Homeowners Insurance in Ben Wheeler, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Ben Wheeler
Within 15 miles of Ben Wheeler, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Wallace & Murray Insurance Agency has been protecting families and businesses in Van Zandt County, Texas since 1972, offering personal and commercial coverage through more than 50 insurance providers. They emphasize personalized service and affordable pricing across auto, home, life, and business lines.
Allstate Insurance Agent T.A. Hale serves Canton, TX, offering auto, home, renters, motorcycle, life, and boat insurance. The office is located at 510 S Trade Days Blvd and can be contacted at (903) 567‑5336. The agency has a 4.5 rating from 563 reviews.
State Farm insurance agency serving Canton, TX, led by agent Sarah Clayton. Since 2002, the agency offers auto, home, renters, life and business/commercial insurance and provides personalized quotes and 24‑hour support.
Licensed insurance agency in Canton, TX; represents 1 carrier.
Licensed insurance agency in Lindale, TX; represents 45 carriers.
East Texas Insurance is a licensed agency serving Canton and Van Zandt County, TX, offering auto, home, and business insurance. The team emphasizes friendly, personalized service, shopping for the best rates and leveraging years of industry experience.
The Nolen Agency is an independent Texas insurance agency offering personal and commercial coverage, including auto, home, umbrella, life, and business insurance. They partner with dozens of carriers to provide customized protection for East Texas residents and businesses.
Licensed insurance agency in Canton, TX; represents 1 carrier.
Licensed insurance agency in Lindale, TX; represents 1 carrier.
Licensed insurance agency in Canton, TX; represents 73 carriers.
Licensed insurance agency in Canton, TX; represents 27 carriers.
Licensed insurance agency in Canton, TX. Contact directly for available products and carriers.
Licensed insurance agency in Canton, TX; represents 23 carriers.
Licensed insurance agency in Canton, TX. Contact directly for available products and carriers.
Licensed insurance agency in Canton, TX; represents 1 carrier.
Licensed insurance agency in Ben Wheeler, TX; represents 55 carriers.
Licensed insurance agency in Van, TX; represents 14 carriers.
Licensed insurance agency in Brownsboro, TX; represents 36 carriers.
Licensed insurance agency in Van, TX; represents 4 carriers.
Licensed insurance agency in Canton, TX; represents 4 carriers.
Licensed insurance agency in Canton, TX; represents 20 carriers.
Licensed insurance agency in Canton, TX; represents 90 carriers.
Licensed insurance agency in Canton, TX; represents 2 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.