Homeowners Insurance in Aubrey, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Aubrey
Within 15 miles of Aubrey, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Tim Holland Insurance Group is a State Farm agency located in Aubrey, Texas, serving Denton County and surrounding communities. They offer personal and business insurance solutions including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes local involvement and community service.
Emily Smith is a second‑generation State Farm agent with over 15 years of experience serving the DFW area. She and her bilingual team help customers with auto, home, life, health, small business, renters, RV and boat insurance. The agency focuses on personalized service and community support.
Mike Thompson Insurance is a locally owned, family‑oriented agency serving Texas, Arkansas and California since 2012. It offers holistic risk management with strong customer service for both business and individual needs, including auto, home and life coverage.
Kolby Sykes is a local Allstate agent in Cross Roads, TX who helps individuals, families, and business owners find affordable, reliable insurance solutions. He emphasizes personal relationships and offers guidance on auto, home, renters, life, and business coverage. The agency focuses on clear, easy-to-understand service for the Denton County community.
Traci Nguyen is an independent insurance agent licensed in Texas since 2012, offering life, health, dental, and supplemental insurance plans with a focus on Medicare options.
Tommy Rosales is a State Farm® agent serving Aubrey, Denton and Collin County since 2018. He and his team offer a range of personal and business insurance solutions, emphasizing personal relationships and community values. With over 60 years combined experience, they focus on protecting families and local businesses.
U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.
David Cripe is a State Farm agent serving Aubrey, TX and surrounding areas, offering auto, homeowners, renters, life, boat and motorcycle insurance along with financial services. Since opening his office in 2018, he focuses on personalized coverage and community involvement.
Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.
Sendera Title is a family‑owned, attorney‑led title agency serving residential and commercial closings across the Dallas‑Fort Worth area. As one of Texas’s largest independent title agencies, they focus on fast, stress‑free transactions for both large ventures and modest home loans.
Agents Alliance Services is an independent insurance aggregator that supports independent agents by providing tools, resources, and carrier relationships to help them build successful agencies. Since 2008 they have partnered with personal and commercial insurance agencies to increase revenue and promote agency ownership.
Ricardo Sempertegui, a State Farm Insurance Agent in Denton, TX, has served the community since 2010, offering auto, home, life, and business coverage. The agency is bilingual in English and Spanish and serves surrounding areas.
We are a full-service agency specializing in Medicare, Home, Auto and Business Insurance. We are committed to walking with you from start to finish, providing options and education along the way.
Fredrick Insurance Brokers is an independent, family‑owned health insurance agency in Denton, Texas that offers health, dental, group, small‑business and life coverage with zero broker fees. They compare over 50 carriers and provide enrollment, claims support, and ongoing service.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions in Texas, serving over 50 locations for 15 years. They provide multiple lines such as auto, motorcycle, renters, homeowners, commercial, SR‑22 and surety bonds, and serve English‑ and Spanish‑speaking customers.
Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.
Little Elm Insurance is a State Farm‑appointed agency serving North Texas, offering auto, motorcycle, homeowners, renters, life, and other personal and business insurance. The bilingual team provides personalized service in English and Spanish from their Little Elm office.
Michael Doranski is a third‑generation Allstate insurance agent serving Denton, TX. He offers auto, home, renters, motorcycle, boat and life insurance and emphasizes personalized service and long‑term financial planning.
Christian Lett is a State Farm® agent serving Prosper, TX and surrounding communities. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized protection for families. The agency highlights its 5‑star Google rating and commitment to local service.
The Michel Hambrick Agency, located in the heart of Little Elm, TX, offers a full range of insurance solutions including personal auto, classic car, motorcycle, RV, boat, homeowners, renters, and commercial coverage. Agent Michel Hambrick emphasizes personalized service, education, and community involvement.
Welcome to Melliand Insurance, where safeguarding your peace of mind is the top priority. Founded by Mark Melliand, the agency emphasizes personalized service and comprehensive coverage for home, auto, life, and commercial needs.
Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.
Ryan Everet Insurance Agency is an independent agency in Denton offering a range of personal and commercial insurance options. Their mission is to make doing business easy while providing a fun, informative experience so customers can make the best protection decisions.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.