Homeowners Insurance in Bertram, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bertram
Within 15 miles of Bertram, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Crossline Insurance is an independent agency serving Burnet, Marble Falls, and the Texas Hill Country. They help individuals, families, and businesses compare auto, home, business, and recreational insurance from multiple carriers to find the best coverage and price. The agency emphasizes personalized service and ongoing support throughout the claims process.
Goosehead Insurance provides personalized coverage for home, auto, renters, boat, motorcycle and flood insurance through a network of over 200 carriers, helping clients find the right policy and price quickly.
Brad Morgan is a State Farm Insurance Agent serving the Cedar Park, Leander, Georgetown, Liberty Hill, Round Rock, and Austin areas. The agency focuses on auto, home, renters, life, commercial and health insurance, emphasizing personalized service and community involvement.
Schultze Agency provides personalized insurance services, focusing on commercial lines for small‑medium businesses and life, Medicare, and health insurance. They emphasize community involvement and a consultative approach to find the best coverage for clients.
Brent Allen is a State Farm Agent with over 20 years of experience, serving Liberty Hill and surrounding Texas communities. He offers a range of personal insurance products and emphasizes multilingual service, including Spanish and American Sign Language. The agency highlights a 5‑star rating on Google from more than 100 reviews.
ST Business Insurance is an independent agency that provides commercial insurance solutions across Texas, partnering with multiple carriers to offer tailored coverage. They focus on educating clients and building relationships to protect business assets.
Hanson Insurance Agency is a Medicare resource helping residents across many U.S. states. They offer a wide range of Medicare plan options, including Medicare Advantage, Part D, and supplemental plans, providing free assistance with enrollment and ongoing support.
Pratus Insurance Services, Inc. is an independent agency serving the Lampasas and Burnet areas of Central Texas since 2012. They provide a range of personal and commercial insurance solutions, emphasizing personalized service and community relationships.
Highland Lakes Title handles real estate transactions for residential, commercial, ranch, resort, land development, refinancing, home equity loans, reverse mortgages and more. For over 40 years they have served the Texas Hill Country real estate community with a dedication to service excellence.
Independence Title Liberty Hill Office provides title and escrow services to residential and commercial customers in Liberty Hill, Texas. The office offers local support through its branch manager and business development staff.
Gary Wideman State Farm provides auto, homeowners, renters, life, health, and business insurance, offering personalized coverage and financial services to the Burnet, Texas community. As a local agent since 2007, he and his team are available via call, text, or virtual meetings to help clients protect what matters most.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance options through a network of over 200 carriers. The agency offers online quotes, coverage lists, and a mobile app for policy management, emphasizing personalized service and competitive rates.
Burnet Eye Care provides comprehensive eye exams, contact lens evaluations, and treatment for eye diseases, along with optical services and eyewear selection. The practice emphasizes personalized care from experienced optometrists and friendly staff in a comfortable environment.
Ascension connects you to care across the communities we serve, offering compassionate healthcare services. The site provides information on locations, providers, and patient resources.
Inszone Insurance Services is a full‑service brokerage offering personal and commercial insurance solutions, including home, auto, renters, commercial property, general contractor and life coverage. They emphasize personalized service, shopping multiple carriers to find the best rates for clients.
Mirkes Insurance Solutions is an independent agency founded on The Golden Rule. Former teacher and coach Adam Mirkes has been helping Texans with personal and commercial insurance needs since 2012, offering tailored coverage and cost‑saving options. The agency works with over 100 A‑rated carriers to provide a range of policies.
Galloway Insurance is a relationship‑based agency serving the Highland Lakes region and all of Texas, with offices in Marble Falls, Horseshoe Bay, and Burnet. They provide personalized insurance solutions through long‑term partnerships with clients and carriers, covering both personal and commercial needs.
Ascension is a Catholic health system providing compassionate care across multiple states, connecting patients to a network of hospitals, providers, and services.
Licensed insurance agency in Burnet, TX; represents 7 carriers.
AA Best Bail Bonds provides bail bond services in San Antonio and across Texas, offering 24‑hour assistance, payment plans, and various bond types to help defendants secure release quickly while maintaining employment and family responsibilities.
First American provides title insurance and settlement services for residential and commercial real estate transactions, helping homebuyers, lenders, builders, agents and developers streamline closings and protect property rights.
Licensed insurance agency in Liberty Hill, TX; represents 29 carriers.
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing coverage options from over 200 carriers to match customers' needs and budgets.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.