Homeowners Insurance in Bellaire, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bellaire
Within 15 miles of Bellaire, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect customers from sudden loss and to offer bilingual service. Founded in 2010, they have grown to 90 offices across Texas.
Bridgette Emanuel State Farm is a Texas‑based insurance agency offering a range of personal and commercial insurance products. The agency serves the Houston area and the wider Texas market, providing auto, homeowners, renters, life, motorcycle, and boat insurance among others. The agent has been affiliated with State Farm since 1994.
L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.
Gaston Arguelles is a State Farm agent serving the Houston area since 2008, offering a range of personal and commercial insurance solutions. He and his team focus on auto, homeowners, renters, life, motorcycle, boat and business coverage, emphasizing personalized service and community involvement.
TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.
Aegis Insurance & Financial Services is a Texas‑based full‑service insurance agency offering commercial and personal coverage including auto, homeowners, life and various business lines. The agency emphasizes a consultative approach, 24/7 client portal access, and a paperless, digital experience.
L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.
Amtex Insurance provides affordable auto, home, and business insurance for Texas residents, emphasizing personal service and quick coverage. With over 25 years of experience, the agency highlights its local agents, multiple carrier options, and a commitment to community involvement.
Texas Prime Insurance, founded in 2010, was recently acquired by Dean & Draper Insurance Agency to expand its carrier options and maintain its commitment to personalized client service. Ryan Steinberg remains the primary agent, continuing to serve existing and new clients with the same contact information.
Licensed insurance agency in Houston, TX; represents 38 carriers.
Paga Menos Insurance is a Houston‑based agency offering a full range of personal and commercial insurance solutions across Texas, aiming to provide affordable coverage and financial stability for individuals and businesses.
Tim Woodson’s Insurance Office is a State Farm agency in Bellaire, Texas, offering a range of personal and business insurance products. Tim Woodson has been an insurance agent since 1980 and the team has over 65 years of combined experience. The agency emphasizes personalized service and community involvement.
AAIGOT Insurance Agency, serving Houston and all of Texas since 1985, provides a broad range of personal and commercial insurance products. The agency offers auto, homeowners, motorcycle, life, and various commercial lines through multiple high‑rated carriers.
Stephen W. Herbert & Company is a Houston‑based independent insurance brokerage specializing in health, life, Medicare and small‑group coverage. Founded in 1981, the agency leverages over 30 years of experience to help individuals, families and small businesses find affordable health insurance solutions across Texas.
Amtex Insurance provides affordable auto, home, and business coverage, focusing on real‑person service and community involvement. Since its founding, the agency emphasizes low rates, personalized support, and quick online tools for quotes and claims.
Serving the City of Houston and surrounding Texas areas, Jenny Mendez is a State Farm insurance agent offering auto, homeowners, renters, life and health coverage. The agency emphasizes core values of doing what's right and protecting what's important to customers.
A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual English‑Spanish service. With over 40 years of experience, the agency works with multiple carriers to provide affordable options for individuals and businesses.
Freeway Insurance is a nationwide insurer that supports all insurance needs across the 50 U.S. states. They offer a variety of products including auto, homeowners, renters, life, motorcycle and boat insurance.
Auto Express Insurance is a Houston‑based agency that helps consumers save money on insurance and assists businesses in reducing risk. The agency serves the greater Houston area, offering personalized protection for families and commercial clients alike.
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.
Dean & Draper is a Houston‑based independent insurance broker serving Texas and nationwide since 1981. They provide commercial and personal insurance lines, employee benefits, and risk‑management solutions while emphasizing technology and personalized service.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.