Homeowners Insurance in Bridgeport, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
19 homeowners insurance agencies in Bridgeport
Within 15 miles of Bridgeport, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
At Teresa Mader State Farm, we know how important it is to protect the people and things that mean the most to you. Whether it’s life, auto, or home insurance, we’re here to help you find the right coverage — so you can feel confident about today and whatever comes next.
Licensed insurance agency in Decatur, TX; represents 9 carriers.
We want to thank you for choosing Ricky Rivera Insurance as your insurance provider. Our agency is on a mission to build strong relationships with each one of our customers for a lifetime.
Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance. They partner with over 200 carriers to provide customized quotes and focus on clear communication and customer service.
Title Resources, LLC offers title insurance, escrow, abstract plant, and notary services across Denton, TX and nearby locations. Their in‑house underwriting, large experienced staff, and convenient closing options aim to simplify real‑estate transactions.
Ray Aaron Insurance is an independent agency serving the Bridgeport and Decatur areas of Texas. They provide personal coverages such as auto, homeowners, life, disability, motorcycle, boat, flood and renters insurance, as well as commercial options like general liability, property and umbrella policies.
Sandy Creek Agency, founded by John & Lisa Kaker, is a family‑owned insurance agency in Decatur, Texas. They provide auto, home, and farm mutual insurance solutions and work with over 30 top‑rated personal and commercial carriers.
Licensed insurance agency in Decatur, TX; represents 37 carriers.
Wise Independent Insurance Group is a local agency in Wise County offering home, auto, commercial, life, and health insurance. Brokers Jaymi and Jay work together to shop over 20 carriers for the best rates and coverage. Clients can visit the office at 1804 Chico Hwy in Bridgeport or contact the agency online.
Stephens, Bastian and Cartwright, LP is an independent, white‑glove insurance service firm offering strategic, consultative, and analytical solutions for both property‑casualty and employee benefits. The agency emphasizes thorough, timely service and works with a wide range of carriers to provide the best pricing and risk‑control advice. Their focus is on long‑term, trustworthy relationships with both individual and business clients.
Licensed insurance agency in Decatur, TX; represents 71 carriers.
Licensed insurance agency in Decatur, TX; represents 21 carriers.
Licensed insurance agency in Decatur, TX; represents 1 carrier.
Licensed insurance agency in Decatur, TX; represents 36 carriers.
Licensed insurance agency in Bridgeport, TX; represents 2 carriers.
Licensed insurance agency in Paradise, TX; represents 2 carriers.
Licensed insurance agency in Chico, TX; represents 75 carriers.
Licensed insurance agency in Poolville, TX; represents 6 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.