Flood Insurance in South Houston, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in South Houston
Within 15 miles of South Houston, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable coverage for individuals, families, and businesses. They compare multiple carriers to match customers with the right policies and provide free, no‑obligation quotes.
Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.
TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.
Aim Insurance of Texas is an independent agency founded in 1983 that offers a range of personal and commercial insurance products, emphasizing affordable rates and personalized coverage. Based in Pasadena, TX, the agency serves the Houston‑Pasadena area and the entire state of Texas.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses in Texas find affordable coverage across a wide range of insurance products. The agency emphasizes personalized service, free quotes, and multilingual support for English and Spanish speakers.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage in Texas. They compare multiple carriers to match clients with policies that fit their needs and budget.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, homeowners, renters, commercial, and specialty policies. The agency emphasizes bilingual service and personalized support.
Affordable Quality Insurance provides affordable and comprehensive insurance solutions for Texas residents, serving both individuals and businesses with a range of coverage options including auto, home, flood, life, health, and commercial policies.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable insurance coverage across Texas. They compare multiple carriers to provide auto, homeowners, renters, business and specialty policies.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, home, and business insurance across Texas. They compare multiple carriers to find coverage that fits individual and commercial needs, offering free quotes and personalized service.
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
TIA‑Texas Insurance Agency is an independent agency in Houston, Texas, serving families and businesses since 1999. It offers affordable auto, home, motorcycle, and commercial coverage by comparing multiple carriers to find the best value.
AAAA Insurance is a family‑owned, independent agency serving the greater Houston metro area with auto, home, and commercial insurance. Founded in 1994, it has grown from a single office to over 15 locations across Houston, Pasadena and Katy. The agency emphasizes customer service and offers a wide range of coverage options.
Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, helping individuals, families, and businesses obtain affordable auto, home, and commercial coverage. They compare multiple carriers to find tailored policies and emphasize personalized service and community outreach.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable coverage for individuals, families, and businesses across Texas, offering auto, homeowners, renters, flood, motorcycle, commercial and other insurance lines.
Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
Progressive Insurance is a leading insurance company trusted since 1937, offering a wide range of customizable coverage options from auto to home, life, and commercial policies. The brand emphasizes strong claims service, 24/7 support, and multi‑policy discounts to help customers save and protect what matters most.
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
Jo Laird Insurance Agency, Inc. has been serving Pearland and surrounding areas for over 35 years, offering competitive homeowners, windstorm, flood, auto, life, ATV, RV, camper, boat, and motorcycle insurance. The agency emphasizes personalized service and free quotes, reachable by phone or email. Their long‑standing presence reflects deep community ties and expertise across multiple insurance lines.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.