Homeowners Insurance in Belton, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Belton
Within 15 miles of Belton, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insuring our local community for over 20 years, Miller & Co Insurance offers personal and commercial coverage options with a dedicated staff to assist customers.
Extraco Insurance offers home, auto, life, and business insurance options, helping customers find competitive rates and tailored coverage.
Texian Insurance provides live representative service, offering personalized assistance for insurance needs across auto, home, business, life, renters, RV, boat, and motorcycle coverage.
Veronica Logan State Farm Agency in Belton, TX offers a range of personal and small‑business insurance products and emphasizes bilingual (English/Spanish) service and community focus.
All Star Auto Insurance Agency in Killeen, Texas offers auto, home, business, and motorcycle insurance with low rates and fast quotes. They provide free quotes within minutes and have served the community for years.
Finney Insurance Agency is a locally owned insurance agency in Belton, Texas that provides personal and business insurance solutions. They emphasize quick, personalized service, leveraging technology and multiple carriers to offer lower rates.
John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.
A&M Auto Insurance LLC is a local community auto insurance agency in Temple, Texas. They offer fast, easy, and affordable auto insurance quotes with same‑day coverage options and also provide home, motorcycle, and commercial insurance solutions.
ALPA Auto Insurance is a Texas‑based agency that provides quick, commitment‑free insurance quotes for auto, motorcycle, renters, homeowners and commercial lines. They serve both English‑ and Spanish‑speaking customers and emphasize low rates and simple, no‑drama service.
Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights and surrounding Central Texas since 1976. It offers a wide range of insurance products including auto, home, renters, motorcycle, boat and more, primarily through Progressive.
Lauren Smith is a State Farm insurance agent in Belton, Texas, operating since 2017 with over 13 years of experience. She offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the Bell County area.
Goosehead Insurance provides a range of coverage options including home, auto, renters, boat, motorcycle and flood insurance, offering quotes from over 200 carriers to match customers' needs and budget.
Since 1977, Primerica has helped middle‑income families learn personal finance principles, reduce debt, and plan for the unexpected. It is the second largest issuer of term life insurance in the U.S. and was named the Most Trusted Life Insurance Company in 2022.
Evans, Ewan & Brady Insurance Agency, Inc. is an independent agency based in Georgetown, Texas serving Central Texas with auto, homeowner, commercial, life and health insurance solutions since 1928.
Tyler Jermstad is a State Farm® insurance agent in Temple, Texas. He opened his agency in 2015 and leads a team that serves the Central Texas community with a focus on auto, homeowners, life, and other insurance products. The agency is active in local charities and has earned multiple community awards.
USHEALTH Advisors is a health‑insurance brokerage offering tailored health, dental, and vision plans. The agency has won multiple Gold Stevie Awards and serves clients across 33 states.
Jeanie Barnhill‑McCullough is an Allstate insurance agent serving Belton, TX and surrounding areas. She offers a range of personal insurance products including auto, homeowners, renters and motorcycle coverage. The page highlights her contact information, office hours and customer rating.
Michael Seiler is a Farmers Insurance agent located in Belton, Texas, offering a range of personal insurance products.
Licensed insurance agency in Harker Heights, TX. Contact directly for available products and carriers.
Nichole Guajardo is a State Farm insurance agent serving Temple, TX and surrounding areas, offering auto, home, renters, life, business, and other insurance products. The bilingual office has been operating since August 2018 and focuses on personalized, community‑focused service.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Licensed insurance agency in Temple, TX; represents 2 carriers.
Shaffin Wegener is a State Farm agent in Temple, Texas, ranked among the Top 100 State Farm agents nationwide. The family‑owned agency offers auto, homeowners, renters, life, commercial, motorcycle and boat insurance, emphasizing fast, personal service. They serve the local community with multiple contact options and a strong online presence.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.