Homeowners Insurance in Bellville, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bellville
Within 15 miles of Bellville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
LKL Insurance is an independent insurance agency with offices in Bellville and Sealy, Texas. They offer auto, home, business, and life insurance and are part of the Hilb Group, a national network of insurance professionals.
Reliable Insurance offers affordable, low‑cost homeowners, condo and flood insurance in Texas, with coverage up to $1.3 million and discounts up to 55%. The agency emphasizes a personal touch combined with an easy‑to‑use online portal for quotes, payments and claims, and highlights an “A, Exceptional” rating from Demotech.
State Farm has been providing insurance and financial services since 1922, offering a wide range of products such as auto, home, renters, life, disability, boat, motorcycle, and commercial coverage. The company emphasizes personalized bundles and discounts, serving millions of customers nationwide through its network of agents. It also provides digital tools for policy management and claims handling.
Edmonds Insurance Agency is an independent Texas agency offering auto, home, business, farm, life, and recreation insurance. With over 40 years of experience, they work with 30+ carriers to provide personalized coverage across multiple Texas locations.
Personnel Services is a staffing and HR consulting agency offering temporary, temp‑to‑hire, and full‑time placement solutions across manufacturing, distribution, trades, and office sectors. They match employers with reliable talent and assist job seekers in finding suitable positions.
Virginia Gilbert is a State Farm insurance agent in Sealy, Texas, offering a range of products including auto, homeowners, renters, life, boat and motorcycle coverage. With over a decade of experience since opening her agency in 2014, she serves the Austin County area and is active in the community.
Spec's Wines, Spirits & Finer Foods in Brenham, Texas is a locally owned liquor store that has been serving the community since 1962. It offers a wide selection of wines, liquors, beers, gourmet foods, and accessories.
Texas Farm Credit provides fast, tailored agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned structure. It offers agriculture loans, home loans, land loans, and insurance programs for farmers and rural property owners.
Washington County Insurance Agency is an independent agency located in Brenham, Texas, offering personal and business insurance solutions. They provide online quotes and aim to help customers save on coverage.
Licensed insurance agency in Sealy, TX; represents 1 carrier.
Ruth Mercier Insurance Agency in Sealy, TX focuses on friendly, personalized customer service and leverages long‑standing industry knowledge to help clients find the right coverage at competitive rates.
Licensed insurance agency in Hempstead, TX. Contact directly for available products and carriers.
We are Knight Insurance Agency, an independent insurance agency, dedicated to providing affordable insurance and proper coverage to the residents of Hempstead, TX and the surrounding areas. With over 25 years of experience and access to multiple insurance carriers, we provide superior service and the best value for your dollar.
John Brieden III is a State Farm insurance agent offering auto, homeowners, renters, life, motorcycle, and boat insurance to clients in Brenham, Texas.
Edmonds Insurance Agency is an independent Texas agency that offers personal and business insurance solutions, emphasizing local, personalized service. The agency highlights over 40 years of experience helping families, farms, and businesses protect what matters most.
I am a licensed insurance agent and my passion is to help families protect their loved ones when there is a loss of a family member or if the family experiences a financial tragedy from a critical illness.
STX Insurance Services is an independent agency that helps customers compare and obtain auto and homeowners insurance at affordable rates. They emphasize personalized service and provide online tools for quick quotes.
Capricorn Insurance Agency specializes in providing reliable commercial insurance solutions for businesses of all sizes. They offer customized coverage including Commercial Auto, Property Liability, Workers’ Compensation, and Business Owner’s Policies to protect operations, employees, and assets. Their commitment is to deliver trusted advice, competitive coverage options, and personalized service to help businesses grow with confidence and security.
WoodmenLife is a fraternal organization that provides life insurance, retirement planning, Medicare supplement policies, and annuities to individuals and families, emphasizing financial security and community involvement.
Licensed insurance agency in Sealy, TX; represents 1 carrier.
Licensed insurance agency in Brenham, TX; represents 40 carriers.
Licensed insurance agency in Brenham, TX; represents 1 carrier.
Licensed insurance agency in Brenham, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.