Homeowners Insurance in Boerne, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Boerne
Within 15 miles of Boerne, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Smart Choice Benefits has been guiding individuals, families, and businesses for 30 years with health insurance, Medicare, and medical cost‑sharing solutions. Their licensed agents provide personalized support and a wide range of plan options to help clients save on coverage.
Hulett Insurance is an independent agency that has been serving Texas since 1995, providing personal and business insurance solutions such as auto, home, and umbrella coverage.
Fiesta Insurance & Tax offers auto, home, business, rental‑property, boat and motorcycle insurance along with personal and business tax services. Their team emphasizes simple, affordable coverage and treats customers like family. They target English‑ and Spanish‑speaking clients in Texas.
Michael Glick Insurance Agency, based in Boerne, Texas, offers personalized insurance solutions with a focus on friendly customer service and helping clients protect what matters most. The agency emphasizes experience, competitive rates, and clear guidance across multiple insurance types.
Ginny Thompson is a State Farm insurance agent in Boerne, Texas, celebrating over 40 years in the business. She offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the local community and the wider Texas market. The agency emphasizes asset protection, wealth management, and personalized service.
Walthall Sachse & Pipes, Inc. is an independent insurance agency serving Texas since 1973, offering access to a wide market of carriers and brokers. They provide personalized insurance programs for both personal and commercial needs.
Mojo Insurance Wizards help clients avoid shopping for insurance by comparing rates from over 40 A‑rated carriers. They offer personalized service across auto, homeowners, life, commercial and umbrella policies, handling everything from quotes to policy changes.
Davison Insurance Agency LLC serves Boerne and the Texas Hill Country, offering friendly, personalized service and affordable insurance solutions. They shop the market to find the best rates for auto, homeowners, life, health, mobile home, motorcycle, renters, and boat coverage.
Ruben Cardenas Jr is a second‑generation State Farm agent who has served the Boerne, Texas community for 35 years, offering a range of personal and business insurance solutions. The agency emphasizes personalized service, community involvement, and a stress‑free quoting process.
Guardian Agency provides local personal and business insurance in Boerne and San Antonio, Texas. They offer a wide range of coverage options—including auto, homeowners, renters, life, commercial liability, property, umbrella, marine, boat and motorcycle insurance—and work with over 300 carriers to find the best rates for clients. The agency emphasizes caring, locally‑owned service and easy access through two office locations.
Dreiss Insurance Agency is a trusted independent agency serving Boerne, Texas since 1979, offering custom insurance solutions for individuals and businesses across multiple lines.
We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with commercial and personal insurance solutions. Integrity, accountability, and honesty are the cornerstones of our business, so you can trust us to protect what’s yours.
Texas Insurance Now helps individuals and families find health, life, Medicare, dental, vision and supplemental insurance. They offer personalized assistance, compare top carriers, and aim to provide affordable coverage with a lowest price guarantee. Their reputation is built on trust and dedicated support.
Yates & Associates & RS Insurance is a family‑owned agency in Boerne, TX offering personalized insurance advice and a variety of coverage options for businesses and individuals. With over 50 years of combined experience, the agents aim to provide dependable service and help clients find policies that fit their needs and budget.
Allstate Insurance Agent Kam M Walker in Boerne, TX offers auto, home, renters, motorcycle, life, and boat insurance. The office is located at 121 Lohmann St, Boerne, TX 78006 and can be contacted at (210) 826-0885. The agency serves Boerne and surrounding areas and provides appointments and quotes online.
Travis Slaydon is a State Farm insurance agent serving Boerne, Texas and surrounding Hill Country communities. His agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, health, and commercial coverage. The team emphasizes local, neighborly service and 24/7 availability.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Trevino Insurance Services is a Central Texas insurance agency offering a range of policies including auto, home, commercial, life, renters, umbrella, motorcycle, boat, health, flood, classic car and condo insurance. They focus on providing convenient bundled coverage and personalized service to clients in Boerne and surrounding areas.
Diamond Insurance Agency has been insuring the local community for over 20 years, offering personalized service and a wide range of coverage options including auto, home, business, life, flood, and RV & boat insurance.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Independent Insurance Center Inc. (IIC) is one of the oldest full‑service agencies in the San Antonio area, trusted by Texas since 1883. The Boerne branch offers a wide range of personal and commercial insurance solutions with a focus on exceptional customer service.
Licensed insurance agency in Boerne, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.