Flood Insurance in Pasadena, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
Flood insurance in Pasadena, TX: 24 licensed insurance agencies serve 149,617 residents in Harris County. auto premiums average $3,010 per year — 9% above the Texas state average. hurricane + wind drives 40% of homeowner claims.
24 flood insurance agencies in Pasadena
Within 15 miles of Pasadena, TX. Click any agency to view profile, contact info, and request a quote.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Southern Group Insurance Agency
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.
TIA- Texas Insurance Agency/Uvalde Insurance Agency
Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.
KleeCo Insurance Agency LLC
KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
Harlan Insurance Agency
Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.
Commercial Insurance Services of Texas
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable coverage for individuals, families, and businesses. They compare multiple carriers to match customers with the right policies and provide free, no‑obligation quotes.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, homeowners, renters, commercial, and specialty policies. The agency emphasizes bilingual service and personalized support.
AIM Insurance of Texas - Houston
Aim Insurance of Texas is an independent agency founded in 1983 that offers a range of personal and commercial insurance products, emphasizing affordable rates and personalized coverage. Based in Pasadena, TX, the agency serves the Houston‑Pasadena area and the entire state of Texas.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, home, and business insurance across Texas. They compare multiple carriers to find coverage that fits individual and commercial needs, offering free quotes and personalized service.
Whittington Insurance Agency
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.
Affordable Quality Insurance
Affordable Quality Insurance provides affordable and comprehensive insurance solutions for Texas residents, serving both individuals and businesses with a range of coverage options including auto, home, flood, life, health, and commercial policies.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable insurance coverage across Texas. They compare multiple carriers to provide auto, homeowners, renters, business and specialty policies.
TIA- Texas Insurance Agency
TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.
Johnny White - State Farm Insurance Agent
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
Mike Cooksley Insurance Agency
Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses in Texas find affordable coverage across a wide range of insurance products. The agency emphasizes personalized service, free quotes, and multilingual support for English and Spanish speakers.
Whittington Insurance
Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.
AAAA Insurance
AAAA Insurance is a family‑owned, independent agency serving the greater Houston metro area with auto, home, and commercial insurance. Founded in 1994, it has grown from a single office to over 15 locations across Houston, Pasadena and Katy. The agency emphasizes customer service and offers a wide range of coverage options.
HIG-Henrich Insurance Group
Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage in Texas. They compare multiple carriers to match clients with policies that fit their needs and budget.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.