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Homeowners Insurance in Anna, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Anna

Within 15 miles of Anna, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 129.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
Texas Choice Insurance
4.8 · 5 reviews on Google13 yrs in business

Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.

AutoHomeownersRentersLife+4 more
Anna, TX· 1.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Alpha Dental Programs, Inc. +3310+ agents
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T Listed
Texas State Optical - Melissa
4.6 · 119 reviews on Google

Texas State Optical Melissa offers comprehensive eye exams, specialty eye care services, and a wide selection of eyewear, focusing on personalized care and advanced diagnostic technology. The practice emphasizes patient education and tailored treatment plans to maintain optimal eye health.

AutoCommercial GLHomeownersRenters+1 more
Melissa, TX· 5.2 mi
Carriers: ACCC Insurance Company, ASI Lloyds +9320+ agents
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E Listed
Elevate Title LLC
4.8 · 29 reviews on Google

Licensed insurance agency in Anna, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Anna, TX· 1.7 mi
10+ agents
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L Listed
Lakewood Title Anna
4.0 · 4 reviews on Google

Lakewood Title, LLC provides title insurance and closing services for lenders, investors, mortgage brokers, real estate agents, and home buyers and sellers in the Dallas‑Fort Worth area.

AutoCommercial GLHomeownersRenters+1 more
Anna, TX· 2.8 mi
Carriers: Fidelity National Title Insurance Company10+ agents
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B Listed
Benefit Wranglers

Benefit Wranglers provides affordable health insurance coverage for individuals and families, helping clients navigate the complex healthcare market to find suitable plans for doctor visits, prescriptions, and emergency care.

AutoCommercial GLHomeownersRenters+1 more
Melissa, TX· 4.1 mi
10+ agents
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B Listed
Benpapa Insurance
4.8 · 31 reviews on Google8 yrs in business

Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.

AutoCommercial GLHomeownersLife+3 more
Princeton, TX· 11.1 mi
10+ agents
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A Listed
Andy Torres - State Farm Insurance Agent
4.9 · 609 reviews on Google15 yrs in business

Andy Torres, a State Farm® Insurance Agent born and raised in Dallas, TX, proudly serves the Anna, TX community and surrounding areas. With over 14 years of experience and a focus on honesty, integrity and compassion, he offers a range of personal and commercial insurance solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Anna, TX· 2.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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R Listed
Rod Walnofer - State Farm Insurance Agent
4.9 · 345 reviews on Google27 yrs in business

Rod Walnofer is a State Farm insurance agent in Anna, Texas, serving the community for over three decades. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage.

AutoBoatCommercial GLHomeowners+4 more
Anna, TX· 2.8 mi
Carriers: State Farm1-2 agents
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T Listed
Trent Wilkins - State Farm Insurance Agent
4.8 · 69 reviews on Google8 yrs in business

Trent Wilkins is a State Farm agent with over 8 years of experience serving the North Texas area. He and his team provide auto, home, and financial services, emphasizing personalized relationships. The agency highlights its commitment to quality insurance and financial solutions for the community.

AutoBoatCommercial GLHomeowners+4 moreHindi, Urdu
Anna, TX· 3.3 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Adam Jackson
4.8 · 41 reviews on Google

Licensed insurance agency in Anna, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Anna, TX· 1.6 mi
Carriers: Farmers
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P Listed
Princeton Family Eye Care
4.9 · 283 reviews on Google

Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.

AutoCommercial GLHomeownersRenters+1 more
Princeton, TX· 12.3 mi
10+ agents
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T Listed
THE ZONE AGENCY INC.

Licensed insurance agency in Houston, TX; represents 3 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 5.6 mi
Carriers: GEICO County Mutual Insurance Company, Homeowners of America Insurance Company +120+ agents
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D Listed
David Rodriguez - State Farm Insurance Agent
4.9 · 625 reviews on Google5 yrs in business

David Rodriguez is a State Farm agent in Van Alstyne, Texas offering auto, home, and life insurance. With over 16 years of experience and a business founded in 2021, his agency focuses on service and integrity.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Anna, TX· 6.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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L Listed
LEGACY FIRST INSURANCE AGENCY LLC
4.8 · 39 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 26 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mckinney, TX· 11.8 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +2420+ agents
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K Listed
Kari Heatherly: Allstate Insurance
4.6 · 43 reviews on Google

Kari Heatherly is an Allstate insurance agent serving Anna, TX and nearby communities, offering a range of products such as auto, home, renters, motorcycle, life and boat insurance. She emphasizes personalized service and helping local families assess both immediate and long‑term insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Anna, TX· 2.8 mi
Carriers: Allstate1-2 agents
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B Listed
Brady Paxman - State Farm Insurance Agent
4.9 · 460 reviews on Google

Paxman Insurance Agency, a State Farm® agent in Melissa, Texas, offers auto, homeowners, renters, life, motorcycle, and boat insurance along with business coverage. The agency emphasizes personalized service, bilingual support in English and Spanish, and a 24‑hour call/text line.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 5.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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M Listed
Marble Falls Insurance Agency LLC
4.8 · 5 reviews on Google

Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.

AutoCommercial GLHomeownersRenters+1 more
Princeton, TX· 12.4 mi
Carriers: American General Life Insurance Company, American Mercury Insurance Company +3220+ agents
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A Listed
ACANO AGENCY LLC
4.8 · 33 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 33 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mckinney, TX· 11.8 mi
Carriers: American Mercury Insurance Company, American Modern Property and Casualty Insurance Company +3120+ agents
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A Listed
America's Best Auto Insurance
4.9 · 377 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 8 carriers.

AutoCommercial GLHomeownersRenters+1 more
Mckinney, TX· 10.8 mi
Carriers: Progressive County Mutual, GAINSCO +66+ agents
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L Listed
Lopez Auto Insurance
4.8 · 2 reviews on Google13 yrs in business

Lopez Auto Insurance, based in Dallas, Texas, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize quick quotes, friendly staff, and personalized service since their founding in 2011.

AutoBoatCommercial GLHomeowners+3 more
Mckinney, TX· 10.9 mi
6+ agents
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T Listed
Texas Farm Bureau Insurance Company
4.5 · 8 reviews on Google

Licensed insurance agency in Anna, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Anna, TX· 1.4 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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G Listed
Gant Group Inc
4.0 · 1 reviews on Google

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
Mckinney, TX· 10.9 mi
20+ agents
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F Listed
Freeway Insurance
4.8 · 508 reviews on Google

Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 10.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.