Homeowners Insurance in Bee Cave, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bee Cave
Within 15 miles of Bee Cave, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Shamrock Insurance Agency is a trusted local independent agency in Texas that provides home, auto, and life insurance. They work with multiple top‑tier carriers to design policies tailored to each client’s needs and focus on education, integrity, and personalized service.
Comparion Insurance Agency, founded in 2022, connects customers with over 50 insurance carriers to provide a wide range of coverage options including auto, home, life, renters and umbrella policies. Leveraging its Liberty Mutual backing and a network of 2,000 agents nationwide, the agency emphasizes personalized, consultative service to help clients find the best price and protection.
We’re not a 1‑800 number. We’re your neighbors — an independent agency that’s been part of the Lakeway, Bee Cave, Spicewood, Steiner Ranch, and Lake Travis community for years. We work with 40+ top‑rated carriers to find the right coverage for home, auto, business, and more.
Carter's Insurance Agency is an independent insurance agency offering a full line of products, including auto, home, farm, boat, and life insurance. Their team has over 40 years of experience and focuses on personalized, affordable coverage for clients across Texas.
Combined Agents of America, LLC is a privately held aggregator group that strengthens independent agencies by combining expertise and relationships. Their mission is to foster profitable growth with quality, stable insurance companies while providing unsurpassed service and a wide variety of products to clients.
Hank Gerdes is a State Farm® insurance agent with over 19 years of experience helping families and businesses across Texas. He offers a range of personal and commercial insurance products and emphasizes local knowledge and customer service.
Licensed insurance agency in Austin, TX; represents 39 carriers.
Licensed insurance agency in Austin, TX; represents 51 carriers.
The Brown Insurance Group is a dedicated insurance agency serving the Austin, Texas community. We provide an extensive range of insurance products and pledge to honor our commitments to our members by holding ourselves to the highest ethical standards. We are the Brown Agency and we are “on your side”.
Aminda Gamboa runs an Allstate agency in Austin, Texas, serving families and individuals with personalized insurance solutions. With over 20 years in the Austin community, the agency offers a range of coverage options including auto, home, renters, motorcycle, life and boat insurance. The team focuses on peace of mind and long‑term relationships with clients.
Christensen Group Insurance is an employee‑owned agency that provides business, personal, employee benefits and financial services. Their team of independent brokers focuses on risk management and customized coverage solutions for clients in Minnesota and beyond.
Licensed insurance agency in Dripping Springs, TX; represents 1 carrier.
Paragon Independent Insurance Agencies, Inc. is an independent agency serving the Dallas‑Fort Worth area, offering auto, home, business, and life insurance. They provide personalized quotes and one‑on‑one attention to help customers choose the right coverage.
Goosehead Insurance provides a digital‑first platform to help customers obtain home, auto, renters, boat, motorcycle and flood insurance from a network of over 200 carriers. The site highlights quick estimates, personalized agent support, and a mobile app for managing policies.
Mark Handley State Farm Agency is a Dripping Springs‑based insurance agency with over 24 years of experience. The team offers personalized insurance solutions and emphasizes community involvement. They provide a range of coverage options and aim to deliver attentive, trustworthy service.
For more than three decades, Texas Heart and Vascular has provided top‑rated cardiology care to the Central Texas community. Their board‑certified heart doctors focus on preventive care and advanced cardiovascular treatments, serving patients in South Austin and surrounding areas.
Licensed insurance agency in Austin, TX; represents 10 carriers.
Rollo Insurance, based in Dripping Springs, TX, has over 20 years of experience providing a wide range of insurance solutions. The agency emphasizes clear communication and personalized service, helping clients understand policies for auto, home, business, life, and more. They aim to be a trusted local broker for individuals and businesses alike.
Licensed insurance agency in Austin, TX; represents 3 carriers.
Licensed insurance agency in Dripping Springs, TX; represents 1 carrier.
Corridor Title is a full‑service title insurance company based in Central Texas, offering commercial and residential title services. The agency emphasizes a culture of service, professionalism, and community involvement. It focuses on client success through expertise, integrity, and innovative processes.
Licensed insurance agency in Austin, TX; represents 13 carriers.
Licensed insurance agency in Austin, TX; represents 2 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.