Homeowners Insurance in Balch Springs, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Balch Springs
Within 15 miles of Balch Springs, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
La Familia Insurance helps individuals and families protect their assets with affordable, reliable coverage. Their mission is to eliminate fear of loss and provide access to insurance regardless of background or credit history. They emphasize personal service and bilingual support for the community.
Superior Insurance & Tax is an agency in Balch Springs, Texas that provides customized insurance solutions, wealth‑management consulting, and tax preparation for families, entrepreneurs, and small‑to‑medium businesses throughout North Texas.
Freeway Insurance provides a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and offers online quote tools and phone assistance for customers across the United States.
Leo's Auto Insurance helps customers compare and save on insurance, offering a wide range of coverage options including auto, homeowners, renters, commercial liability, and motorcycle insurance. With over a decade of experience and 14+ locations, they partner with numerous carriers to provide more than 140 plans. Their focus is on fast quotes, personalized service, and helping drivers of all backgrounds get the coverage they need.
City Auto Insurance is an independent agency in Texas that helps customers find competitive rates for auto, home, and renters insurance, offering a one‑stop shopping experience and bundled packages. They also assist with commercial, SR‑22, and specialty coverage when needed.
Our dedicated staff of insurance professionals is here to assist you in securing an insurance policy to protect you and your loved ones for years to come. Having a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs.
Lopez Auto Insurance, founded in 2011, provides auto, homeowners, motorcycle and boat insurance throughout the Dallas/Fort Worth area. They emphasize quick, easy quotes, personalized customer service, and a range of coverage options. The agency highlights a decade of experience and a commitment to helping clients navigate insurance needs.
City Auto Insurance is an independent agency that helps customers find great rates and offers a one‑stop shopping experience with auto, home, and renter’s insurance. Their trained professionals aim to match unique insurance needs with bundled packages and serve the local community.
ALPA Insurance is a quick, simple, no‑commitment agency serving Texas with over 50 locations for 15 years. It offers auto, motorcycle, renters, homeowners and commercial coverage and serves customers in both English and Spanish.
A Tiempo Insurance & Tax Service is your local community auto insurance agency. We take the hassle out of shopping for auto insurance by providing fast, easy, and affordable quotes with the ability to purchase same‑day coverage if needed. Our agency in Balch Springs offers great protection for you, your family, and your automobiles.
ALPA Insurance provides quick, no‑commitment insurance solutions across Texas, serving customers in English and Spanish. With over 50 locations and 15 years in business, they offer auto, motorcycle, renters, homeowners and commercial coverage. Their focus is fast quotes and personalized service.
Ai United Insurance provides fast, easy, and affordable auto, home, renters, motorcycle, and commercial insurance solutions, emphasizing simple online quotes and personalized coverage.
Baja Auto Insurance is a Texas‑based agency that provides affordable auto insurance with flexible coverage options, including liability and full coverage. They serve drivers with various risk factors and emphasize bilingual service, stating “Se habla español.”
The Rosalinda Aguero State Agency is a State Farm insurance agency in Mesquite, Texas offering auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency has been serving the community since 2020 and is led by Rosalinda Aguero.
Hibbs-Hallmark & Co. Insurance offers commercial, personal, employee benefits, life & health, and specialty programs to individuals and businesses.
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and bilingual service for the community. Their mission is to protect families without judgment and help them avoid the fear of losing everything.
Fiesta Insurance and Tax provides auto, home, business, rental property, boat, and motorcycle insurance along with personal and business tax services, targeting the Latino community in Texas.
Medicare Brothers is an independent insurance agency serving the Dallas/Fort Worth metroplex and the rest of Texas. They specialize in Medicare Advantage, Medicare Supplement (Medigap), life, and health insurance, helping customers find coverage that protects what matters most.
Stephanie Pruitt is a locally rooted Allstate agent who knows the Mesquite community well. She helps residents protect their homes, cars, and financial future with tailored insurance solutions.
Connect MGA LLC aims to be the premier auto insurance partner for Texas independent agents, offering a Texas Personal Auto Policy focused on comp/collision coverage and a user‑friendly system that rewards long‑term loyalty.
Bellas Insurance offers a range of coverage options including auto, home, renters, motorcycle, commercial general liability and more, serving the DFW and Metroplex area with multiple locations. They promote free quotes, a lowest price guarantee, and aim to help customers save on insurance costs.
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across Texas, emphasizing competitive rates, quick service, and bilingual agents who personalize coverage for each client.
With over a decade of experience, Leo’s Auto Insurance provides reliable and affordable coverage across 14+ locations. They partner with 35+ top carriers to offer 140+ plans, delivering personalized solutions for drivers and homeowners.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.