with Medicare, Medigap, Medicare Advantage, and related health coverage. Their mission is to provide personalized, transparent insurance solutions while building long‑lasting relationships with clients.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 3.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company +221-2 agents
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C Listed
Cody Huggins, Insurance Agent | Comparion Insurance Agency
4.8 · <100 reviews on Google4 yrs in business

Comparion Insurance Agency, founded in 2022, is an independent insurance agency that partners with dozens of national and regional carriers to provide auto, home, life, renters, and umbrella coverage through a network of agents across the United States.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 3.4 mi
Carriers: Progressive, Allstate +41-2 agents
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F Listed
Farmers Insurance - Monica Gutierrez
4.8 · <100 reviews on Google

Licensed insurance agency in New Braunfels, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 2.3 mi
Carriers: Farmers Insurance
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H Listed
Huddleston & Company
4.8 · <100 reviews on Google43 yrs in business

Huddleston and Company is a trusted independent insurance agency proudly located in downtown New Braunfels, Texas. Since 1983, it has provided reliable personal and commercial insurance solutions to individuals, families, and businesses throughout Comal and Guadalupe counties. Its mission is to do the right thing for clients through honest guidance, tailored coverage, and long‑term relationships.

AutoCommercial GLHomeownersRenters+1 more
New Braunfels, TX· 3.0 mi
1-2 agents
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P Listed
Primero Insurance
4.8 · <100 reviews on Google

Primero Insurance Agency offers a wide range of coverage including auto, homeowners, renters, general liability, commercial auto, mobile home, motorcycle, business and Mexico insurance. Their dedicated staff helps clients find the right policies from numerous carriers, emphasizing personalized service and peace of mind.

AutoHomeownersRentersCommercial GL+2 moreSpanish
New Braunfels, TX· 4.3 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Agricultural Workers Mutual Auto Insurance Company +261-2 agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in New Braunfels