Homeowners Insurance in Bacliff, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bacliff
Within 15 miles of Bacliff, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
McCunis-Fox is a trusted provider and broker agent for individual and family health insurance plans since 2007. Established in 2007, the agency serves residents and employers in Texas and surrounding states, offering Medicare, individual, group, dental, life, and final expense plans.
Goosehead Insurance provides home, auto, renters, boat, motorcycle and flood insurance through a network of agents, offering smart coverage options and personalized quotes. The agency emphasizes expert agents, clear communication, and a focus on getting the right coverage at the best value.
Tyler Landry is a State Farm agent in League City, Texas, offering auto, homeowners, life, boat, and other insurance products. The agency has been serving the area since 2017 and celebrates 7 years of growth with a focus on local service and customer satisfaction.
Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.
Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.
Everyone's Insurance was founded in 2010 to provide low‑price, customer‑focused insurance. The agency emphasizes longer hours, multiple carrier options, and a commitment to advocacy and service.
GEICO Insurance Agency offers a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, earthquake and commercial liability coverage. The site provides tools to get quotes, manage policies, and access claims support. GEICO partners with other insurers to offer additional specialty policies.
Alber Insurance Agency, founded by James Alber in 1982, is a family‑owned independent agency serving Texas. It offers personalized service and helps customers find insurance solutions across various lines.
Joe Pham has over 19 years of experience in the financial and insurance industry and has been a State Farm agent since 2019. He serves the League City, TX area offering auto, home, life, health and other insurance products, as well as notary services. His office speaks English, Spanish and Vietnamese.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
Since 2013, JP Guerrero Insurance has helped individuals, families, and businesses across Texas with personalized insurance solutions. The agency offers home, auto, life, and commercial coverage, emphasizing clear communication and bilingual service in English and Spanish.
Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.
The Water Girl Insurance is the Gulf Coast’s trusted specialist for boat and yacht insurance, offering a full line of insurance products including personal auto, homeowners, RV, watercraft and motorcycle. Based in Seabrook, Texas, they provide competitive coverage through carriers such as Progressive and GEICO.
Jacquie Tugwell State Farm Insurance serves League City, TX and surrounding Galveston and Harris counties, offering personal and commercial insurance solutions. With thirty years as a State Farm agent, the agency focuses on helping customers with auto, homeowners, renters, life, and business insurance.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.
Ben Benoit is a State Farm insurance agent in Dickinson, TX, serving the community since 2012. He offers auto, homeowners, renters, and life insurance along with personalized financial planning services.
We are an independent insurance agency serving the League City, TX area, offering a range of personal and commercial insurance solutions. Our dedicated staff focuses on friendly service and helping clients build tailored coverage portfolios from many carriers.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.
Licensed insurance agency in League City, TX; represents 1 carrier.
Larry Hudson is an Allstate insurance agent serving Kemah, TX and surrounding areas. He offers a range of personal insurance products and emphasizes customer‑service‑focused support, drawing on more than 20 years of local experience.
Allstate Insurance offers auto, home, and life insurance coverage throughout Texas. The agency emphasizes affordable car insurance, roadside assistance, and resources for home and boating maintenance. It connects customers with local Allstate agents via a searchable directory.
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
Kimberly Trammel is an Allstate insurance agent serving League City, TX. She offers auto, homeowners, renters, motorcycle, boat and life insurance and provides quotes by phone, online, or in‑person appointments.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.