Homeowners Insurance in Brookshire, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Brookshire
Within 15 miles of Brookshire, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.
Equity Insurance Group in Katy, Texas offers personalized insurance shopping, comparing over 80 carriers to find competitive rates for auto, home, renters, and other coverages. They emphasize real‑person support, easy claims assistance, and a free no‑obligation evaluation.
Txinsurance provides an online tool to compare affordable health plans and offers support for understanding, enrolling, and managing those plans.
Cop Girl Health Insurance helps self‑employed, freelancers and small business owners find affordable health, dental, vision and supplemental insurance plans, offering nationwide PPO networks and personalized guidance.
Comparion Insurance Agency, founded in 2022, operates as an independent insurance agency backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products, including auto, home, life, renters and umbrella coverage, delivering consultative service through local agents.
RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.
DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.
Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.
Katy Insurance Agency, Inc., founded in 1915 and owned by J. W. “Skip” Conner since 1976, is an independent agency serving Katy and the Greater Houston area. They provide a broad range of insurance products and partner with multiple carriers to meet client needs.
Licensed insurance agency in Katy, TX; represents 20 carriers.
Texas RIA is a local Platinum Progressive agency offering auto, home, business and trucking insurance. They provide comparative rates from top carriers and a range of online services for policy management and quotes.
Aim Multi Services provides insurance, tax, business and accounting services, offering auto, home, renters and commercial insurance along with personal and business tax and payroll solutions.
TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.
Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.
Licensed insurance agency in Katy, TX; represents 19 carriers.
Stieber Insurance Group is a family‑owned independent agency serving Texas since 1983. They provide personal and commercial insurance solutions including home, auto, business and Medicare coverage, focusing on local service and personalized care.
Licensed insurance agency in Katy, TX; represents 5 carriers.
Licensed insurance agency in Katy, TX; represents 21 carriers.
Licensed insurance agency in Katy, TX; represents 27 carriers.
Licensed insurance agency in Katy, TX; represents 5 carriers.
Vargas Agency is a local insurance partner in Brookshire, TX offering a wide range of personal and commercial insurance products, including auto, home, life, flood, umbrella, renters, and specialty lines such as boat and motorcycle coverage. They emphasize personalized service and community focus.
Licensed insurance agency in Katy, TX; represents 8 carriers.
L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.