Homeowners Insurance in Bee Cave, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bee Cave
Within 15 miles of Bee Cave, TX. Click any agency to view profile, contact info, and request a quote.
Comparion Insurance Agency Mike Katsus
Comparion Insurance Agency, founded in 2022, connects customers with over 50 insurance carriers to provide a wide range of coverage options including auto, home, life, renters and umbrella policies. Leveraging its Liberty Mutual backing and a network of 2,000 agents nationwide, the agency emphasizes personalized, consultative service to help clients find the best price and protection.
SOUTHWEST INDEPENDENT INSURANCE SERVICES, INC.
Licensed insurance agency in Austin, TX; represents 51 carriers.
TEXAS REPUBLIC LIFE SOLUTIONS INC
Licensed insurance agency in Austin, TX; represents 39 carriers.
THE FOX ALLIANCE, LLC
Licensed insurance agency in Austin, TX; represents 10 carriers.
JOEL PAPROCKI INSURANCE AGENCY, INC.
Licensed insurance agency in Austin, TX; represents 1 carrier.
INSPIRE INSURANCE SOLUTIONS, INC.
Licensed insurance agency in Bee Cave, TX; represents 31 carriers.
MYBUCKETLISTEVENTS LLC
Licensed insurance agency in The Hills, TX; represents 1 carrier.
THE INSURANCE CONNECTION INC
Licensed insurance agency in Lakeway, TX; represents 40 carriers.
EVOLUTION RISK MGA OF TEXAS LLC
Licensed insurance agency in Austin, TX; represents 1 carrier.
INCLINE CLAIMS SERVICES, INC.
Licensed insurance agency in Austin, TX; represents 3 carriers.
HERITAGE ASSOCIATES LLC
Licensed insurance agency in Bee Cave, TX; represents 5 carriers.
CARRIE WELCH INSURANCE AND FINANCIAL SERVICES, INC.
Licensed insurance agency in Austin, TX; represents 8 carriers.
CAROL WALTON EXPEDITIONS LLC
Licensed insurance agency in Austin, TX; represents 1 carrier.
VIRTUOUS INSURANCE AGENCY, LLC
Licensed insurance agency in Lakeway, TX; represents 34 carriers.
LEAD INSURANCE AGENCY, INC.
Licensed insurance agency in Austin, TX; represents 2 carriers.
ROOT LONE STAR INSURANCE AGENCY, INC.
Licensed insurance agency in Austin, TX; represents 1 carrier.
PROUT INSURANCE AGENCY, LLC
Licensed insurance agency in Austin, TX; represents 13 carriers.
IMGA, LLC
Licensed insurance agency in Austin, TX; represents 2 carriers.
RCF-TEXAS INC
Licensed insurance agency in Bee Cave, TX; represents 1 carrier.
Shamrock Insurance Agency
Shamrock Insurance Agency is a trusted local independent agency in Texas that provides home, auto, and life insurance. They work with multiple top‑tier carriers to design policies tailored to each client’s needs and focus on education, integrity, and personalized service.
DANIELS-HEAD INSURANCE AGENCY, INC.
Licensed insurance agency in Austin, TX; represents 65 carriers.
Lakeway Insurance Group
We’re not a 1‑800 number. We’re your neighbors — an independent agency that’s been part of the Lakeway, Bee Cave, Spicewood, Steiner Ranch, and Lake Travis community for years. We work with 40+ top‑rated carriers to find the right coverage for home, auto, business, and more.
THE NEIL GUAYANTE AGENCY, INC.
Licensed insurance agency in Austin, TX; represents 9 carriers.
Stanley Insurance Agency
Stanley Insurance Agency, an Authorized Progressive Agent in Austin, Texas, has been serving the greater Austin area since 1983. They provide a range of insurance products including auto, home, renters, motorcycle, boat, and commercial coverage, leveraging over 30 carriers to offer competitive rates. The agency operates from two Austin locations and emphasizes personalized service and quick quotes.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.